Genworth Mortgage Insurance Australia Limited, through its subsidiaries, engages in the loan mortgage insurance business in Australia. More Details
No risks detected for GMA from our risk checks.
Fair value with moderate growth potential.
Share Price & News
How has Genworth Mortgage Insurance Australia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GMA is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: GMA's weekly volatility (8%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GMA underperformed the Australian Mortgage industry which returned -24.4% over the past year.
Return vs Market: GMA underperformed the Australian Market which returned -2.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Genworth Mortgage Insurance Australia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
17 hours ago | Simply Wall StWhat Kind Of Investors Own Most Of Genworth Mortgage Insurance Australia Limited (ASX:GMA)?
1 month ago | Simply Wall StNeed To Know: Genworth Mortgage Insurance Australia Limited (ASX:GMA) Insiders Have Been Buying Shares
Is Genworth Mortgage Insurance Australia undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: GMA (A$2.35) is trading below our estimate of fair value (A$3.09)
Significantly Below Fair Value: GMA is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: GMA is unprofitable, so we can't compare its PE Ratio to the XO Mortgage industry average.
PE vs Market: GMA is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GMA's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GMA is good value based on its PB Ratio (0.7x) compared to the AU Mortgage industry average (1.2x).
How is Genworth Mortgage Insurance Australia forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GMA is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2%).
Earnings vs Market: GMA is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: GMA's is expected to become profitable in the next 3 years.
Revenue vs Market: GMA's revenue (2.4% per year) is forecast to grow slower than the Australian market (5.1% per year).
High Growth Revenue: GMA's revenue (2.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GMA's Return on Equity is forecast to be low in 3 years time (6%).
How has Genworth Mortgage Insurance Australia performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GMA is currently unprofitable.
Growing Profit Margin: GMA is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GMA is unprofitable, and losses have increased over the past 5 years at a rate of 38.2% per year.
Accelerating Growth: Unable to compare GMA's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GMA is unprofitable, making it difficult to compare its past year earnings growth to the Mortgage industry (1%).
Return on Equity
High ROE: GMA has a negative Return on Equity (-4.09%), as it is currently unprofitable.
How is Genworth Mortgage Insurance Australia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: GMA's Assets to Equity ratio (2.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if GMA has a sufficient allowance for bad loans.
Low Risk Liabilities: GMA reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if GMA has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: GMA reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if GMA has an appropriate level of bad loans.
What is Genworth Mortgage Insurance Australia current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate GMA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate GMA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if GMA's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if GMA's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: GMA is not paying a notable dividend for the Australian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GMA's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ms. Pauline Blight-Johnston has been Chief Executive Officer, Managing Director and Director of Genworth Mortgage Insurance Australia Ltd. since March 2, 2020. She serves as the Partner, Actuarial and Fina...
|Chief Financial Officer||1.92yrs||AU$883.73k||0.0093% |
|Chief Risk Officer||5.25yrs||AU$976.11k||0.017% |
|Chief Commercial Officer||3.5yrs||AU$843.52k||0.0031% |
|CEO, MD & Director||0.83yr||no data||no data|
|Head of Operations and Chair of the Diversity & Inclusion Council||3.5yrs||no data||no data|
|Head of Technology||no data||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|General Counsel & Company Secretary||4.33yrs||no data||no data|
|Head of Strategy & Innovation||2.83yrs||no data||no data|
|Head of Corporate Affairs||no data||no data||no data|
|Assistant Company Secretary||4.83yrs||no data||no data|
Experienced Management: GMA's management team is considered experienced (3.5 years average tenure).
|CEO, MD & Director||0.83yr||no data||no data|
|Independent Chairman of the Board||4.42yrs||AU$265.00k||0.032% |
|Independent Non-Executive Director||0.42yr||no data||no data|
|Independent Director||4.67yrs||AU$175.00k||0.0056% |
|Non-Executive Director||0.33yr||no data||no data|
|Director||8.92yrs||no data||0.0020% |
|Independent Non-Executive Director||0.83yr||no data||0.0061% |
|Independent Non-Executive Director||4.42yrs||AU$175.00k||0.0072% |
|Independent Non Executive Director||2.33yrs||AU$163.00k||0.015% |
Experienced Board: GMA's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Genworth Mortgage Insurance Australia Limited's company bio, employee growth, exchange listings and data sources
- Name: Genworth Mortgage Insurance Australia Limited
- Ticker: GMA
- Exchange: ASX
- Founded: 1965
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: AU$928.157m
- Shares outstanding: 412.51m
- Website: https://www.genworth.com.au
Number of Employees
- Genworth Mortgage Insurance Australia Limited
- 101 Miller Street
- Level 26
- North Sydney
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|GMA||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||May 2014|
|GMA||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||May 2014|
|0GI||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||May 2014|
Genworth Mortgage Insurance Australia Limited, through its subsidiaries, engages in the loan mortgage insurance business in Australia. The company facilitates residential mortgage lending by transferring r...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/01/19 07:03|
|End of Day Share Price||2021/01/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.