UPST Stock Overview
Operates a cloud-based artificial intelligence (AI) lending platform in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Upstart Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16,325.00 |
| 52 Week High | US$19,900.00 |
| 52 Week Low | US$3,845.50 |
| Beta | 1.98 |
| 11 Month Change | 38.06% |
| 3 Month Change | 47.40% |
| 1 Year Change | 271.15% |
| 33 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 980.41% |
Recent News & Updates
Recent updates
Shareholder Returns
| UPST | AR Consumer Finance | AR Market | |
|---|---|---|---|
| 7D | 6.9% | 0% | 0% |
| 1Y | 271.1% | 0% | 0% |
Return vs Industry: UPST exceeded the AR Consumer Finance industry which returned 25.1% over the past year.
Return vs Market: UPST exceeded the AR Market which returned 121.8% over the past year.
Price Volatility
| UPST volatility | |
|---|---|
| UPST Average Weekly Movement | 16.3% |
| Consumer Finance Industry Average Movement | 0% |
| Market Average Movement | 0% |
| 10% most volatile stocks in AR Market | 0% |
| 10% least volatile stocks in AR Market | 0% |
Stable Share Price: UPST's share price has been volatile over the past 3 months compared to the AR market.
Volatility Over Time: UPST's weekly volatility (16%) has been stable over the past year, but is still higher than 75% of AR stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 1,388 | Dave Girouard | www.upstart.com |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Upstart Holdings, Inc. Fundamentals Summary
| UPST fundamental statistics | |
|---|---|
| Market cap | AR$6.78t |
| Earnings (TTM) | -AR$168.93b |
| Revenue (TTM) | AR$607.48b |
11.2x
P/S Ratio-40.2x
P/E RatioIs UPST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UPST income statement (TTM) | |
|---|---|
| Revenue | US$604.94m |
| Cost of Revenue | US$153.51m |
| Gross Profit | US$451.43m |
| Other Expenses | US$619.66m |
| Earnings | -US$168.22m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.84 |
| Gross Margin | 74.62% |
| Net Profit Margin | -27.81% |
| Debt/Equity Ratio | 165.9% |
How did UPST perform over the long term?
See historical performance and comparison