Vietnam Technological and Commercial Joint Stock Bank

HOSE:TCB Stock Report

Market Cap: ₫163.4t

Vietnam Technological and Commercial Bank Future Growth

Future criteria checks 4/6

Vietnam Technological and Commercial Bank is forecast to grow earnings and revenue by 18.8% and 20.5% per annum respectively. EPS is expected to grow by 17.5% per annum. Return on equity is forecast to be 17.6% in 3 years.

Key information

18.8%

Earnings growth rate

17.5%

EPS growth rate

Banks earnings growth19.4%
Revenue growth rate20.5%
Future return on equity17.6%
Analyst coverage

Good

Last updated20 Nov 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

HOSE:TCB - Analysts future estimates and past financials data (VND Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202670,406,83133,471,813N/AN/A6
12/31/202559,129,75328,432,029N/AN/A9
12/31/202450,373,24822,826,702N/AN/A9
9/30/202442,854,50722,542,772-34,678,887-33,476,615N/A
6/30/202441,682,95821,418,210-46,783,144-45,738,331N/A
3/31/202438,425,37519,679,904-47,527,297-46,288,143N/A
12/31/202336,140,02417,955,802-71,038,403-69,806,045N/A
9/30/202335,416,54017,070,665-54,673,635-53,356,560N/A
6/30/202335,569,24817,755,688-63,546,297-62,146,045N/A
3/31/202337,568,34719,104,158-63,361,218-62,291,554N/A
12/31/202238,590,89720,111,877-44,404,132-43,294,021N/A
9/30/202239,463,01521,174,900-65,065,725-64,396,020N/A
6/30/202238,027,00420,214,534-54,531,244-53,894,053N/A
3/31/202236,118,29719,122,135-77,389,219-76,479,340N/A
12/31/202134,411,19918,014,250-90,380,369-89,440,374N/A
9/30/202132,379,25617,375,657-90,890,054-89,977,196N/A
6/30/202130,742,29716,137,075-95,880,527-94,990,182N/A
3/31/202127,511,78014,242,828-69,982,827-69,368,591N/A
12/31/202024,767,65312,301,991-43,134,394-42,468,534N/A
9/30/202023,582,65211,369,035-23,746,741-23,249,589N/A
6/30/202022,022,25410,824,246-9,331,210-8,937,605N/A
3/31/202021,263,06210,416,206-39,583,113-39,141,152N/A
12/31/201920,150,77710,043,139-40,349,002-40,091,382N/A
9/30/201918,831,5839,279,420-39,255,534-38,852,268N/A
6/30/201917,732,7858,784,662-54,815,380-54,337,475N/A
3/31/201916,892,1878,476,571-25,510,555-25,113,792N/A
12/31/201816,505,2648,442,775-21,648,196-21,246,622N/A
9/30/201816,247,7198,764,375-33,102,474-32,820,351N/A
6/30/201815,678,2288,411,103N/A-16,376,770N/A
3/31/201814,285,6167,435,321N/A-17,832,061N/A
12/31/201712,427,1536,445,595N/A-11,404,409N/A
9/30/201710,085,9014,729,362N/A2,571,570N/A
6/30/20179,132,2774,045,501N/A-7,851,035N/A
3/31/20178,586,1963,712,691N/A-12,173,801N/A
12/31/20168,171,2153,129,130N/A-33,245,311N/A
9/30/20167,403,8452,585,509N/A-44,110,396N/A
6/30/20166,457,3801,967,326N/A-36,463,368N/A
3/31/20166,040,1601,665,862N/A-19,749,229N/A
12/31/20155,715,8161,503,716N/A-17,142,476N/A
9/30/20155,370,6281,374,700N/A-8,663,208N/A
6/30/20154,917,3761,132,440N/A-2,656,524N/A
3/31/20154,501,283856,620N/A-19,675,973N/A
12/31/20144,720,9101,068,197N/A-14,337,212N/A
9/30/20144,364,449996,196N/AN/AN/A
6/30/20144,363,505906,907N/A-4,657,452N/A
3/31/20144,383,492884,744N/A3,815,977N/A
12/31/20134,233,872659,071N/A10,354,625N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: TCB's forecast earnings growth (18.8% per year) is above the savings rate (3%).

Earnings vs Market: TCB's earnings (18.8% per year) are forecast to grow faster than the VN market (18.7% per year).

High Growth Earnings: TCB's earnings are forecast to grow, but not significantly.

Revenue vs Market: TCB's revenue (20.5% per year) is forecast to grow faster than the VN market (16.8% per year).

High Growth Revenue: TCB's revenue (20.5% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: TCB's Return on Equity is forecast to be low in 3 years time (17.6%).

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