Asia Commercial Joint Stock Bank

HOSE:ACB Stock Report

Market Cap: ₫114.3t

Asia Commercial Bank (ACB) Stock Overview

Provides various banking products and services to personal and business customers in Vietnam. More details

ACB fundamental analysis
Snowflake Score
Valuation6/6
Future Growth4/6
Past Performance3/6
Financial Health5/6
Dividends4/6

ACB Community Fair Values

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Asia Commercial Joint Stock Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Asia Commercial Bank
Historical stock prices
Current Share Price₫22,450.00
52 Week High₫23,304.35
52 Week Low₫18,043.48
Beta0.49
1 Month Change7.16%
3 Month Change10.80%
1 Year Change6.46%
3 Year Change42.27%
5 Year Change188.98%
Change since IPO243.25%

Recent News & Updates

Recent updates

Shareholder Returns

ACBVN BanksVN Market
7D5.4%3.6%2.9%
1Y6.5%14.1%8.9%

Return vs Industry: ACB underperformed the VN Banks industry which returned 14.1% over the past year.

Return vs Market: ACB underperformed the VN Market which returned 8.9% over the past year.

Price Volatility

Is ACB's price volatile compared to industry and market?
ACB volatility
ACB Average Weekly Movement3.4%
Banks Industry Average Movement3.9%
Market Average Movement5.2%
10% most volatile stocks in VN Market7.8%
10% least volatile stocks in VN Market3.4%

Stable Share Price: ACB has not had significant price volatility in the past 3 months compared to the VN market.

Volatility Over Time: ACB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199313,215Phat Tuacb.com.vn

Asia Commercial Joint Stock Bank provides various banking products and services to personal and business customers in Vietnam. It offers term and demand deposits, current accounts, time deposit; credit, debit, prepaid, and other cards; and insurance products comprising life, accident, and medical and health insurance services, as well as comprehensive solutions insurance products. The company also provides consumer and business loans, including working capital loans, business loans, loans secured by savings books and valuable papers, fixed asset loans, home mortgage, home construction and renovation loans, secured personal loans, car and auto loans, 247 online disbursements, overdrafts, domestic commercial contract financing, commercial construction contract financing, auto distributor/dealer finance, fixed asset investment/investment project financing, real estate project finance, and project finance for woman-owned small and medium-sized enterprise loan.

Asia Commercial Joint Stock Bank Fundamentals Summary

How do Asia Commercial Bank's earnings and revenue compare to its market cap?
ACB fundamental statistics
Market cap₫114.29t
Earnings (TTM)₫16.16t
Revenue (TTM)₫31.54t
7.1x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ACB income statement (TTM)
Revenue₫31.54t
Cost of Revenue₫0
Gross Profit₫31.54t
Other Expenses₫15.37t
Earnings₫16.16t

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.15k
Gross Margin100.00%
Net Profit Margin51.25%
Debt/Equity Ratio186.7%

How did ACB perform over the long term?

See historical performance and comparison

Dividends

3.9%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/09 09:16
End of Day Share Price 2025/07/09 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Asia Commercial Joint Stock Bank is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hoang NguyenBao Viet Securities Joint Stock Company
Dan NguyenBao Viet Securities Joint Stock Company
Tram Huynh NguyenBao Viet Securities Joint Stock Company