STB Stock Overview
Provides various banking products and services to individual and corporate clients. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 5/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for STB from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Saigon Thuong Tin Commercial Joint Stock Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₫38,850.00 |
| 52 Week High | ₫39,300.00 |
| 52 Week Low | ₫26,150.00 |
| Beta | 1.2 |
| 1 Month Change | 6.88% |
| 3 Month Change | 18.99% |
| 1 Year Change | 26.75% |
| 3 Year Change | 17.73% |
| 5 Year Change | 234.91% |
| Change since IPO | -43.95% |
Recent News & Updates
Recent updates
Shareholder Returns
| STB | VN Banks | VN Market | |
|---|---|---|---|
| 7D | 1.6% | 1.0% | 1.8% |
| 1Y | 26.8% | 9.7% | 5.3% |
Return vs Industry: STB exceeded the VN Banks industry which returned 9.7% over the past year.
Return vs Market: STB exceeded the VN Market which returned 5.3% over the past year.
Price Volatility
| STB volatility | |
|---|---|
| STB Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in VN Market | 7.5% |
| 10% least volatile stocks in VN Market | 2.3% |
Stable Share Price: STB has not had significant price volatility in the past 3 months compared to the VN market.
Volatility Over Time: STB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 18,088 | Diem Duc Nguyen | www.sacombank.com.vn |
Saigon Thuong Tin Commercial Joint Stock Bank provides various banking products and services to individual and corporate clients. The company offers current, combo multi-benefit, social security combo, combo hi-tek, and savings account; credit, integrated, co-branded, debit, and prepaid cards; and general term and automatic deposits. It also provides business, vehicle, international education, home, and consumer loans; life, property, health, credit, and online insurance products; credit products, including overdraft, long term loan, small and medium sized enterprises installment lending, business auto loan, and fast loans SMEs; and bank guarantee, guarantee of import and export taxes, and domestic L/C.
Saigon Thuong Tin Commercial Joint Stock Bank Fundamentals Summary
| STB fundamental statistics | |
|---|---|
| Market cap | ₫73.24t |
| Earnings (TTM) | ₫10.09t |
| Revenue (TTM) | ₫26.70t |
7.3x
P/E Ratio1.3x
P/B RatioIs STB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STB income statement (TTM) | |
|---|---|
| Revenue | ₫26.70t |
| Cost of Revenue | ₫0 |
| Gross Profit | ₫26.70t |
| Other Expenses | ₫16.62t |
| Earnings | ₫10.09t |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.35k |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.78% |
| Debt/Equity Ratio | 27.1% |
How did STB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/21 19:56 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Saigon Thuong Tin Commercial Joint Stock Bank is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hoang Nguyen | Bao Viet Securities Joint Stock Company |
| Hoa Le | Bao Viet Securities Joint Stock Company |
| Trong Quan | CGS International |