company background image
HUM logo

Humana NYSE:HUM Stock Report

Last Price

US$293.13

Market Cap

US$35.7b

7D

-3.6%

1Y

-40.4%

Updated

02 Dec, 2024

Data

Company Financials +

Humana Inc.

NYSE:HUM Stock Report

Market Cap: US$35.7b

HUM Stock Overview

Provides medical and specialty insurance products in the United States. More details

HUM fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance0/6
Financial Health4/6
Dividends3/6

Rewards

Trading at 66.5% below our estimate of its fair value

Earnings are forecast to grow 11.57% per year

Risk Analysis

Large one-off items impacting financial results

Profit margins (1.2%) are lower than last year (2.9%)


Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WA
WarrenAI
Based on Analyst Price Targets

Medicare Advantage Expansion And AI Innovations Propel Revenue And Margin Growth

Key Takeaways Humana's strategic investments in clinical excellence and technology aim to reduce medical costs and enhance long-term net margins. Expansion of primary care clinics and Medicare Advantage growth are expected to bolster patient numbers and drive revenue and earnings growth.
View narrative
US$288.15
FV
1.7% overvalued intrinsic discount
2.35%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
10users have followed this narrative
5 days ago author updated this narrative

Humana Inc. Competitors

Centene

NYSE:CNC

US$30.3b

Molina Healthcare

NYSE:MOH

US$17.0b

Elevance Health

NYSE:ELV

US$94.4b

HealthEquity

NasdaqGS:HQY

US$8.9b

Price History & Performance

Summary of all time highs, changes and price drops for Humana
Historical stock prices
Current Share PriceUS$293.13
52 Week HighUS$502.73
52 Week LowUS$213.31
Beta0.52
11 Month Change12.44%
3 Month Change-19.37%
1 Year Change-40.42%
33 Year Change-32.22%
5 Year Change-14.36%
Change since IPO24,488.66%

Recent News & Updates

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Dec 02
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Nov 11
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Humana - Q3 Earnings Review: The Medicare Advantage Madness May Finally Be Over

Nov 05

Recent updates

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Dec 02
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Nov 11
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Humana - Q3 Earnings Review: The Medicare Advantage Madness May Finally Be Over

Nov 05

Humana (NYSE:HUM) Will Pay A Dividend Of $0.885

Oct 28
Humana (NYSE:HUM) Will Pay A Dividend Of $0.885

Positive Sentiment Still Eludes Humana Inc. (NYSE:HUM) Following 30% Share Price Slump

Oct 03
Positive Sentiment Still Eludes Humana Inc. (NYSE:HUM) Following 30% Share Price Slump

Wall Street Lunch: Humana Shares Hit Hard

Oct 02

Humana's Falling Share Price Gives Investors An Opportunity

Sep 18

Humana (NYSE:HUM) Seems To Use Debt Quite Sensibly

Sep 15
Humana (NYSE:HUM) Seems To Use Debt Quite Sensibly

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Aug 19
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Humana: Outlook Improving Ahead Of Q2 Earnings, 'Buy' Thesis Intact

Jul 24

Investors Interested In Humana Inc.'s (NYSE:HUM) Earnings

Jul 16
Investors Interested In Humana Inc.'s (NYSE:HUM) Earnings

Humana: Medicare Advantage Will Never Be As Profitable As It Was

Jun 23

Humana (NYSE:HUM) Is Due To Pay A Dividend Of $0.885

Jun 20
Humana (NYSE:HUM) Is Due To Pay A Dividend Of $0.885

Humana (NYSE:HUM) Will Pay A Dividend Of $0.885

Jun 06
Humana (NYSE:HUM) Will Pay A Dividend Of $0.885

Humana Is Set Up For Long-Term Success

Jun 05

Humana (NYSE:HUM) Has Affirmed Its Dividend Of $0.885

May 21
Humana (NYSE:HUM) Has Affirmed Its Dividend Of $0.885

Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Apr 22
Humana (NYSE:HUM) Is Paying Out A Dividend Of $0.885

Here's Why Humana (NYSE:HUM) Can Manage Its Debt Responsibly

Apr 20
Here's Why Humana (NYSE:HUM) Can Manage Its Debt Responsibly

Humana: Where To Buy This

Apr 02

Humana: This Year's Drop Might Have Created A Buying Opportunity

Mar 19

Humana: A Golden Buying Opportunity As Fears Potentially Peaked

Feb 03

Humana: The $300 Level Could Get Taken Out In The Near Future

Jan 25

Humana: My Oh My, Another Strong Buy

Jan 14

Humana: Buy This Powerful Dividend Growth Stock In The New Year

Jan 02

Does Humana (NYSE:HUM) Have A Healthy Balance Sheet?

Dec 14
Does Humana (NYSE:HUM) Have A Healthy Balance Sheet?

Humana: Failed Merger And Other Reasons To Buy

Dec 11

Humana: Upgrade To Buy

Oct 06

Humana: Buy This Amazing Wealth Compounder Now, You'll Be Glad You Did

Sep 27

We Think Humana (NYSE:HUM) Can Manage Its Debt With Ease

Aug 25
We Think Humana (NYSE:HUM) Can Manage Its Debt With Ease

Humana: Mr. Market Got This One Right

Aug 03

Humana: Recent Selloff Might Present A Buying Opportunity

Jul 13

Humana: Rising Medical Costs Should Be Temporary

Jun 28

Humana: Margin Expansion Supported By Growing Memberships

Jun 12

Humana (NYSE:HUM) Seems To Use Debt Rather Sparingly

May 26
Humana (NYSE:HUM) Seems To Use Debt Rather Sparingly

Humana Inc. (NYSE:HUM) Shares Could Be 49% Below Their Intrinsic Value Estimate

Apr 13
Humana Inc. (NYSE:HUM) Shares Could Be 49% Below Their Intrinsic Value Estimate

Humana Q4 2022 Earnings Preview

Jan 31

Humana: Destined For A Long-Term Success

Jan 23

Humana (NYSE:HUM) Could Easily Take On More Debt

Jan 13
Humana (NYSE:HUM) Could Easily Take On More Debt

Shareholder Returns

HUMUS HealthcareUS Market
7D-3.6%-0.02%0.7%
1Y-40.4%4.7%32.2%

Return vs Industry: HUM underperformed the US Healthcare industry which returned 4.7% over the past year.

Return vs Market: HUM underperformed the US Market which returned 32.2% over the past year.

Price Volatility

Is HUM's price volatile compared to industry and market?
HUM volatility
HUM Average Weekly Movement7.3%
Healthcare Industry Average Movement7.0%
Market Average Movement6.3%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Stable Share Price: HUM has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HUM's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196167,600Jim Rechtinwww.humana.com

Humana Inc., together with its subsidiaries, provides medical and specialty insurance products in the United States. It operates through two segments, Insurance and CenterWell. The company offers medical and supplemental benefit plans to individuals.

Humana Inc. Fundamentals Summary

How do Humana's earnings and revenue compare to its market cap?
HUM fundamental statistics
Market capUS$35.69b
Earnings (TTM)US$1.36b
Revenue (TTM)US$115.01b

26.0x

P/E Ratio

0.3x

P/S Ratio

Is HUM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HUM income statement (TTM)
RevenueUS$115.01b
Cost of RevenueUS$98.07b
Gross ProfitUS$16.95b
Other ExpensesUS$15.59b
EarningsUS$1.36b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 29, 2025

Earnings per share (EPS)11.29
Gross Margin14.73%
Net Profit Margin1.18%
Debt/Equity Ratio75.9%

How did HUM perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

32%

Payout Ratio

Does HUM pay a reliable dividends?

See HUM dividend history and benchmarks
When do you need to buy HUM by to receive an upcoming dividend?
Humana dividend dates
Ex Dividend DateDec 31 2024
Dividend Pay DateJan 31 2025
Days until Ex dividend28 days
Days until Dividend pay date59 days

Does HUM pay a reliable dividends?

See HUM dividend history and benchmarks