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MONETA Money Bank, a.s.SEP:MONET Stock Report

Market Cap Kč87.3b
Share Price
Kč170.80
My Fair Value
Kč150.31
13.6% overvalued intrinsic discount
1Y55.3%
7D2.5%
Portfolio Value
View

MONETA Money Bank, a.s.

SEP:MONET Stock Report

Market Cap: Kč87.3b

MONETA Money Bank (MONET) Stock Overview

Provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic, Cyprus, the United States, the United Kingdom, and internationally. More details

MONET fundamental analysis
Snowflake Score
Valuation1/6
Future Growth2/6
Past Performance6/6
Financial Health6/6
Dividends3/6

MONET Community Fair Values

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See what 26 others think this stock is worth. Follow their fair value or set your own to get alerts.

MONETA Money Bank, a.s. Competitors

Price History & Performance

Summary of share price highs, lows and changes for MONETA Money Bank
Historical stock prices
Current Share PriceKč170.80
52 Week HighKč171.80
52 Week LowKč109.20
Beta0.21
1 Month Change10.48%
3 Month Change18.61%
1 Year Change55.27%
3 Year Change136.24%
5 Year Change213.39%
Change since IPO150.99%

Recent News & Updates

Is Now The Time To Put MONETA Money Bank (SEP:MONET) On Your Watchlist?

Sep 03
Is Now The Time To Put MONETA Money Bank (SEP:MONET) On Your Watchlist?

Recent updates

Is Now The Time To Put MONETA Money Bank (SEP:MONET) On Your Watchlist?

Sep 03
Is Now The Time To Put MONETA Money Bank (SEP:MONET) On Your Watchlist?

Here's Why MONETA Money Bank (SEP:MONET) Has Caught The Eye Of Investors

Mar 09
Here's Why MONETA Money Bank (SEP:MONET) Has Caught The Eye Of Investors
User avatar

Digital Expansion Will Strengthen Czech Bank's Future Prospects

Investments in digital efficiencies and internal mortgage origination aim to boost net margins and optimize loan growth.

MONETA Money Bank, a.s. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Oct 27
MONETA Money Bank, a.s. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Should You Be Adding MONETA Money Bank (SEP:MONET) To Your Watchlist Today?

Oct 19
Should You Be Adding MONETA Money Bank (SEP:MONET) To Your Watchlist Today?

MONETA Money Bank, a.s. (SEP:MONET) Just Released Its Yearly Results And Analysts Are Updating Their Estimates

Feb 07
MONETA Money Bank, a.s. (SEP:MONET) Just Released Its Yearly Results And Analysts Are Updating Their Estimates

A Look At MONETA Money Bank's (SEP:MONET) Share Price Returns

Dec 29
A Look At MONETA Money Bank's (SEP:MONET) Share Price Returns

Shareholder Returns

MONETCZ BanksCZ Market
7D2.5%0.6%0.4%
1Y55.3%52.1%42.6%

Return vs Industry: MONET exceeded the CZ Banks industry which returned 53% over the past year.

Return vs Market: MONET exceeded the CZ Market which returned 42.3% over the past year.

Price Volatility

Is MONET's price volatile compared to industry and market?
MONET volatility
MONET Average Weekly Movement1.7%
Banks Industry Average Movement3.2%
Market Average Movement3.2%
10% most volatile stocks in CZ Market7.3%
10% least volatile stocks in CZ Market1.6%

Stable Share Price: MONET has not had significant price volatility in the past 3 months compared to the CZ market.

Volatility Over Time: MONET's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19982,461Tomas Spurnywww.moneta.cz

MONETA Money Bank, a.s., together with its subsidiaries, provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic, Cyprus, the United States, the United Kingdom, and internationally. It operates through Commercial Clients, Retail Clients, and Treasury/Other segments. The company’s deposit products include current and savings accounts, building savings, term deposits, and transactional banking products.

MONETA Money Bank, a.s. Fundamentals Summary

How do MONETA Money Bank's earnings and revenue compare to its market cap?
MONET fundamental statistics
Market capKč87.28b
Earnings (TTM)Kč6.78b
Revenue (TTM)Kč13.17b
12.9x
P/E Ratio
2.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MONET income statement (TTM)
RevenueKč13.17b
Cost of RevenueKč0
Gross ProfitKč13.17b
Other ExpensesKč6.39b
EarningsKč6.78b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 23, 2025

Earnings per share (EPS)13.27
Gross Margin100.00%
Net Profit Margin51.50%
Debt/Equity Ratio87.9%

How did MONET perform over the long term?

See historical performance and comparison

Dividends

5.9%
Current Dividend Yield
75%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 13:06
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MONETA Money Bank, a.s. is covered by 16 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kamil KliszczBiuro maklerskie mBanku
Michal KonarskiBiuro maklerskie mBanku
Olga VeselovaBofA Global Research