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Ho Chi Minh City Development Commercial Bank HOSE:HDB Stock Report

Last Price

₫23.00k

Market Cap

₫80.3t

7D

6.0%

1Y

30.2%

Updated

20 Jan, 2025

Data

Company Financials +

Ho Chi Minh City Development Joint Stock Commercial Bank

HOSE:HDB Stock Report

Market Cap: ₫80.3t

HDB Stock Overview

Provides various banking products and services in Vietnam. More details

HDB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance5/6
Financial Health4/6
Dividends3/6

Rewards

Trading at 50.2% below our estimate of its fair value

Revenue is forecast to grow 24.18% per year

Earnings grew by 53.7% over the past year

Risk Analysis

No risks detected for HDB from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Ho Chi Minh City Development Joint Stock Commercial Bank Competitors

Saigon Thuong Tin Commercial Bank

HOSE:STB

₫67.8t

Asia Commercial Bank

HOSE:ACB

₫111.7t

Vietnam International Commercial Bank

HOSE:VIB

₫59.9t

Fortune Vietnam Commercial Bank

HOSE:LPB

₫94.5t

Price History & Performance

Summary of share price highs, lows and changes for Ho Chi Minh City Development Commercial Bank
Historical stock prices
Current Share Price₫23,000.00
52 Week High₫26,650.00
52 Week Low₫17,333.33
Beta0.93
1 Month Change-1.71%
3 Month Change2.22%
1 Year Change30.19%
3 Year Change36.81%
5 Year Change182.17%
Change since IPO106.64%

Recent News & Updates

Recent updates

Shareholder Returns

HDBVN BanksVN Market
7D6.0%1.5%1.6%
1Y30.2%7.3%4.9%

Return vs Industry: HDB exceeded the VN Banks industry which returned 7.3% over the past year.

Return vs Market: HDB exceeded the VN Market which returned 4.9% over the past year.

Price Volatility

Is HDB's price volatile compared to industry and market?
HDB volatility
HDB Average Weekly Movement4.3%
Banks Industry Average Movement2.6%
Market Average Movement3.7%
10% most volatile stocks in VN Market7.2%
10% least volatile stocks in VN Market2.1%

Stable Share Price: HDB has not had significant price volatility in the past 3 months compared to the VN market.

Volatility Over Time: HDB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198918,144Thanh Phamwww.hdbank.com.vn

Ho Chi Minh City Development Joint Stock Commercial Bank provides various banking products and services in Vietnam. The company offers current account, term, money, online and flexible savings, demand, flexible cumulative savings, and regular term deposits; business, agriculture, car, consumer, and real estate loans; loans with collateral as deposit book; insurance; and intermediary payment services for the sale/transfer of real estate, discount valuable papers, and personal overdraft services. It also provides import and export, and working capital finance, and cross-border payment services; guarantees; prepaid, credit, and debit cards; import and export services; other payment services; and cash management services, as well as valuable papers.

Ho Chi Minh City Development Joint Stock Commercial Bank Fundamentals Summary

How do Ho Chi Minh City Development Commercial Bank's earnings and revenue compare to its market cap?
HDB fundamental statistics
Market cap₫80.32t
Earnings (TTM)₫12.99t
Revenue (TTM)₫28.11t

6.2x

P/E Ratio

1.6x

P/B Ratio

Is HDB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HDB income statement (TTM)
Revenue₫28.11t
Cost of Revenue₫0
Gross Profit₫28.11t
Other Expenses₫15.11t
Earnings₫12.99t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.72k
Gross Margin100.00%
Net Profit Margin46.23%
Debt/Equity Ratio116.2%

How did HDB perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

22%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/20 22:11
End of Day Share Price 2025/01/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ho Chi Minh City Development Joint Stock Commercial Bank is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Duy Minh TruongSSI Securities Corporation
Truc NgoViet Capital Securities Joint Stock Company
Duy NguyenViet Capital Securities Joint Stock Company