MONETA Money Bank, a.s. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

It's been a good week for MONETA Money Bank, a.s. (SEP:MONET) shareholders, because the company has just released its latest third-quarter results, and the shares gained 4.6% to Kč119. It looks like the results were a bit of a negative overall. While revenues of Kč3.2b were in line with analyst predictions, statutory earnings were less than expected, missing estimates by 9.7% to hit Kč2.50 per share. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. So we gathered the latest post-earnings forecasts to see what estimates suggest is in store for next year.

Check out our latest analysis for MONETA Money Bank

Taking into account the latest results, the current consensus from MONETA Money Bank's eight analysts is for revenues of Kč13.1b in 2025. This would reflect a decent 8.8% increase on its revenue over the past 12 months. Statutory per-share earnings are expected to be Kč10.61, roughly flat on the last 12 months. In the lead-up to this report, the analysts had been modelling revenues of Kč13.0b and earnings per share (EPS) of Kč10.51 in 2025. The consensus analysts don't seem to have seen anything in these results that would have changed their view on the business, given there's been no major change to their estimates.

The analysts reconfirmed their price target of Kč113, showing that the business is executing well and in line with expectations. It could also be instructive to look at the range of analyst estimates, to evaluate how different the outlier opinions are from the mean. Currently, the most bullish analyst values MONETA Money Bank at Kč122 per share, while the most bearish prices it at Kč98.00. Even so, with a relatively close grouping of estimates, it looks like the analysts are quite confident in their valuations, suggesting MONETA Money Bank is an easy business to forecast or the the analysts are all using similar assumptions.

Of course, another way to look at these forecasts is to place them into context against the industry itself. We can infer from the latest estimates that forecasts expect a continuation of MONETA Money Bank'shistorical trends, as the 7.0% annualised revenue growth to the end of 2025 is roughly in line with the 8.0% annual growth over the past five years. By contrast, our data suggests that other companies (with analyst coverage) in a similar industry are forecast to see their revenues grow 3.0% per year. So although MONETA Money Bank is expected to maintain its revenue growth rate, it's definitely expected to grow faster than the wider industry.

The Bottom Line

The most obvious conclusion is that there's been no major change in the business' prospects in recent times, with the analysts holding their earnings forecasts steady, in line with previous estimates. Fortunately, they also reconfirmed their revenue numbers, suggesting that it's tracking in line with expectations. Additionally, our data suggests that revenue is expected to grow faster than the wider industry. The consensus price target held steady at Kč113, with the latest estimates not enough to have an impact on their price targets.

Following on from that line of thought, we think that the long-term prospects of the business are much more relevant than next year's earnings. We have estimates - from multiple MONETA Money Bank analysts - going out to 2026, and you can see them free on our platform here.

Plus, you should also learn about the 1 warning sign we've spotted with MONETA Money Bank .

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.