Upstart Holdings Management
Management criteria checks 3/4
Upstart Holdings' CEO is Dave Girouard, appointed in Dec 2013, has a tenure of 12.92 years. total yearly compensation is $7.12M, comprised of 6.5% salary and 93.5% bonuses, including company stock and options. directly owns 11.77% of the company’s shares, worth ARS752.84B. The average tenure of the management team and the board of directors is 8 years and 5.4 years respectively.
Key information
Dave Girouard
Chief executive officer
US$7.1m
Total compensation
| CEO salary percentage | 6.5% |
| CEO tenure | 11yrs |
| CEO ownership | 11.8% |
| Management average tenure | 8yrs |
| Board average tenure | 5.4yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2024 | n/a | n/a | -US$168m |
| Jun 30 2024 | n/a | n/a | -US$202m |
| Mar 31 2024 | n/a | n/a | -US$175m |
| Dec 31 2023 | US$7m | US$460k | -US$240m |
| Sep 30 2023 | n/a | n/a | -US$253m |
| Jun 30 2023 | n/a | n/a | -US$269m |
| Mar 31 2023 | n/a | n/a | -US$271m |
| Dec 31 2022 | US$10m | US$460k | -US$109m |
| Sep 30 2022 | n/a | n/a | US$6m |
| Jun 30 2022 | n/a | n/a | US$91m |
| Mar 31 2022 | n/a | n/a | US$158m |
| Dec 31 2021 | US$15m | US$455k | US$135m |
| Sep 30 2021 | n/a | n/a | US$76m |
| Jun 30 2021 | n/a | n/a | US$49m |
| Mar 31 2021 | n/a | n/a | US$9m |
| Dec 31 2020 | US$9m | US$397k | US$0 |
| Sep 30 2020 | n/a | n/a | US$6m |
| Dec 31 2019 | US$360k | US$360k | -US$466k |
Compensation vs Market: Dave's total compensation ($USD7.12M) is above average for companies of similar size in the AR market ($USD2.32M).
Compensation vs Earnings: Dave's compensation has been consistent with company performance over the past year.
CEO
Dave Girouard (58 yo)
11yrs
Tenure
US$7,115,630
Compensation
Mr. David J. Girouard, also known as Dave, is the Co-Founder of Upstart Holdings, Inc. and has been its Chief Executive Officer and Chairperson of the Board since December 2013. Mr. Girouard has been Direc...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Co-Founder | 11yrs | US$7.12m | 11.77% ARS 752.8b | |
| Co-Founder | 2.4yrs | US$5.72m | 0.74% ARS 47.2b | |
| Chief Financial Officer | 8yrs | US$5.74m | 0.13% ARS 8.4b | |
| Chief Legal Officer & Corporate Secretary | 2yrs | US$687.76k | 0.056% ARS 3.6b | |
| Co-Founder & Senior VP of Business Operations | 12.6yrs | US$2.28m | no data | |
| VP of Investor Relations | no data | no data | no data | |
| Chief Compliance Officer | no data | no data | no data | |
| Corporate Controller | no data | no data | 0.012% ARS 770.2m |
8.0yrs
Average Tenure
47yo
Average Age
Experienced Management: UPST's management team is seasoned and experienced (8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Co-Founder | 12.9yrs | US$7.12m | 11.77% ARS 752.8b | |
| Co-Founder | 9.7yrs | US$5.72m | 0.74% ARS 47.2b | |
| Independent Director | 3.5yrs | US$268.45k | 0.018% ARS 1.2b | |
| Lead Independent Director | 4.8yrs | US$296.95k | 0% ARS 0 | |
| Independent Director | 5.8yrs | US$284.45k | 0.020% ARS 1.3b | |
| Independent Director | 5yrs | US$274.45k | 0.019% ARS 1.2b | |
| Independent Director | 3.8yrs | US$279.45k | 0.020% ARS 1.3b | |
| Independent Director | 6.7yrs | US$282.45k | 0.020% ARS 1.3b |
5.4yrs
Average Tenure
54.5yo
Average Age
Experienced Board: UPST's board of directors are considered experienced (5.4 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 00:35 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Upstart Holdings, Inc. is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ishan Majumdar | Baptista Research |
| Ramsey El-Assal | Barclays |
| Nathaniel Schindler | BofA Global Research |