ACB Stock Overview
Provides various banking products and services to personal and business customers in Vietnam. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for ACB from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Asia Commercial Joint Stock Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₫25,450.00 |
| 52 Week High | ₫26,500.00 |
| 52 Week Low | ₫20,173.91 |
| Beta | 0.73 |
| 1 Month Change | 2.21% |
| 3 Month Change | -2.12% |
| 1 Year Change | 25.61% |
| 3 Year Change | 24.47% |
| 5 Year Change | 199.86% |
| Change since IPO | 238.37% |
Recent News & Updates
Recent updates
Shareholder Returns
| ACB | VN Banks | VN Market | |
|---|---|---|---|
| 7D | 1.2% | -0.6% | -0.03% |
| 1Y | 25.6% | 19.1% | 10.5% |
Return vs Industry: ACB exceeded the VN Banks industry which returned 19.1% over the past year.
Return vs Market: ACB exceeded the VN Market which returned 10.5% over the past year.
Price Volatility
| ACB volatility | |
|---|---|
| ACB Average Weekly Movement | 1.9% |
| Banks Industry Average Movement | 2.4% |
| Market Average Movement | 3.6% |
| 10% most volatile stocks in VN Market | 6.8% |
| 10% least volatile stocks in VN Market | 2.0% |
Stable Share Price: ACB has not had significant price volatility in the past 3 months compared to the VN market.
Volatility Over Time: ACB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 13,119 | Phat Tu | acb.com.vn |
Asia Commercial Joint Stock Bank provides various banking products and services to personal and business customers in Vietnam. It offers term and demand deposits, current accounts, time deposit; credit, debit, prepaid, and other cards; and insurance products comprising life, accident, and medical and health insurance services, as well as comprehensive solutions insurance products. The company also provides consumer and business loans, including working capital loans, business loans, loans secured by savings books and valuable papers, fixed asset loans, home mortgage, home construction and renovation loans, secured personal loans, car and auto loans, 247 online disbursements, overdrafts, domestic commercial contract financing, commercial construction contract financing, auto distributor/dealer finance, fixed asset investment/investment project financing, real estate project finance, and project finance for woman-owned small and medium-sized enterprise loan.
Asia Commercial Joint Stock Bank Fundamentals Summary
| ACB fundamental statistics | |
|---|---|
| Market cap | ₫111.67t |
| Earnings (TTM) | ₫16.10t |
| Revenue (TTM) | ₫31.55t |
7.1x
P/E Ratio1.4x
P/B RatioIs ACB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ACB income statement (TTM) | |
|---|---|
| Revenue | ₫31.55t |
| Cost of Revenue | ₫0 |
| Gross Profit | ₫31.55t |
| Other Expenses | ₫15.45t |
| Earnings | ₫16.10t |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.60k |
| Gross Margin | 100.00% |
| Net Profit Margin | 51.03% |
| Debt/Equity Ratio | 132.3% |
How did ACB perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield23%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 10:05 |
| End of Day Share Price | 2024/12/25 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Asia Commercial Joint Stock Bank is covered by 22 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tram Huynh Nguyen | Bao Viet Securities Joint Stock Company |
| Hoang Nguyen | Bao Viet Securities Joint Stock Company |
| Trong Quan | CGS International |