NasdaqCM:CZNCBanks
Citizens & Northern (CZNC) Margin Compression Reinforces Bearish Profitability Narratives
Citizens & Northern (CZNC) has opened 2026 with Q1 results that follow a year in which trailing twelve month revenue was about US$116.6 million and EPS was roughly US$1.46, while net profit margins over that period were 19.9% compared with 24.3% in the prior year and were affected by a one off loss of US$7.9 million. Over recent quarters the bank has reported quarterly revenue moving from US$26.1 million in Q3 2024 to US$35.6 million in Q4 2025, with EPS shifting from about US$0.41 to US$0.25...