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  • 多角化財務
1日前に更新
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Dave Inc.NasdaqGM:DAVE 株式レポート

時価総額 US$4.5b
1日前に更新
株価
n/a
1Y41.6%
7D-3.7%
1D-5.2%
ポートフォリオ価値
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Dave Inc.

NasdaqGM:DAVE 株式レポート

時価総額:US$4.5b

  • 会社概要
    • 評価
    • 将来の成長
    • 過去の実績
    • 財務の健全性
    • 配当金
  • マネジメント
  • 所有権
  • その他の情報
  • 株式コミュニティ

Dave(DAVE)株式概要

デイブ・インクは米国で金融サービスプラットフォームを通じて様々な金融商品・サービスを提供している。 詳細

DAVE ファンダメンタル分析
スノーフレーク・スコア
評価2/6
将来の成長6/6
過去の実績5/6
財務の健全性5/6
配当金0/6

報酬

収益は年間23.62%増加すると予測されています

過去1年間で収益は303.9%増加しました

アナリストらは、株価が31.5%上昇するだろうとほぼ一致している。

リスク分析

リスクチェックの結果、DAVE 、リスクは検出されなかった。

DAVE Community Fair Values

Create Narrative

See what 63 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
22.6% 割安 内在価値ディスカウント
AnalystConsensusTarget
•16d ago

DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections

742
0
44
AN
AnalystHighTarget
31.1% 割安 内在価値ディスカウント
AnalystHighTarget
•1mo ago

Gen Z And Millennials Will Transform Digital Banking

72
0
8
AN
AnalystLowTarget
6.4% 割安 内在価値ディスカウント
AnalystLowTarget
•2d ago

Regulatory Scrutiny And Competition Will Derail Digital Banking Prospects

68
0
2

Top Analyst Narratives

AN
AnalystConsensusTarget
22.6% 割安 内在価値ディスカウント
AnalystConsensusTarget
•16d ago

DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections

742
0
44
AN
AnalystHighTarget
31.1% 割安 内在価値ディスカウント
AnalystHighTarget
•1mo ago

Gen Z And Millennials Will Transform Digital Banking

72
0
8
AN
AnalystLowTarget
6.4% 割安 内在価値ディスカウント
AnalystLowTarget
•2d ago

Regulatory Scrutiny And Competition Will Derail Digital Banking Prospects

68
0
2
View all narratives

Dave Inc. 競合他社

Nelnet

Symbol: NYSE:NNI
Market cap: US$4.5b

Enova International

Symbol: NYSE:ENVA
Market cap: US$4.5b

Upstart Holdings

Symbol: NasdaqGS:UPST
Market cap: US$2.4b

SLM

Symbol: NasdaqGS:SLM
Market cap: US$4.7b

価格と性能

株価の高値、安値、推移の概要Dave
過去の株価
現在の株価US$337.82
52週高値US$458.25
52週安値US$152.21
ベータ3.84
1ヶ月の変化-2.10%
3ヶ月変化7.44%
1年変化41.62%
3年間の変化5,228.39%
5年間の変化5.99%
IPOからの変化7.72%

最新ニュース

User avatar
ナラティブ更新 • Sep 17

DAVE: Future Credit And Member Trends Will Likely Balance Upside Potential

Analysts have raised the fair value estimate for Dave from $260.00 to about $360.92, reflecting higher modeled revenue growth and a richer future P/E multiple, supported by recent initiations and target increases that highlight its ExtraCash product, AI-driven underwriting and scale with underserved consumers. Analyst Commentary Recent research on Dave reflects generally constructive views, with several firms publishing higher price targets and calling out the company’s ExtraCash product, AI driven underwriting, and customer acquisition metrics.
User avatar
ナラティブ更新 • Sep 03

DAVE: Credit Model Execution Will Drive Confidence In Higher Earnings Trajectory

Analysts have lifted their blended price target on Dave from about $389 to roughly $437, citing stronger customer growth, higher ExtraCash usage supported by the CashAI underwriting model, and updated expectations for revenue expansion, profit margins, and future P/E multiples across recent research updates. Analyst Commentary Recent Street commentary on Dave points to a broadly constructive view, with most research pointing to product traction, customer metrics, and the CashAI underwriting engine as key parts of the story.
Seeking Alpha • Aug 18

Dave: Steady Member Base And Growing CashAI Keep This Stock A Buy

Summary Dave Inc. remains a buy after a 20% post-earnings pullback, driven by strong earnings growth and durable member expansion. Dave's ExtraCash and CashAI platforms underpin industry-leading margins, with gross margin above 72% and net margin at 35%, supporting robust unit economics. Q2 saw 30% YoY revenue growth, 50% adjusted EBITDA growth, and a 32% YoY jump in new members at just $19 acquisition cost. While Dave's valuation has rerated to a 21x trailing PE, ongoing platform innovation and low acquisition costs support continued outperformance versus its multiple. Read the full article on Seeking Alpha
User avatar
ナラティブ更新 • Aug 17

DAVE: High Velocity Credit Model Will Drive Future Earnings Upside

The analyst fair value estimate for Dave has moved from $450.86 to $490.00, with analysts pointing to stronger modeled revenue growth, slightly higher profit margins, and refinements to forward P/E assumptions as key drivers of the updated target range across recent research. Analyst Commentary on Dave Recent research on Dave shows a cluster of bullish analysts lifting price targets and highlighting what they view as solid execution in core products like ExtraCash and the Dave Card.

Recent updates

User avatar
ナラティブ更新 • Sep 17

DAVE: Future Credit And Member Trends Will Likely Balance Upside Potential

Analysts have raised the fair value estimate for Dave from $260.00 to about $360.92, reflecting higher modeled revenue growth and a richer future P/E multiple, supported by recent initiations and target increases that highlight its ExtraCash product, AI-driven underwriting and scale with underserved consumers. Analyst Commentary Recent research on Dave reflects generally constructive views, with several firms publishing higher price targets and calling out the company’s ExtraCash product, AI driven underwriting, and customer acquisition metrics.
User avatar
ナラティブ更新 • Sep 03

DAVE: Credit Model Execution Will Drive Confidence In Higher Earnings Trajectory

Analysts have lifted their blended price target on Dave from about $389 to roughly $437, citing stronger customer growth, higher ExtraCash usage supported by the CashAI underwriting model, and updated expectations for revenue expansion, profit margins, and future P/E multiples across recent research updates. Analyst Commentary Recent Street commentary on Dave points to a broadly constructive view, with most research pointing to product traction, customer metrics, and the CashAI underwriting engine as key parts of the story.
Seeking Alpha • Aug 18

Dave: Steady Member Base And Growing CashAI Keep This Stock A Buy

Summary Dave Inc. remains a buy after a 20% post-earnings pullback, driven by strong earnings growth and durable member expansion. Dave's ExtraCash and CashAI platforms underpin industry-leading margins, with gross margin above 72% and net margin at 35%, supporting robust unit economics. Q2 saw 30% YoY revenue growth, 50% adjusted EBITDA growth, and a 32% YoY jump in new members at just $19 acquisition cost. While Dave's valuation has rerated to a 21x trailing PE, ongoing platform innovation and low acquisition costs support continued outperformance versus its multiple. Read the full article on Seeking Alpha
User avatar
ナラティブ更新 • Aug 17

DAVE: High Velocity Credit Model Will Drive Future Earnings Upside

The analyst fair value estimate for Dave has moved from $450.86 to $490.00, with analysts pointing to stronger modeled revenue growth, slightly higher profit margins, and refinements to forward P/E assumptions as key drivers of the updated target range across recent research. Analyst Commentary on Dave Recent research on Dave shows a cluster of bullish analysts lifting price targets and highlighting what they view as solid execution in core products like ExtraCash and the Dave Card.
User avatar
ナラティブ更新 • Aug 03

DAVE: Future Member And Credit Trends Will Likely Restrain Upside

In this narrative update on Dave, the analyst price target framework shifts to a fair value of $260. Analysts point to stronger expectations for revenue growth and profit margins, supported by higher monthly transacting members, ExtraCash originations, and broader confidence in the durability of the company’s credit model and product pipeline.
User avatar
ナラティブ更新 • Jul 20

DAVE: Rich Pricing Will Hinge On Proving Credit Model Durability

The analyst price target for Dave has moved higher from $335.73 to $388.55 as analysts point to what they see as durable credit performance, achievable mid-teens member growth, and medium term revenue and profit growth targets supported by products like ExtraCash and early traction in buy now pay later offerings. Analyst Commentary Recent Street research on Dave clusters around a more optimistic view of the company, with several firms lifting price targets and pointing to specific growth and execution drivers.
User avatar
ナラティブ更新 • Jul 06

DAVE: Higher Margin Outlook And New Credit Products Will Support Upside

Analysts have lifted the fair value estimate for Dave from $347.00 to about $450.86, citing higher anticipated profit margins, a lower assumed future P/E multiple, and growing confidence in products like ExtraCash, the Dave Card, and the planned Flex Pay-in-4 offering. Analyst Commentary Recent research on Dave points to a generally constructive tone, with several bullish analysts revisiting their assumptions on earnings power, product traction, and how the stock is valued.
User avatar
ナラティブ更新 • Jun 22

DAVE: Index Inclusion And Liquidity Moves Will Shape A Balanced Risk Profile

Analysts have inched their fair value estimate for Dave higher to about $336 per share, reflecting a modestly higher blended Street price target driven by confidence in ExtraCash traction, member engagement, and new product initiatives such as buy now pay later. Analyst Commentary Recent Street research on Dave centers on how far the ExtraCash product, newer offerings like buy now pay later, and broader member growth can justify current valuation levels and the latest round of higher price targets.
User avatar
ナラティブ更新 • Jun 06

DAVE: Index Inclusion And Liquidity Will Support A Mispriced Equity Story

Narrative Update on Dave The updated analyst price target for Dave shifts to $333.91 from $341.38. Analysts point to stronger revenue growth, higher profit margins, and a lower assumed future P/E multiple, supported by recent research that highlights improving business momentum, product expansion, and differing views on how durable the earnings profile will be over time.
User avatar
ナラティブ更新 • May 22

DAVE: 2026 Guidance And Liquidity Will Support A Mispriced Equity Story

Narrative Update on Dave Dave's updated analyst price target of $341.38, up from $321.13, reflects analysts' use of a lower future P/E estimate, along with their focus on recent Q4 results, 2026 guidance strength, added liquidity, and an expanded $300m buyback authorization cited across recent research. Analyst Commentary Recent Street research on Dave centers on how the latest Q4 results, 2025 performance versus guidance, and 2026 outlook feed into valuation, liquidity, and capital returns.
User avatar
ナラティブ更新 • May 06

DAVE: 2026 Guidance And Expanded Liquidity Framework Will Support Long Term Upside

Analysts have raised Dave's average price target by several tens of dollars to around the mid $300s. They cite stronger 2026 guidance, added liquidity, and recent research highlighting solid Q4 execution and member growth as key factors supporting the revised view.
User avatar
ナラティブ更新 • Apr 20

DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story

Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.
User avatar
ナラティブ更新 • Apr 05

DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside

Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.
User avatar
ナラティブ更新 • Mar 22

DAVE: 2026 Guidance And Buyback Are Expected To Support Mispriced Story

Dave’s updated analyst price targets now range from about $295 to $328, reflecting analyst views that recent Q4 results, stronger 2026 guidance, added liquidity, and a larger $300m buyback support the current fair value estimate of $318 per share. Analyst Commentary Recent research points to a cluster of higher price targets in a relatively tight band, with most bullish analysts highlighting Q4 execution, updated 2026 guidance, and liquidity moves as key supports for their fair value views on Dave.
User avatar
ナラティブ更新 • Mar 08

DAVE: 2026 Guidance And Buyback Program Will Support Long Term Performance

Analysts have lifted their blended price target on Dave to about $318, citing strong Q4 results; 2026 guidance that sits well ahead of prior expectations; added liquidity of more than $200m; an upsized $300m buyback authorization; and continued confidence in the business model reflected in multiple firms nudging targets into the $295 to $328 range. Analyst Commentary Recent research on Dave clusters around a similar theme, with bullish analysts pointing to strong reported execution, updated guidance and a larger capital return program as key reasons for their higher valuation frameworks.
User avatar
ナラティブ更新 • Feb 21

DAVE: Execution On Earned Wage Access Offerings Will Support Long Term Performance

Narrative Update on Dave Analysts now see Dave's fair value at about $300.11, down from $306.38, as they factor in updated assumptions for revenue growth, profit margins, discount rates, and future P/E multiples, informed in part by fresh Earned Wage Access competition and recent initiation research. Analyst Commentary Recent research has sharpened the debate around Dave's position in Earned Wage Access, especially as new products come to market and fresh coverage frames expectations for growth, profitability, and valuation multiples.
User avatar
ナラティブ更新 • Feb 07

DAVE: Higher Future P/E Multiple Will Support Stronger Upside Potential

Analysts now place Dave's fair value at US$274, up from US$177. This reflects updated assumptions around a higher future P/E multiple, along with slightly adjusted discount rate, revenue growth, and profit margin inputs.
分析記事 • Feb 05

Little Excitement Around Dave Inc.'s (NASDAQ:DAVE) Earnings As Shares Take 29% Pounding

Dave Inc. ( NASDAQ:DAVE ) shareholders that were waiting for something to happen have been dealt a blow with a 29...
User avatar
ナラティブ更新 • Jan 24

DAVE: Higher 2025 Revenue Outlook Will Support Stronger Long Term Performance

Analysts have modestly raised their price target on Dave to $306.38, reflecting updated assumptions around the discount rate, revenue growth, profit margin, and future P/E levels that are largely consistent with prior estimates but have been fine tuned at the margins. What's in the News Dave reported that under the share repurchase program announced on August 13, 2025, the company completed buybacks of 0 shares for a total of $0 million, covering the period from August 13, 2025 to September 30, 2025 (company disclosure).
User avatar
ナラティブ更新 • Jan 09

DAVE: Higher 2025 Earnings Outlook Will Support Stronger Long Term Upside

Analysts have lifted their price target on Dave from $320 to $347, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their valuation work. What's in the News Dave reported that from August 13, 2025 to September 30, 2025, it repurchased 0 shares for $0 million under its announced buyback program, which is now described as completed (Key Developments).
User avatar
ナラティブ更新 • Dec 26

DAVE: Elevated Revenue Guidance Will Drive Stronger Long Term Performance

Analysts have modestly raised their price target for Dave to approximately $306.38 per share, citing marginal adjustments to discount rate assumptions and long term valuation multiples, while core growth and profitability forecasts remain essentially unchanged. What's in the News Dave Inc.
User avatar
ナラティブ更新 • Dec 12

DAVE: Reduced Credit Risk Will Drive Future Performance Ahead

Analysts have modestly raised their price target on Dave to about $300 per share, citing reduced risk around Q2 credit performance, easing concerns over JP Morgan and Plaid data pricing, and the potential for new growth avenues including 2026 product launches and a more efficient financing model. Analyst Commentary Bullish Takeaways Bullish analysts see the de-risking of Q2 credit performance as a key support for the higher valuation, arguing that improved credit visibility reduces downside to earnings estimates.
User avatar
ナラティブ更新 • Nov 28

DAVE: Credit Improvements And Data Pricing Will Drive Performance Ahead

Dave's fair value estimate has been raised from $285 to $306.38. Analysts cite de-risked credit concerns, stabilized data pricing, and expectations for growth from new products and improved financing efficiency as reasons for the adjustment.
User avatar
ナラティブ更新 • Nov 05

DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections

Analysts have increased their price target for Dave from $271.86 to $285.00. They cite reduced risks around credit, continued conservative forecasts, and new growth opportunities ahead as key drivers for the revision.
User avatar
ナラティブ更新 • Aug 08

Mobile-first Banking Trends Will Empower Financial Flexibility

Dave’s valuation has climbed as a higher future P/E suggests optimism for growth despite a deteriorating net profit margin, driving the consensus analyst price target up from $241.43 to $271.00. What's in the News Raised 2025 GAAP operating revenue guidance to $505 million - $515 million from $460 million - $475 million.
分析記事 • Aug 07

Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump

NasdaqGM:DAVE 1 Year Share Price vs Fair Value Explore Dave's Fair Values from the Community and select yours The Dave...
分析記事 • May 16

Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically

Dave Inc. ( NASDAQ:DAVE ) shareholders will have a reason to smile today, with the analysts making substantial upgrades...
分析記事 • May 04

Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce

Dave Inc. ( NASDAQ:DAVE ) shareholders would be excited to see that the share price has had a great month, posting a...
Seeking Alpha • Apr 01

Dave: Still Bullish, But Best Money Has Been Made (Rating Downgrade)

Summary Dave has seen a 67% stock increase since I last wrote about it, but its valuation is still a fraction of its peak. DAVE's current P/E ratio is 20x, with a P/S ratio of 3.4x, making it a historical bargain compared to its overvalued past. Despite a volatile history, DAVE's strong financial turnaround and growth metrics suggest it remains a buy, though the best gains may have already been made. I am downgrading DAVE from a strong buy to a buy due to market volatility and better upside opportunities elsewhere, but will monitor for re-entry. Read the full article on Seeking Alpha
Seeking Alpha • Mar 25

Dave: Improving Financials Support Premium Valuation

Summary Dave Inc. demonstrated strong financial performance in 2024, with 38% revenue growth and significant profitability improvements, positioning it well for 2025 despite a recent stock pullback. The company's expanding product offerings, improved execution, and strong end markets support a bullish outlook, with 20-25% revenue growth and ~27% adjusted EBITDA margins expected in 2025. Dave's focus on AI-driven credit underwriting and low-cost digital banking solutions provides a competitive edge, tapping into the underbanked market and reducing customer acquisition costs. Despite potential competition risks, Dave's strong Rule of 40 score and consistent execution justify a premium valuation, suggesting further upside potential for the stock. Read the full article on Seeking Alpha
Seeking Alpha • Feb 20

Dave Inc.: Excellent Growth But Valuation Concerns

Summary Dave Inc. shows strong growth with 11.6M members until Q3 2024, a 41% YoY revenue increase, and impressive customer acquisition strategies, but faces high valuation concerns. Dave's innovative AI-powered underwriting model has reduced delinquency rates, enhancing profitability and customer retention. Despite robust financial performance, Dave's stock appears overvalued with a 408.8% price increase in the past year and high EV/EBITDA multiples compared to peers. Regulatory scrutiny and potential legal issues pose significant risks, leading to a HOLD rating despite strong operational metrics. Read the full article on Seeking Alpha
分析記事 • Feb 11

Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher

Dave Inc. ( NASDAQ:DAVE ) shares have continued their recent momentum with a 29% gain in the last month alone. The last...
Seeking Alpha • Feb 09

Dave: Found Their Niche, Buy Now

Summary Dave Inc. is a promising fintech company, offering a range of financial products through a branchless, scalable platform, making it a buy. The company has shown exceptional revenue and EBITDA growth, driven by low expenses and efficient customer acquisition costs. Dave's innovative products, like ExtraCash, help consumers avoid fees and manage finances, contributing to its strong market performance. Despite high P/E ratios, DAVE's impressive financial metrics and growth potential justify the current valuation, with further upside expected. Read the full article on Seeking Alpha
Seeking Alpha • Jan 22

Dave: Uncertainties Around Its Business Model Make It An Expensive Stock

Summary Dave's business model relies on voluntary tips and processing fees, raising concerns about its competitive advantage and revenue sustainability. The company's revenue growth is limited by fixed compensation despite increasing average cash advance sizes, indicating scalability issues. Market valuation of Dave appears overly optimistic, treating it more like a fintech than a payday lender, which may not be justified. Potential risks include increased delinquency rates and overestimated customer loyalty, questioning the long-term viability of Dave's business model. Read the full article on Seeking Alpha
Seeking Alpha • Dec 16

Dave: Why I'm Long This Inflection Stock

Summary Dave Inc.'s strong near-term prospects are driven by revenue growth, a growing user base, and efficient cost management, supported by a strategic fintech bank partnership. Dave is expected to grow above 25% CAGR in 2025, with quarterly revenues likely surpassing $110 million, attracting more analyst attention. Valued at 12x forward free cash flow, Dave's projected 2025 free cash flow is around $90 million, highlighting its solid profitability and growth potential. Despite regulatory risks, Dave's leadership is confident in continued operations, making it a compelling buy with a price target of $130 per share by early 2026. Read the full article on Seeking Alpha
分析記事 • Nov 20

Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up

Despite an already strong run, Dave Inc. ( NASDAQ:DAVE ) shares have been powering on, with a gain of 86% in the last...
Seeking Alpha • Oct 11

Dave: A Fintech With Long-Term Growth Potential

Summary I see Dave as a company that is balancing growth with disciplined investments, making it an interesting investment opportunity. I acknowledge that the competitive landscape is intense, but I believe Dave’s focus on affordability and customer engagement sets it apart. I understand that the business is still in its early stages, but I’m optimistic about its future prospects as its scale and profitability improve. I believe that at 8x EBITDA, Dave’s valuation offers an attractive entry point for those seeking long-term growth. Read the full article on Seeking Alpha
分析記事 • Oct 06

Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%

Dave Inc. ( NASDAQ:DAVE ) shares have continued their recent momentum with a 25% gain in the last month alone. The last...
User avatar
新しいナラティブ • Sep 24

Innovative Fintech Optimizes Operations And Expands Products For Robust Profit Growth

Continuous operational efficiency improvements and accelerated revenue growth suggest positive impacts on net margins.
分析記事 • Sep 10

A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)

Key Insights The projected fair value for Dave is US$41.66 based on 2 Stage Free Cash Flow to Equity Dave's US$33.38...
Seeking Alpha • Sep 03

Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor

Summary Dave Inc. is a digital financial services disruptor targeting financially unstable Americans, offering accessible services without unnecessary fees and leveraging advanced machine learning for efficient underwriting. DAVE’s cost base is improving, with fixed expenses as a function of revenue trending lower by 1800 bps and FY25's EBITDA growth expected to come in at 1.42x the sales growth. Despite impressive H1-24 performance, including 31% Q2 revenue growth, management guidance points to slower growth in Q3. DAVE's relative strength ratio versus its fintech peers has mean-reverted, whilst the short interest has spiked. DAVE is currently in the midst of a bull flag, but we don't see anything wrong in waiting for a retracement to the $30 levels which has previously served as good support. Read the full article on Seeking Alpha
分析記事 • Aug 14

Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem

Dave Inc.'s ( NASDAQ:DAVE ) robust earnings report didn't manage to move the market for its stock. Our analysis...
Seeking Alpha • Jul 03

Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025

Summary Dave is a fintech company founded in 2016 by Jason Wilk, went public in late 2021 through a SPAC merger valued at $4bn. Dave's core product is a cash advance service with 2.2m monthly active users, generating revenue through transaction fees, tips, and subscriptions. Dave's potential for $10+ EPS in 2025 or 2026, driven by new subscription pricing and improved profitability levers, with a valuation estimate of over $100/share. Read the full article on Seeking Alpha
Seeking Alpha • May 13

Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70

Summary Dave Inc. is a neobank that offers various tools for young and financially struggling people to improve their financial situation. After reaching a peak valuation of $4 billion, DAVE crashed along with industry peers. With a $600 million valuation, it has now demonstrated profitable growth. Net income has outpaced DAVE's strong revenue growth, showing the company's ability to manage costs and risks baked into this type of business. I believe that DAVE is fairly valued at $70, and it should get there if it hits the guidance provided in Q1 for the full year. Read the full article on Seeking Alpha
分析記事 • May 09

Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce

Dave Inc. ( NASDAQ:DAVE ) shares have continued their recent momentum with a 41% gain in the last month alone. This...

株主還元

DAVEUS Consumer FinanceUS 市場
7D-3.7%-3.4%-0.2%
1Y41.6%-10.8%11.9%

業界別リターン: DAVE過去 1 年間で-10.8 % の収益を上げたUS Consumer Finance業界を上回りました。

リターン対市場: DAVE過去 1 年間で11.9 % の収益を上げたUS市場を上回りました。

価格変動

Is DAVE's price volatile compared to industry and market?
DAVE volatility
DAVE Average Weekly Movement10.0%
Consumer Finance Industry Average Movement7.0%
Market Average Movement6.8%
10% most volatile stocks in US Market15.0%
10% least volatile stocks in US Market2.9%

安定した株価: DAVE 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。

時間の経過による変動: DAVEの 週次ボラティリティ ( 10% ) は過去 1 年間安定しています。

会社概要

設立従業員CEO(最高経営責任者ウェブサイト
2015280Jason Wilkdave.com

は、米国で金融サービス・プラットフォームを通じて様々な金融商品やサービスを提供している。銀行口座の履歴データを活用して定期的な請求を特定し、会員が今後の取引を予測したり通知を受け取ったりするのに役立つ個人財務管理ツール「Budget」、給料日前の流動性のギャップを埋めるための裁量的当座貸越の一形態である「ExtraCash」、補助的または一時的な仕事を見つけるための求人応募ポータル「Side Hustle」などを提供している。同社はまた、デジタル要求払い預金口座であるデイブ・チェッキングも提供している。デイブ・インクは2015年に設立され、カリフォルニア州ロサンゼルスに本社を置いている。

Dave Inc. 基礎のまとめ

Dave の収益と売上を時価総額と比較するとどうか。
DAVE 基礎統計学
時価総額US$4.55b
収益(TTM)US$222.64m
売上高(TTM)US$643.65m
19.4x
PER(株価収益率
6.7x
P/Sレシオ

DAVE は割高か?

公正価値と評価分析を参照

収益と収入

最新の決算報告書(TTM)に基づく主な収益性統計
DAVE 損益計算書(TTM)
収益US$643.65m
売上原価US$181.84m
売上総利益US$461.81m
その他の費用US$239.17m
収益US$222.64m

直近の収益報告

Jun 30, 2026

次回決算日

該当なし

一株当たり利益(EPS)17.45
グロス・マージン71.75%
純利益率34.59%
有利子負債/自己資本比率129.0%

DAVE の長期的なパフォーマンスは?

過去の実績と比較を見る

企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/09/18 09:52
終値2026/09/18 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
  • SECフォーム10-K
  • SECフォーム10-Q
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
  • アナリストリサーチレポート
  • Blue Matrix
市場価格30年
  • 株価
  • 配当、分割、措置
  • ICEマーケットデータ
  • SECフォームS-1
所有権10年
  • トップ株主
  • インサイダー取引
  • SECフォーム4
  • SECフォーム13D
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
  • SECフォーム10-K
  • SECフォームDEF 14A
主な進展10年
  • 会社からのお知らせ
  • SECフォーム8-K

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Dave Inc. 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。18

アナリスト機関
Gary PrestopinoBarrington Research Associates, Inc.
Harold GoetschB. Riley Securities, Inc.
Joseph VafiCanaccord Genuity

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