Nelnet（NNI）株式概要ネルネット・インクは、世界各国でローン・サービシング、教育テクノロジー・サービス、決済事業を展開している。 詳細NNI ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長0/6過去の実績1/6財務の健全性3/6配当金4/6報酬株価収益率（ 15.1 x） US市場（ 19.3 x）を下回っています。リスク分析負債は営業キャッシュフローで十分にカバーされていない 過去5年間で収益は年間10.6%減少しました。 すべてのリスクチェックを見るNNI Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW472,568 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA472,568 investors already sharing narrativesYour Fair ValueUS$Current PriceUS$127.264.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture02b2016201920222025202620282031Revenue US$2.5bEarnings US$505.8mAdvancedSet Fair ValueView all narrativesNelnet, Inc. 競合他社SLMSymbol: NasdaqGS:SLMMarket cap: US$5.3bCredit AcceptanceSymbol: NasdaqGS:CACCMarket cap: US$6.0bEnova InternationalSymbol: NYSE:ENVAMarket cap: US$6.5bBread Financial HoldingsSymbol: NYSE:BFHMarket cap: US$4.2b価格と性能株価の高値、安値、推移の概要Nelnet過去の株価現在の株価US$127.2652週高値US$144.3852週安値US$116.62ベータ0.781ヶ月の変化-3.50%3ヶ月変化1.48%1年変化-1.07%3年間の変化36.66%5年間の変化64.06%IPOからの変化483.76%最新ニュースDeclared Dividend • Aug 10Second quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st September 2026 Payment date: 15th September 2026 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (15% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Aug 09Price target decreased by 7.1% to US$130Down from US$140, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$131. Stock is up 7.0% over the past year. The company is forecast to post earnings per share of US$7.50 for next year compared to US$11.79 last year.Reported Earnings • Aug 07Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: US$1.85 (down from US$4.97 in 2Q 2025). Revenue: US$366.5m (down 29% from 2Q 2025). Net income: US$66.7m (down 63% from 2Q 2025). Profit margin: 18% (down from 35% in 2Q 2025). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 07Nelnet, Inc. Declares Dividend for the Third Quarter of 2026, Payable on September 15, 2026The Board of Directors of Nelnet, Inc. declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on September 15, 2026, to shareholders of record at the close of business on September 1, 2026.お知らせ • Jul 18Nelnet, Inc. to Report Q2, 2026 Results on Aug 06, 2026Nelnet, Inc. announced that they will report Q2, 2026 results After-Market on Aug 06, 2026ライブニュース • Jun 30Nelnet Bank Unveils Graduate Loan Options as Students Seek Federal AlternativesNelnet Bank has rolled out new graduate student loan products in response to federal Grad PLUS loan changes taking effect on July 1, offering multiple repayment options and a streamlined application process for affected borrowers. The bank reports a significant rise in inquiries from graduate students seeking alternatives to federal Grad PLUS loans, suggesting early traction for the new private financing options. Nelnet’s stock trades at $132.92, with the share price up 3.0% year to date. The move gives Nelnet another way to tap demand in graduate lending at a time when some students are reassessing reliance on federal programs. The key watchpoint is credit performance and pricing: private graduate loans can be attractive for well-qualified borrowers, but they also add exposure to consumer credit risk and regulatory scrutiny around student lending practices.最新情報をもっと見るRecent updatesDeclared Dividend • Aug 10Second quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st September 2026 Payment date: 15th September 2026 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (15% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Aug 09Price target decreased by 7.1% to US$130Down from US$140, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$131. Stock is up 7.0% over the past year. The company is forecast to post earnings per share of US$7.50 for next year compared to US$11.79 last year.Reported Earnings • Aug 07Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: US$1.85 (down from US$4.97 in 2Q 2025). Revenue: US$366.5m (down 29% from 2Q 2025). Net income: US$66.7m (down 63% from 2Q 2025). Profit margin: 18% (down from 35% in 2Q 2025). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 07Nelnet, Inc. Declares Dividend for the Third Quarter of 2026, Payable on September 15, 2026The Board of Directors of Nelnet, Inc. declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on September 15, 2026, to shareholders of record at the close of business on September 1, 2026.お知らせ • Jul 18Nelnet, Inc. to Report Q2, 2026 Results on Aug 06, 2026Nelnet, Inc. announced that they will report Q2, 2026 results After-Market on Aug 06, 2026ライブニュース • Jun 30Nelnet Bank Unveils Graduate Loan Options as Students Seek Federal AlternativesNelnet Bank has rolled out new graduate student loan products in response to federal Grad PLUS loan changes taking effect on July 1, offering multiple repayment options and a streamlined application process for affected borrowers. The bank reports a significant rise in inquiries from graduate students seeking alternatives to federal Grad PLUS loans, suggesting early traction for the new private financing options. Nelnet’s stock trades at $132.92, with the share price up 3.0% year to date. The move gives Nelnet another way to tap demand in graduate lending at a time when some students are reassessing reliance on federal programs. The key watchpoint is credit performance and pricing: private graduate loans can be attractive for well-qualified borrowers, but they also add exposure to consumer credit risk and regulatory scrutiny around student lending practices.Seeking Alpha • Jun 26Nelnet Is Not Cheap Enough For The ComplexitySummary Nelnet is a diversified financial holding company with strong education technology and payments assets, but its overall stock setup remains unattractive. NNI's Q1 2026 saw solid growth in Education Technology Services and Payments, improved loan servicing via acquisitions, and better profitability at Nelnet Bank. Pay Later receivables expansion is driving higher provision expense and credit risk, with net charge-offs rising to 8.94% for non-bank consumer loans. I rate NNI a Hold with a negative bias, as the current valuation does not sufficiently compensate for earnings reset, consumer-credit exposure, and holding-company complexity. Read the full article on Seeking AlphaUpcoming Dividend • May 26Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 01 June 2026. Payment date: 15 June 2026. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.9%).Declared Dividend • May 11First quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st June 2026 Payment date: 15th June 2026 Dividend yield will be 1.1%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (11% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 8.6% over the next year. However, it would need to fall by 88% to increase the payout ratio to a potentially unsustainable range.ライブニュース • May 09Nelnet Misses Q1 Revenue Targets and Integrates Canadian AcquisitionNelnet reported Q1 2026 revenue that was up 10.3% year over year but below market expectations, with non-GAAP earnings per share also below analyst estimates. GAAP net income for Q1 2026 was US$71.1 million, or US$1.97 per share, compared with US$82.6 million, or US$2.26 per share, in the same quarter a year earlier. The company completed the acquisition of a Canadian firm in February 2026, now integrated into its Loan Servicing and Systems segment, and declared a second-quarter dividend of US$0.33 per share payable on June 15, 2026. For you as an investor, the latest quarter shows a mix of top-line growth and weaker earnings relative to analyst expectations. Revenue rose 10.3% compared with Q1 2025, yet both revenue and non-GAAP earnings per share came in below market estimates, and GAAP net income and earnings per share were lower than a year earlier. Management, led by CEO Jeff Noordhoek, described the start of 2026 as strong across all business segments. The Canadian acquisition adds to Nelnet’s Loan Servicing and Systems footprint and broadens its reach into a new geography. This may affect the mix of business within that segment over time. The decision to declare a US$0.33 per share dividend for the second quarter indicates that the board is continuing a regular cash return to shareholders despite the earnings shortfall. Investors may want to monitor future quarters to see how the new acquisition is reflected in segment results and whether earnings trends align more closely with market expectations.お知らせ • Apr 15Nelnet, Inc. to Report Q1, 2026 Results on May 07, 2026Nelnet, Inc. announced that they will report Q1, 2026 results After-Market on May 07, 2026お知らせ • Apr 03Nelnet, Inc., Annual General Meeting, May 14, 2026Nelnet, Inc., Annual General Meeting, May 14, 2026. Location: at the nelnet center fountain suites event studio, 121 south 13th street, nebraska, lincoln, United StatesReported Earnings • Feb 27Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$11.79 (up from US$5.02 in FY 2024). Revenue: US$1.68b (up 24% from FY 2024). Net income: US$428.5m (up 133% from FY 2024). Profit margin: 26% (up from 14% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 17%. Earnings per share (EPS) also surpassed analyst estimates by 70%. Revenue is forecast to stay flat during the next 2 years compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 20Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 27 February 2026. Payment date: 13 March 2026. Payout ratio is a comfortable 9.6% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.4%).Declared Dividend • Feb 02Third quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 27th February 2026 Payment date: 13th March 2026 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (10% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 5.7% over the next 2 years. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.お知らせ • Jan 30+ 1 more updateNelnet, Inc. to Report Q4, 2025 Results on Feb 26, 2026Nelnet, Inc. announced that they will report Q4, 2025 results After-Market on Feb 26, 2026Upcoming Dividend • Nov 24Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 01 December 2025. Payment date: 15 December 2025. Payout ratio is a comfortable 9.6% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (1.4%).分析記事 • Nov 21Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.33Nelnet, Inc. ( NYSE:NNI ) has announced that it will be increasing its dividend from last year's comparable payment on...お知らせ • Nov 21Mars Energy LLC acquired Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI).Mars Energy LLC acquired Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI) on November 20, 2025. Following the acquisition, Nelnet Renewable Energy will operate as MARS Energy Solutions. Additionally, Eric Peterman, founder of Nelnet Renewable Energy, will be the chief executive officer of MARS Energy Solutions, alongside Jess Baker, a current senior leader at MARS Energy Solutions. Mars Energy LLC completed the acquisition of Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI) on November 20, 2025.Price Target Changed • Nov 10Price target increased by 8.0% to US$135Up from US$125, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$130. Stock is up 17% over the past year. The company is forecast to post earnings per share of US$6.53 for next year compared to US$5.02 last year.Declared Dividend • Nov 10Third quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st December 2025 Payment date: 15th December 2025 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 14% over the next year. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Nov 07Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$2.94 (up from US$0.066 in 3Q 2024). Revenue: US$431.3m (up 49% from 3Q 2024). Net income: US$106.7m (up US$104.3m from 3Q 2024). Profit margin: 25% (up from 0.8% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 15%. Earnings per share (EPS) also surpassed analyst estimates by 93%. Revenue is expected to decline by 3.1% p.a. on average during the next 2 years, while revenues in the Consumer Finance industry in the US are expected to grow by 14%. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.お知らせ • Nov 07Nelnet, Inc. Declares Fourth Quarter Cash Dividend on Class A Common Stock and Class B Common Stock, Payable on December 15, 2025The Nelnet, Inc. Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on December 15, 2025, to shareholders of record at the close of business on December 1, 2025.お知らせ • Oct 16Nelnet, Inc. to Report Q3, 2025 Results on Nov 06, 2025Nelnet, Inc. announced that they will report Q3, 2025 results After-Market on Nov 06, 2025Recent Insider Transactions Derivative • Sep 08Independent Lead Director notifies of intention to sell stockThomas Henning intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of September. If the sale is conducted around the recent share price of US$129, it would amount to US$1.1m. Since March 2025, Thomas has owned 19.25k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.Upcoming Dividend • Aug 26Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 02 September 2025. Payment date: 16 September 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.3%).Declared Dividend • Aug 10Second quarter dividend increased to US$0.30Dividend of US$0.30 is 7.1% higher than last year. Ex-date: 2nd September 2025 Payment date: 16th September 2025 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (12% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.Reported Earnings • Aug 07Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$4.97 (up from US$1.24 in 2Q 2024). Revenue: US$522.7m (up 63% from 2Q 2024). Net income: US$181.5m (up 302% from 2Q 2024). Profit margin: 35% (up from 14% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 43%. Earnings per share (EPS) also surpassed analyst estimates by 160%. Revenue is forecast to grow 2.9% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.お知らせ • Aug 07Nelnet, Inc. Declares Third Quarter Cash Dividend on Class A Common Stock and Class B Common Stock, Payable on September 16, 2025The Nelnet Board of Directors declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.30 per share. The dividend will be paid on September 16, 2025, to shareholders of record at the close of business on September 2, 2025.お知らせ • Jul 15Nelnet, Inc. to Report Q2, 2025 Results on Aug 06, 2025Nelnet, Inc. announced that they will report Q2, 2025 results After-Market on Aug 06, 2025Upcoming Dividend • May 27Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 June 2025. Payment date: 16 June 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (1.6%).Price Target Changed • May 14Price target increased by 8.7% to US$125Up from US$115, the current price target is provided by 1 analyst. New target price is 6.2% above last closing price of US$118. Stock is up 6.3% over the past year. The company is forecast to post earnings per share of US$7.65 for next year compared to US$5.02 last year.New Risk • May 13New major risk - Revenue and earnings growthEarnings have declined by 13% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). Earnings have declined by 13% per year over the past 5 years.分析記事 • May 12Nelnet (NYSE:NNI) Has Announced A Dividend Of $0.28The board of Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend on the 16th of June, with investors...Declared Dividend • May 12First quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 2nd June 2025 Payment date: 16th June 2025 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • May 09First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$2.26 (up from US$1.97 in 1Q 2024). Revenue: US$383.2m (up 3.2% from 1Q 2024). Net income: US$82.6m (up 13% from 1Q 2024). Profit margin: 22% (up from 20% in 1Q 2024). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.分析記事 • May 09It May Be Possible That Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Could Get Bumped UpKey Insights Nelnet to hold its Annual General Meeting on 15th of May Total pay for CEO Jeff Noordhoek includes...お知らせ • May 09Nelnet Declares Second-Quarter Cash Dividend, Payable on June 16, 2025The Nelnet Board of Directors declared a second-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on June 16, 2025, to shareholders of record at the close of business on June 2, 2025.お知らせ • Apr 16Nelnet, Inc. to Report Q1, 2025 Results on May 08, 2025Nelnet, Inc. announced that they will report Q1, 2025 results After-Market on May 08, 2025Board Change • Apr 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Adam Peterson was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Seeking Alpha • Mar 16Nelnet: Consistent Value Creation Not Being Rewarded By The MarketSummary Nelnet continues to generate solid cash flows, which management is strategically deploying where it identifies the greatest opportunities for return. Nelnet’s software and payments business, NBS, continues to show impressive growth and profitability and is worth more than half the current market cap. I estimate intrinsic value at $175 per share, which represents an attractive upside and limited downside with book value at $92.3. I am therefore maintaining my Buy rating on the stock. Read the full article on Seeking AlphaPrice Target Changed • Mar 04Price target increased by 13% to US$120Up from US$106, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$119. Stock is up 37% over the past year. The company is forecast to post earnings per share of US$6.50 for next year compared to US$5.02 last year.New Risk • Mar 04New major risk - Revenue and earnings growthEarnings have declined by 8.3% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (8.0% operating cash flow to total debt). Earnings have declined by 8.3% per year over the past 5 years.Reported Earnings • Feb 28Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$5.02 (up from US$2.45 in FY 2023). Revenue: US$1.40b (up 19% from FY 2023). Net income: US$184.0m (up 101% from FY 2023). Profit margin: 13% (up from 7.8% in FY 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.お知らせ • Feb 28Nelnet, Inc., Annual General Meeting, May 15, 2025Nelnet, Inc., Annual General Meeting, May 15, 2025.Upcoming Dividend • Feb 21Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 14 March 2025. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.6%).分析記事 • Feb 03Nelnet (NYSE:NNI) Is Paying Out A Dividend Of $0.28Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend of $0.28 per share on the 14th of March. This means...Declared Dividend • Feb 03Third quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 28th February 2025 Payment date: 14th March 2025 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (36% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 61% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 31+ 1 more updateNelnet, Inc. to Report Q4, 2024 Results on Feb 27, 2025Nelnet, Inc. announced that they will report Q4, 2024 results After-Market on Feb 27, 2025分析記事 • Jan 23Getting In Cheap On Nelnet, Inc. (NYSE:NNI) Might Be DifficultWith a price-to-earnings (or "P/E") ratio of 34.8x Nelnet, Inc. ( NYSE:NNI ) may be sending very bearish signals at the...New Risk • Nov 27New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 23% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). Earnings have declined by 3.4% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.Upcoming Dividend • Nov 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 December 2024. Payment date: 16 December 2024. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.6%).分析記事 • Nov 11Nelnet's (NYSE:NNI) Dividend Will Be $0.28The board of Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend of $0.28 per share on the 16th of...Declared Dividend • Nov 11Third quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 2nd December 2024 Payment date: 16th December 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (36% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 09Nelnet, Inc. Declares Fourth-Quarter Cash Dividend, Payable on December 16, 2024The Nelnet Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on December 16, 2024, to shareholders of record at the close of business on December 2, 2024.Reported Earnings • Nov 08Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$0.066 (down from US$1.21 in 3Q 2023). Revenue: US$320.4m (flat on 3Q 2023). Net income: US$2.39m (down 95% from 3Q 2023). Profit margin: 0.7% (down from 14% in 3Q 2023). Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 95%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 50% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.Buy Or Sell Opportunity • Nov 06Now 26% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to US$125. The fair value is estimated to be US$98.82, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.1% over the last 3 years. Earnings per share has declined by 46%. Revenue is forecast to grow by 9.2% in a year. Earnings are forecast to grow by 42% in the next year.分析記事 • Oct 17Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) ProspectsNelnet, Inc.'s ( NYSE:NNI ) price-to-earnings (or "P/E") ratio of 26.7x might make it look like a sell right now...お知らせ • Oct 15Nelnet, Inc. to Report Q3, 2024 Results on Nov 07, 2024Nelnet, Inc. announced that they will report Q3, 2024 results After-Market on Nov 07, 2024Price Target Changed • Oct 02Price target increased by 15% to US$110Up from US$96.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$112. Stock is up 28% over the past year. The company is forecast to post earnings per share of US$5.82 for next year compared to US$2.45 last year.Seeking Alpha • Sep 19Nelnet: Attractive Valuation At A Large Discount To Intrinsic ValueSummary Shares have risen 20% since my previous recommendation where I estimated intrinsic value per share of $145. Owing to strong performance within Nelnet Business Services, where income grew 42% year over year in Q2, I have raised my estimate for intrinsic value to $162 per share. Meanwhile management continues to return capital to shareholders through dividends and buybacks. Shares trade at only a slight premium to book value, which minimizes downside risk and offers an appealing risk/reward profile for investors. Read the full article on Seeking AlphaUpcoming Dividend • Aug 26Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 30 August 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.9%).Price Target Changed • Aug 12Price target increased by 8.9% to US$98.00Up from US$90.00, the current price target is provided by 1 analyst. New target price is 7.7% below last closing price of US$106. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$5.90 for next year compared to US$2.45 last year.Declared Dividend • Aug 12Second quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 30th August 2024 Payment date: 13th September 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (26% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 09Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$1.24 (up from US$0.75 in 2Q 2023). Revenue: US$329.1m (up 15% from 2Q 2023). Net income: US$45.1m (up 60% from 2Q 2023). Profit margin: 14% (up from 9.9% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 9.5%. Earnings per share (EPS) also missed analyst estimates by 7.5%. Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.お知らせ • Aug 09Nelnet, Inc. Declares Third-Quarter Cash Dividend, Payable on September 13, 2024The Nelnet Board of Directors declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on September 13, 2024, to shareholders of record at the close of business on August 30, 2024.Buy Or Sell Opportunity • Jul 30Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 20% to US$113. The fair value is estimated to be US$94.29, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 42%. Revenue is forecast to grow by 18% in a year. Earnings are forecast to grow by 61% in the next year.お知らせ • Jul 12Nelnet, Inc. to Report Q2, 2024 Results on Aug 08, 2024Nelnet, Inc. announced that they will report Q2, 2024 results After-Market on Aug 08, 2024分析記事 • Jul 03Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/EWith a price-to-earnings (or "P/E") ratio of 27x Nelnet, Inc. ( NYSE:NNI ) may be sending very bearish signals at the...Upcoming Dividend • May 27Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.1%).Price Target Changed • May 14Price target increased by 10% to US$96.00Up from US$87.00, the current price target is provided by 1 analyst. New target price is 13% below last closing price of US$110. Stock is up 17% over the past year. The company posted earnings per share of US$2.45 last year.Declared Dividend • May 13First quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 31st May 2024 Payment date: 14th June 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 11Nelnet, Inc. Declares Second-Quarter Cash Dividend, Payable on June 14, 2024The Board of Directors of Nelnet, Inc. declared a second-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on June 14, 2024, to shareholders of record at the close of business on May 31, 2024.Reported Earnings • May 10First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: US$1.97 (up from US$0.71 in 1Q 2023). Revenue: US$374.5m (up 27% from 1Q 2023). Net income: US$73.2m (up 176% from 1Q 2023). Profit margin: 20% (up from 9.0% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.9%. Earnings per share (EPS) also surpassed analyst estimates by 44%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.分析記事 • May 10Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders ConcernsKey Insights Nelnet's Annual General Meeting to take place on 16th of May Salary of US$854.5k is part of CEO Jeff...Seeking Alpha • May 04Nelnet: An Appealing Valuation Emerges After A Challenging 2023Summary Nelnet is a conglomerate with ownership in high-quality businesses, trading at a large discount to its intrinsic value. Management has a long history of consistently increasing shareholder returns through smart capital allocation. Today the business trades at only a slight premium to book value, which limits downside, presenting a very attractive risk/reward profile for investors. Read the full article on Seeking Alphaお知らせ • Apr 19Nelnet, Inc. to Report Q1, 2024 Results on May 09, 2024Nelnet, Inc. announced that they will report Q1, 2024 results After-Market on May 09, 2024お知らせ • Apr 05Nelnet, Inc., Annual General Meeting, May 16, 2024Nelnet, Inc., Annual General Meeting, May 16, 2024, at 08:30 Central Standard Time. Location: Hudl Building 600 P Street, Suite 100 Lincoln Nebraska United States Agenda: To elect three Class I directors nominated by the Board of Directors to serve for three-year terms until the 2027 Annual Meeting of Shareholders; to ratify the appointment of KPMG LLP as the Company's independent registered public accounting firm for 2024; to conduct an advisory vote to approve the Company's executive compensation; and to consider the other matters.Price Target Changed • Feb 29Price target decreased by 8.4% to US$87.00Down from US$95.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$85.87. Stock is down 5.0% over the past year. The company posted earnings per share of US$2.45 last year.New Risk • Feb 28New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (3.2% operating cash flow to total debt). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (7.7% net profit margin).Reported Earnings • Feb 28Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$2.45 (down from US$10.83 in FY 2022). Revenue: US$1.19b (down 22% from FY 2022). Net income: US$91.5m (down 78% from FY 2022). Profit margin: 7.7% (down from 27% in FY 2022). Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) also missed analyst estimates by 44%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Upcoming Dividend • Feb 22Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (1.9%).Declared Dividend • Feb 05Third quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.2%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (30% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 48% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 02Nelnet, Inc. Approves First Quarter Cash Dividend, Payable on March 15, 2024Nelnet, Inc. announced the Nelnet Board of Directors declared a first quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on March 15, 2024, to shareholders of record at the close of business on March 1, 2024.分析記事 • Jan 04Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/ENelnet, Inc.'s ( NYSE:NNI ) price-to-earnings (or "P/E") ratio of 24.4x might make it look like a sell right now...Seeking Alpha • Dec 22Nelnet: The Compounding ConglomerateSummary Nelnet is a small-cap company with the potential to become a "mini" Berkshire Hathaway due to its diverse business segments. The company operates in financial services, education technology, and communications, providing stability and long-term growth potential. Despite challenges in Q3 2023 earnings, Nelnet's conglomerate structure and strategic investments make it a compelling investment opportunity. Read the full article on Seeking AlphaUpcoming Dividend • Nov 24Upcoming dividend of US$0.28 per share at 1.3% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (2.3%).お知らせ • Nov 09Nelnet Declares Fourth-Quarter Cash Dividend, Payable on December 15, 2023The Nelnet Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on December 15, 2023, to shareholders of record at the close of business on December 1, 2023.Reported Earnings • Nov 09Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$1.21 (down from US$2.80 in 3Q 2022). Revenue: US$323.8m (down 15% from 3Q 2022). Net income: US$45.3m (down 57% from 3Q 2022). Profit margin: 14% (down from 27% in 3Q 2022). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) also missed analyst estimates by 14%. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Oct 18Nelnet, Inc. to Report Q3, 2023 Results on Nov 07, 2023Nelnet, Inc. announced that they will report Q3, 2023 results After-Market on Nov 07, 2023Seeking Alpha • Aug 25Nelnet: Broad Exposure Leaves Unappealing ValuationSummary Nelnet Inc is trading at a high P/E ratio of over 16, raising concerns about the viability of its assets and potential for earnings. The company's structure is divided into segments focused on loan servicing, education technology, financial management services, and asset generation and management. NNI's heavy reliance on education and student loans as assets poses risks, especially with the potential for increased defaults and a drop-off in cash flows after 2025. Read the full article on Seeking AlphaUpcoming Dividend • Aug 24Upcoming dividend of US$0.26 per share at 1.1% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (2.5%).Reported Earnings • Aug 08Second quarter 2023 earnings released: EPS: US$0.75 (vs US$2.26 in 2Q 2022)Second quarter 2023 results: EPS: US$0.75 (down from US$2.26 in 2Q 2022). Revenue: US$286.3m (down 16% from 2Q 2022). Net income: US$28.3m (down 67% from 2Q 2022). Profit margin: 9.9% (down from 25% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.株主還元NNIUS Consumer FinanceUS 市場7D-5.6%1.1%1.7%1Y-1.1%5.7%20.0%株主還元を見る業界別リターン: NNI過去 1 年間で5.7 % の収益を上げたUS Consumer Finance業界を下回りました。リターン対市場: NNIは、過去 1 年間で20 % のリターンを上げたUS市場を下回りました。価格変動Is NNI's price volatile compared to industry and market?NNI volatilityNNI Average Weekly Movement2.8%Consumer Finance Industry Average Movement7.4%Market Average Movement7.2%10% most volatile stocks in US Market16.2%10% least volatile stocks in US Market3.1%安定した株価: NNI 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: NNIの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19775,744Jeff Noordhoekwww.nelnet.comは、サービシング事業、教育テクノロジー・サービス事業、決済事業を世界各地で展開している。同社は4つのセグメントを通じて事業を展開している：ローン・サービシング＆システム事業、教育テクノロジー・サービス＆ペイメント事業、アセット・ジェネレーショ ン＆マネジメント事業、ネルネット・バンク事業。ローン・サービシング＆システム部門は、ローン変換、申請処理、債務者更新、顧客、支払処理、デュー・ディリジェンス手続き、資金管理照合、請求処理サービスを提供している。また、学生ローン・サービシング・ソフトウェアや、インバウンドコール、アウトリーチ・キャンペーン、セールス、マルチチャネルを通じた顧客対応など、主にコンタクトセンター管理、手続き・管理業務などのビジネス・プロセス・アウトソーシング・サービスも提供している。教育テクノロジー・サービス＆ペイメント部門は、財務管理サービス、学校情報システム・ソフトウェア、寄付金プラットフォーム、教育テクノロジー・ソリューション、カスタマイズされた専門能力開発・指導、高度な学習・教育指導サービスを提供している。また、授業料支払いプラン、生徒への請求・支払い・払い戻しに関するサービスやテクノロジー、キャンパス内での対面・オンライン・モバイル決済ソリューション、クレジットカードや電子送金などの決済処理サービス、学習管理システム、統合商取引決済プラットフォーム、幼稚園から高校までの学校向けに管理・情報・財務管理・コミュニケーション機能を提供する学校管理プラットフォームなども提供している。アセット・ジェネレーション＆マネジメント部門は、ローン資産の投資、配分、管理を行っている。ネルネットバンク部門はインターネット産業銀行として運営されている。また、投資アドバイザリー、投資、再保険サービス、不動産投資、太陽光発電のエンジニアリング、調達、建設事業も行っている。同社は1977年に設立され、ネブラスカ州リンカーンに本社を置く。もっと見るNelnet, Inc. 基礎のまとめNelnet の収益と売上を時価総額と比較するとどうか。NNI 基礎統計学時価総額US$4.52b収益（TTM）US$302.24m売上高(TTM)US$1.49b15.1xPER（株価収益率3.1xP/SレシオNNI は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計NNI 損益計算書（TTM）収益US$1.49b売上原価US$206.34m売上総利益US$1.28bその他の費用US$980.11m収益US$302.24m直近の収益報告Jun 30, 2026次回決算日該当なし一株当たり利益（EPS）8.45グロス・マージン86.14%純利益率20.30%有利子負債／自己資本比率193.7%NNI の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.0%現在の配当利回り15%配当性向NNI 配当は確実ですか？NNI 配当履歴とベンチマークを見るNNI 、いつまでに購入すれば配当金を受け取れますか？Nelnet 配当日配当落ち日Sep 01 2026配当支払日Sep 15 2026配当落ちまでの日数17 days配当支払日までの日数31 daysNNI 配当は確実ですか？NNI 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/13 18:21終値2026/08/13 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Nelnet, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Mary KaneCitigroup IncAndrew WesselJ.P. MorganSameer GokhaleKeefe, Bruyette, & Woods4 その他のアナリストを表示
Declared Dividend • Aug 10Second quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st September 2026 Payment date: 15th September 2026 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (15% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Aug 09Price target decreased by 7.1% to US$130Down from US$140, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$131. Stock is up 7.0% over the past year. The company is forecast to post earnings per share of US$7.50 for next year compared to US$11.79 last year.
Reported Earnings • Aug 07Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: US$1.85 (down from US$4.97 in 2Q 2025). Revenue: US$366.5m (down 29% from 2Q 2025). Net income: US$66.7m (down 63% from 2Q 2025). Profit margin: 18% (down from 35% in 2Q 2025). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 07Nelnet, Inc. Declares Dividend for the Third Quarter of 2026, Payable on September 15, 2026The Board of Directors of Nelnet, Inc. declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on September 15, 2026, to shareholders of record at the close of business on September 1, 2026.
お知らせ • Jul 18Nelnet, Inc. to Report Q2, 2026 Results on Aug 06, 2026Nelnet, Inc. announced that they will report Q2, 2026 results After-Market on Aug 06, 2026
ライブニュース • Jun 30Nelnet Bank Unveils Graduate Loan Options as Students Seek Federal AlternativesNelnet Bank has rolled out new graduate student loan products in response to federal Grad PLUS loan changes taking effect on July 1, offering multiple repayment options and a streamlined application process for affected borrowers. The bank reports a significant rise in inquiries from graduate students seeking alternatives to federal Grad PLUS loans, suggesting early traction for the new private financing options. Nelnet’s stock trades at $132.92, with the share price up 3.0% year to date. The move gives Nelnet another way to tap demand in graduate lending at a time when some students are reassessing reliance on federal programs. The key watchpoint is credit performance and pricing: private graduate loans can be attractive for well-qualified borrowers, but they also add exposure to consumer credit risk and regulatory scrutiny around student lending practices.
Declared Dividend • Aug 10Second quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st September 2026 Payment date: 15th September 2026 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (15% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 3.5% over the next year, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Aug 09Price target decreased by 7.1% to US$130Down from US$140, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$131. Stock is up 7.0% over the past year. The company is forecast to post earnings per share of US$7.50 for next year compared to US$11.79 last year.
Reported Earnings • Aug 07Second quarter 2026 earnings: EPS and revenues miss analyst expectationsSecond quarter 2026 results: EPS: US$1.85 (down from US$4.97 in 2Q 2025). Revenue: US$366.5m (down 29% from 2Q 2025). Net income: US$66.7m (down 63% from 2Q 2025). Profit margin: 18% (down from 35% in 2Q 2025). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 13%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 07Nelnet, Inc. Declares Dividend for the Third Quarter of 2026, Payable on September 15, 2026The Board of Directors of Nelnet, Inc. declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on September 15, 2026, to shareholders of record at the close of business on September 1, 2026.
お知らせ • Jul 18Nelnet, Inc. to Report Q2, 2026 Results on Aug 06, 2026Nelnet, Inc. announced that they will report Q2, 2026 results After-Market on Aug 06, 2026
ライブニュース • Jun 30Nelnet Bank Unveils Graduate Loan Options as Students Seek Federal AlternativesNelnet Bank has rolled out new graduate student loan products in response to federal Grad PLUS loan changes taking effect on July 1, offering multiple repayment options and a streamlined application process for affected borrowers. The bank reports a significant rise in inquiries from graduate students seeking alternatives to federal Grad PLUS loans, suggesting early traction for the new private financing options. Nelnet’s stock trades at $132.92, with the share price up 3.0% year to date. The move gives Nelnet another way to tap demand in graduate lending at a time when some students are reassessing reliance on federal programs. The key watchpoint is credit performance and pricing: private graduate loans can be attractive for well-qualified borrowers, but they also add exposure to consumer credit risk and regulatory scrutiny around student lending practices.
Seeking Alpha • Jun 26Nelnet Is Not Cheap Enough For The ComplexitySummary Nelnet is a diversified financial holding company with strong education technology and payments assets, but its overall stock setup remains unattractive. NNI's Q1 2026 saw solid growth in Education Technology Services and Payments, improved loan servicing via acquisitions, and better profitability at Nelnet Bank. Pay Later receivables expansion is driving higher provision expense and credit risk, with net charge-offs rising to 8.94% for non-bank consumer loans. I rate NNI a Hold with a negative bias, as the current valuation does not sufficiently compensate for earnings reset, consumer-credit exposure, and holding-company complexity. Read the full article on Seeking Alpha
Upcoming Dividend • May 26Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 01 June 2026. Payment date: 15 June 2026. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.9%).
Declared Dividend • May 11First quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st June 2026 Payment date: 15th June 2026 Dividend yield will be 1.1%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (11% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 8.6% over the next year. However, it would need to fall by 88% to increase the payout ratio to a potentially unsustainable range.
ライブニュース • May 09Nelnet Misses Q1 Revenue Targets and Integrates Canadian AcquisitionNelnet reported Q1 2026 revenue that was up 10.3% year over year but below market expectations, with non-GAAP earnings per share also below analyst estimates. GAAP net income for Q1 2026 was US$71.1 million, or US$1.97 per share, compared with US$82.6 million, or US$2.26 per share, in the same quarter a year earlier. The company completed the acquisition of a Canadian firm in February 2026, now integrated into its Loan Servicing and Systems segment, and declared a second-quarter dividend of US$0.33 per share payable on June 15, 2026. For you as an investor, the latest quarter shows a mix of top-line growth and weaker earnings relative to analyst expectations. Revenue rose 10.3% compared with Q1 2025, yet both revenue and non-GAAP earnings per share came in below market estimates, and GAAP net income and earnings per share were lower than a year earlier. Management, led by CEO Jeff Noordhoek, described the start of 2026 as strong across all business segments. The Canadian acquisition adds to Nelnet’s Loan Servicing and Systems footprint and broadens its reach into a new geography. This may affect the mix of business within that segment over time. The decision to declare a US$0.33 per share dividend for the second quarter indicates that the board is continuing a regular cash return to shareholders despite the earnings shortfall. Investors may want to monitor future quarters to see how the new acquisition is reflected in segment results and whether earnings trends align more closely with market expectations.
お知らせ • Apr 15Nelnet, Inc. to Report Q1, 2026 Results on May 07, 2026Nelnet, Inc. announced that they will report Q1, 2026 results After-Market on May 07, 2026
お知らせ • Apr 03Nelnet, Inc., Annual General Meeting, May 14, 2026Nelnet, Inc., Annual General Meeting, May 14, 2026. Location: at the nelnet center fountain suites event studio, 121 south 13th street, nebraska, lincoln, United States
Reported Earnings • Feb 27Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$11.79 (up from US$5.02 in FY 2024). Revenue: US$1.68b (up 24% from FY 2024). Net income: US$428.5m (up 133% from FY 2024). Profit margin: 26% (up from 14% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 17%. Earnings per share (EPS) also surpassed analyst estimates by 70%. Revenue is forecast to stay flat during the next 2 years compared to a 13% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 20Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 27 February 2026. Payment date: 13 March 2026. Payout ratio is a comfortable 9.6% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.4%).
Declared Dividend • Feb 02Third quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 27th February 2026 Payment date: 13th March 2026 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (10% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 5.7% over the next 2 years. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Jan 30+ 1 more updateNelnet, Inc. to Report Q4, 2025 Results on Feb 26, 2026Nelnet, Inc. announced that they will report Q4, 2025 results After-Market on Feb 26, 2026
Upcoming Dividend • Nov 24Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 01 December 2025. Payment date: 15 December 2025. Payout ratio is a comfortable 9.6% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (1.4%).
分析記事 • Nov 21Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.33Nelnet, Inc. ( NYSE:NNI ) has announced that it will be increasing its dividend from last year's comparable payment on...
お知らせ • Nov 21Mars Energy LLC acquired Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI).Mars Energy LLC acquired Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI) on November 20, 2025. Following the acquisition, Nelnet Renewable Energy will operate as MARS Energy Solutions. Additionally, Eric Peterman, founder of Nelnet Renewable Energy, will be the chief executive officer of MARS Energy Solutions, alongside Jess Baker, a current senior leader at MARS Energy Solutions. Mars Energy LLC completed the acquisition of Nelnet Renewable Energy from Nelnet, Inc. (NYSE:NNI) on November 20, 2025.
Price Target Changed • Nov 10Price target increased by 8.0% to US$135Up from US$125, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$130. Stock is up 17% over the past year. The company is forecast to post earnings per share of US$6.53 for next year compared to US$5.02 last year.
Declared Dividend • Nov 10Third quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st December 2025 Payment date: 15th December 2025 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 14% over the next year. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Nov 07Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$2.94 (up from US$0.066 in 3Q 2024). Revenue: US$431.3m (up 49% from 3Q 2024). Net income: US$106.7m (up US$104.3m from 3Q 2024). Profit margin: 25% (up from 0.8% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 15%. Earnings per share (EPS) also surpassed analyst estimates by 93%. Revenue is expected to decline by 3.1% p.a. on average during the next 2 years, while revenues in the Consumer Finance industry in the US are expected to grow by 14%. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
お知らせ • Nov 07Nelnet, Inc. Declares Fourth Quarter Cash Dividend on Class A Common Stock and Class B Common Stock, Payable on December 15, 2025The Nelnet, Inc. Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.33 per share. The dividend will be paid on December 15, 2025, to shareholders of record at the close of business on December 1, 2025.
お知らせ • Oct 16Nelnet, Inc. to Report Q3, 2025 Results on Nov 06, 2025Nelnet, Inc. announced that they will report Q3, 2025 results After-Market on Nov 06, 2025
Recent Insider Transactions Derivative • Sep 08Independent Lead Director notifies of intention to sell stockThomas Henning intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of September. If the sale is conducted around the recent share price of US$129, it would amount to US$1.1m. Since March 2025, Thomas has owned 19.25k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
Upcoming Dividend • Aug 26Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 02 September 2025. Payment date: 16 September 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.3%).
Declared Dividend • Aug 10Second quarter dividend increased to US$0.30Dividend of US$0.30 is 7.1% higher than last year. Ex-date: 2nd September 2025 Payment date: 16th September 2025 Dividend yield will be 0.9%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (12% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.
Reported Earnings • Aug 07Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$4.97 (up from US$1.24 in 2Q 2024). Revenue: US$522.7m (up 63% from 2Q 2024). Net income: US$181.5m (up 302% from 2Q 2024). Profit margin: 35% (up from 14% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 43%. Earnings per share (EPS) also surpassed analyst estimates by 160%. Revenue is forecast to grow 2.9% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
お知らせ • Aug 07Nelnet, Inc. Declares Third Quarter Cash Dividend on Class A Common Stock and Class B Common Stock, Payable on September 16, 2025The Nelnet Board of Directors declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.30 per share. The dividend will be paid on September 16, 2025, to shareholders of record at the close of business on September 2, 2025.
お知らせ • Jul 15Nelnet, Inc. to Report Q2, 2025 Results on Aug 06, 2025Nelnet, Inc. announced that they will report Q2, 2025 results After-Market on Aug 06, 2025
Upcoming Dividend • May 27Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 June 2025. Payment date: 16 June 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (1.6%).
Price Target Changed • May 14Price target increased by 8.7% to US$125Up from US$115, the current price target is provided by 1 analyst. New target price is 6.2% above last closing price of US$118. Stock is up 6.3% over the past year. The company is forecast to post earnings per share of US$7.65 for next year compared to US$5.02 last year.
New Risk • May 13New major risk - Revenue and earnings growthEarnings have declined by 13% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). Earnings have declined by 13% per year over the past 5 years.
分析記事 • May 12Nelnet (NYSE:NNI) Has Announced A Dividend Of $0.28The board of Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend on the 16th of June, with investors...
Declared Dividend • May 12First quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 2nd June 2025 Payment date: 16th June 2025 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (21% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • May 09First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$2.26 (up from US$1.97 in 1Q 2024). Revenue: US$383.2m (up 3.2% from 1Q 2024). Net income: US$82.6m (up 13% from 1Q 2024). Profit margin: 22% (up from 20% in 1Q 2024). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
分析記事 • May 09It May Be Possible That Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Could Get Bumped UpKey Insights Nelnet to hold its Annual General Meeting on 15th of May Total pay for CEO Jeff Noordhoek includes...
お知らせ • May 09Nelnet Declares Second-Quarter Cash Dividend, Payable on June 16, 2025The Nelnet Board of Directors declared a second-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on June 16, 2025, to shareholders of record at the close of business on June 2, 2025.
お知らせ • Apr 16Nelnet, Inc. to Report Q1, 2025 Results on May 08, 2025Nelnet, Inc. announced that they will report Q1, 2025 results After-Market on May 08, 2025
Board Change • Apr 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Adam Peterson was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Seeking Alpha • Mar 16Nelnet: Consistent Value Creation Not Being Rewarded By The MarketSummary Nelnet continues to generate solid cash flows, which management is strategically deploying where it identifies the greatest opportunities for return. Nelnet’s software and payments business, NBS, continues to show impressive growth and profitability and is worth more than half the current market cap. I estimate intrinsic value at $175 per share, which represents an attractive upside and limited downside with book value at $92.3. I am therefore maintaining my Buy rating on the stock. Read the full article on Seeking Alpha
Price Target Changed • Mar 04Price target increased by 13% to US$120Up from US$106, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$119. Stock is up 37% over the past year. The company is forecast to post earnings per share of US$6.50 for next year compared to US$5.02 last year.
New Risk • Mar 04New major risk - Revenue and earnings growthEarnings have declined by 8.3% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (8.0% operating cash flow to total debt). Earnings have declined by 8.3% per year over the past 5 years.
Reported Earnings • Feb 28Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$5.02 (up from US$2.45 in FY 2023). Revenue: US$1.40b (up 19% from FY 2023). Net income: US$184.0m (up 101% from FY 2023). Profit margin: 13% (up from 7.8% in FY 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
お知らせ • Feb 28Nelnet, Inc., Annual General Meeting, May 15, 2025Nelnet, Inc., Annual General Meeting, May 15, 2025.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 14 March 2025. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.6%).
分析記事 • Feb 03Nelnet (NYSE:NNI) Is Paying Out A Dividend Of $0.28Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend of $0.28 per share on the 14th of March. This means...
Declared Dividend • Feb 03Third quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 28th February 2025 Payment date: 14th March 2025 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (36% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 61% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 31+ 1 more updateNelnet, Inc. to Report Q4, 2024 Results on Feb 27, 2025Nelnet, Inc. announced that they will report Q4, 2024 results After-Market on Feb 27, 2025
分析記事 • Jan 23Getting In Cheap On Nelnet, Inc. (NYSE:NNI) Might Be DifficultWith a price-to-earnings (or "P/E") ratio of 34.8x Nelnet, Inc. ( NYSE:NNI ) may be sending very bearish signals at the...
New Risk • Nov 27New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 23% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). Earnings have declined by 3.4% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.
Upcoming Dividend • Nov 25Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 02 December 2024. Payment date: 16 December 2024. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (1.6%).
分析記事 • Nov 11Nelnet's (NYSE:NNI) Dividend Will Be $0.28The board of Nelnet, Inc. ( NYSE:NNI ) has announced that it will pay a dividend of $0.28 per share on the 16th of...
Declared Dividend • Nov 11Third quarter dividend of US$0.28 announcedDividend of US$0.28 is the same as last year. Ex-date: 2nd December 2024 Payment date: 16th December 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (36% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 09Nelnet, Inc. Declares Fourth-Quarter Cash Dividend, Payable on December 16, 2024The Nelnet Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on December 16, 2024, to shareholders of record at the close of business on December 2, 2024.
Reported Earnings • Nov 08Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$0.066 (down from US$1.21 in 3Q 2023). Revenue: US$320.4m (flat on 3Q 2023). Net income: US$2.39m (down 95% from 3Q 2023). Profit margin: 0.7% (down from 14% in 3Q 2023). Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 95%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 50% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
Buy Or Sell Opportunity • Nov 06Now 26% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to US$125. The fair value is estimated to be US$98.82, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 3.1% over the last 3 years. Earnings per share has declined by 46%. Revenue is forecast to grow by 9.2% in a year. Earnings are forecast to grow by 42% in the next year.
分析記事 • Oct 17Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) ProspectsNelnet, Inc.'s ( NYSE:NNI ) price-to-earnings (or "P/E") ratio of 26.7x might make it look like a sell right now...
お知らせ • Oct 15Nelnet, Inc. to Report Q3, 2024 Results on Nov 07, 2024Nelnet, Inc. announced that they will report Q3, 2024 results After-Market on Nov 07, 2024
Price Target Changed • Oct 02Price target increased by 15% to US$110Up from US$96.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$112. Stock is up 28% over the past year. The company is forecast to post earnings per share of US$5.82 for next year compared to US$2.45 last year.
Seeking Alpha • Sep 19Nelnet: Attractive Valuation At A Large Discount To Intrinsic ValueSummary Shares have risen 20% since my previous recommendation where I estimated intrinsic value per share of $145. Owing to strong performance within Nelnet Business Services, where income grew 42% year over year in Q2, I have raised my estimate for intrinsic value to $162 per share. Meanwhile management continues to return capital to shareholders through dividends and buybacks. Shares trade at only a slight premium to book value, which minimizes downside risk and offers an appealing risk/reward profile for investors. Read the full article on Seeking Alpha
Upcoming Dividend • Aug 26Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 30 August 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (1.9%).
Price Target Changed • Aug 12Price target increased by 8.9% to US$98.00Up from US$90.00, the current price target is provided by 1 analyst. New target price is 7.7% below last closing price of US$106. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$5.90 for next year compared to US$2.45 last year.
Declared Dividend • Aug 12Second quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 30th August 2024 Payment date: 13th September 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (26% earnings payout ratio) and cash flows (8% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 09Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$1.24 (up from US$0.75 in 2Q 2023). Revenue: US$329.1m (up 15% from 2Q 2023). Net income: US$45.1m (up 60% from 2Q 2023). Profit margin: 14% (up from 9.9% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 9.5%. Earnings per share (EPS) also missed analyst estimates by 7.5%. Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
お知らせ • Aug 09Nelnet, Inc. Declares Third-Quarter Cash Dividend, Payable on September 13, 2024The Nelnet Board of Directors declared a third-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on September 13, 2024, to shareholders of record at the close of business on August 30, 2024.
Buy Or Sell Opportunity • Jul 30Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 20% to US$113. The fair value is estimated to be US$94.29, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 42%. Revenue is forecast to grow by 18% in a year. Earnings are forecast to grow by 61% in the next year.
お知らせ • Jul 12Nelnet, Inc. to Report Q2, 2024 Results on Aug 08, 2024Nelnet, Inc. announced that they will report Q2, 2024 results After-Market on Aug 08, 2024
分析記事 • Jul 03Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/EWith a price-to-earnings (or "P/E") ratio of 27x Nelnet, Inc. ( NYSE:NNI ) may be sending very bearish signals at the...
Upcoming Dividend • May 27Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.1%).
Price Target Changed • May 14Price target increased by 10% to US$96.00Up from US$87.00, the current price target is provided by 1 analyst. New target price is 13% below last closing price of US$110. Stock is up 17% over the past year. The company posted earnings per share of US$2.45 last year.
Declared Dividend • May 13First quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 31st May 2024 Payment date: 14th June 2024 Dividend yield will be 1.0%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (9% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 11Nelnet, Inc. Declares Second-Quarter Cash Dividend, Payable on June 14, 2024The Board of Directors of Nelnet, Inc. declared a second-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on June 14, 2024, to shareholders of record at the close of business on May 31, 2024.
Reported Earnings • May 10First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: US$1.97 (up from US$0.71 in 1Q 2023). Revenue: US$374.5m (up 27% from 1Q 2023). Net income: US$73.2m (up 176% from 1Q 2023). Profit margin: 20% (up from 9.0% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.9%. Earnings per share (EPS) also surpassed analyst estimates by 44%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
分析記事 • May 10Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders ConcernsKey Insights Nelnet's Annual General Meeting to take place on 16th of May Salary of US$854.5k is part of CEO Jeff...
Seeking Alpha • May 04Nelnet: An Appealing Valuation Emerges After A Challenging 2023Summary Nelnet is a conglomerate with ownership in high-quality businesses, trading at a large discount to its intrinsic value. Management has a long history of consistently increasing shareholder returns through smart capital allocation. Today the business trades at only a slight premium to book value, which limits downside, presenting a very attractive risk/reward profile for investors. Read the full article on Seeking Alpha
お知らせ • Apr 19Nelnet, Inc. to Report Q1, 2024 Results on May 09, 2024Nelnet, Inc. announced that they will report Q1, 2024 results After-Market on May 09, 2024
お知らせ • Apr 05Nelnet, Inc., Annual General Meeting, May 16, 2024Nelnet, Inc., Annual General Meeting, May 16, 2024, at 08:30 Central Standard Time. Location: Hudl Building 600 P Street, Suite 100 Lincoln Nebraska United States Agenda: To elect three Class I directors nominated by the Board of Directors to serve for three-year terms until the 2027 Annual Meeting of Shareholders; to ratify the appointment of KPMG LLP as the Company's independent registered public accounting firm for 2024; to conduct an advisory vote to approve the Company's executive compensation; and to consider the other matters.
Price Target Changed • Feb 29Price target decreased by 8.4% to US$87.00Down from US$95.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$85.87. Stock is down 5.0% over the past year. The company posted earnings per share of US$2.45 last year.
New Risk • Feb 28New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (3.2% operating cash flow to total debt). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (7.7% net profit margin).
Reported Earnings • Feb 28Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$2.45 (down from US$10.83 in FY 2022). Revenue: US$1.19b (down 22% from FY 2022). Net income: US$91.5m (down 78% from FY 2022). Profit margin: 7.7% (down from 27% in FY 2022). Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) also missed analyst estimates by 44%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Upcoming Dividend • Feb 22Upcoming dividend of US$0.28 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (1.9%).
Declared Dividend • Feb 05Third quarter dividend of US$0.28 announcedShareholders will receive a dividend of US$0.28. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.2%, which is lower than the industry average of 2.0%. Sustainability & Growth Dividend is well covered by both earnings (30% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 48% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 02Nelnet, Inc. Approves First Quarter Cash Dividend, Payable on March 15, 2024Nelnet, Inc. announced the Nelnet Board of Directors declared a first quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on March 15, 2024, to shareholders of record at the close of business on March 1, 2024.
分析記事 • Jan 04Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/ENelnet, Inc.'s ( NYSE:NNI ) price-to-earnings (or "P/E") ratio of 24.4x might make it look like a sell right now...
Seeking Alpha • Dec 22Nelnet: The Compounding ConglomerateSummary Nelnet is a small-cap company with the potential to become a "mini" Berkshire Hathaway due to its diverse business segments. The company operates in financial services, education technology, and communications, providing stability and long-term growth potential. Despite challenges in Q3 2023 earnings, Nelnet's conglomerate structure and strategic investments make it a compelling investment opportunity. Read the full article on Seeking Alpha
Upcoming Dividend • Nov 24Upcoming dividend of US$0.28 per share at 1.3% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (2.3%).
お知らせ • Nov 09Nelnet Declares Fourth-Quarter Cash Dividend, Payable on December 15, 2023The Nelnet Board of Directors declared a fourth-quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. The dividend will be paid on December 15, 2023, to shareholders of record at the close of business on December 1, 2023.
Reported Earnings • Nov 09Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$1.21 (down from US$2.80 in 3Q 2022). Revenue: US$323.8m (down 15% from 3Q 2022). Net income: US$45.3m (down 57% from 3Q 2022). Profit margin: 14% (down from 27% in 3Q 2022). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) also missed analyst estimates by 14%. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Consumer Finance industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Oct 18Nelnet, Inc. to Report Q3, 2023 Results on Nov 07, 2023Nelnet, Inc. announced that they will report Q3, 2023 results After-Market on Nov 07, 2023
Seeking Alpha • Aug 25Nelnet: Broad Exposure Leaves Unappealing ValuationSummary Nelnet Inc is trading at a high P/E ratio of over 16, raising concerns about the viability of its assets and potential for earnings. The company's structure is divided into segments focused on loan servicing, education technology, financial management services, and asset generation and management. NNI's heavy reliance on education and student loans as assets poses risks, especially with the potential for increased defaults and a drop-off in cash flows after 2025. Read the full article on Seeking Alpha
Upcoming Dividend • Aug 24Upcoming dividend of US$0.26 per share at 1.1% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (2.5%).
Reported Earnings • Aug 08Second quarter 2023 earnings released: EPS: US$0.75 (vs US$2.26 in 2Q 2022)Second quarter 2023 results: EPS: US$0.75 (down from US$2.26 in 2Q 2022). Revenue: US$286.3m (down 16% from 2Q 2022). Net income: US$28.3m (down 67% from 2Q 2022). Profit margin: 9.9% (down from 25% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.
