Vietnam Technological and Commercial Joint Stock Bank

HOSE:TCB Stock Report

Market Cap: ₫189.7t

Vietnam Technological and Commercial Bank Management

Management criteria checks 3/4

Vietnam Technological and Commercial Bank's CEO is Jens Lottner, appointed in Aug 2020, has a tenure of 4.75 years. total yearly compensation is ₫25.66B, comprised of 100% salary and 0% bonuses, including company stock and options. directly owns 0.012% of the company’s shares, worth ₫23.71B. The average tenure of the management team and the board of directors is 4.8 years and 9.3 years respectively.

Key information

Jens Lottner

Chief executive officer

₫25.7b

Total compensation

CEO salary percentage100.0%
CEO tenure4.8yrs
CEO ownership0.01%
Management average tenure4.8yrs
Board average tenure9.3yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Jens Lottner's remuneration changed compared to Vietnam Technological and Commercial Bank's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2025n/an/a

₫21t

Dec 31 2024₫26b₫26b

₫21t

Sep 30 2024n/an/a

₫23t

Jun 30 2024n/an/a

₫21t

Mar 31 2024n/an/a

₫20t

Dec 31 2023₫24b₫24b

₫18t

Compensation vs Market: Jens's total compensation ($USD1.00M) is above average for companies of similar size in the VN market ($USD149.53K).

Compensation vs Earnings: Jens's compensation has been consistent with company performance over the past year.


CEO

Jens Lottner (58 yo)

4.8yrs

Tenure

₫25,662,000,000

Compensation

Dr. Jens Lottner serves as Chief Executive Officer, General Manager and Member of Management Board at Vietnam Technological and Commercial Joint Stock Bank since August 18, 2020. He served as Chief Financi...


Leadership Team

NamePositionTenureCompensationOwnership
Jens Lottner
GM & CEO4.8yrs₫25.66b0.012%
₫ 23.6b
Alexandre Charles Macaire
Group Chief Financial Officer3.3yrsno data0.012%
₫ 22.4b
Ngoc Chu
Chief Operations Officer4.8yrsno datano data
Thi Tra Nguyen
Chief Accountant2.5yrsno data0.00045%
₫ 853.6m
Nguyen Minh
Chief of Investment Banking11.6yrsno datano data
Nguyen Tuan
Chief Information Officer1yrno datano data
Nguyen Sam
Director of Administrationno datano datano data
Thai Minh Tu
Chief Marketing Officer5.3yrsno datano data
Quyen Dang
Chief Human Resources Officer4.8yrsno datano data
Thang Pham
Deputy CEO & Chief Corporate Affairs Officerno datano data0.049%
₫ 92.4b
Hung Phung
Standing Deputy CEO & Chief Corporate and Institutional Banking Group Officerno datano data0.074%
₫ 140.5b
Son Phan
Deputy CEO & Chief Global Transaction Services Officer14.3yrsno data0.049%
₫ 92.7b

4.8yrs

Average Tenure

Experienced Management: TCB's management team is considered experienced (4.8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Quang Nguyen
Vice Chairman25.9yrs₫1.71b0.86%
₫ 1.6t
Quang Nguyen
First Vice Chairman26.3yrs₫3.99b0.27%
₫ 505.0b
Anh Ho
Chairman21.2yrs₫4.37b1.11%
₫ 2.1t
Saurabh Agarwal
Non-Executive Director6.1yrsno datano data
Son Nguyen
Vice Chairman17yrs₫3.87b0.51%
₫ 964.2b
Hong Bui Thi
Member of Supervisory Board15.2yrsno data0%
₫ 0
Trung Hoang
Head of Supervisory Board12.4yrsno data0.0016%
₫ 3.1b
Ngoc Ho
Vice Chairman4.1yrs₫2.67bno data
Nguyen Lan
Vice Chairman1.1yrsno datano data
Eugene Galbraith
Independent Director1.1yrs₫6.75bno data
Pham Xuan Bac
Independent Director1.1yrs₫1.33bno data
By Thi Lien
Member of Supervisory Board1.1yrsno datano data

9.3yrs

Average Tenure

54.5yo

Average Age

Experienced Board: TCB's board of directors are considered experienced (9.3 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/07 15:48
End of Day Share Price 2025/05/07 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Vietnam Technological and Commercial Joint Stock Bank is covered by 22 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hoang NguyenBao Viet Securities Joint Stock Company
Tri DoanBIDV Securities Joint Stock Company
Ryan FooBofA Global Research