SLM（SLM）株式概要
SLMコーポレーションはその子会社を通じて、学生やその家族に対し、米国での教育費を賄うための民間教育ローンを組成し、サービスを提供している。 詳細
SLM Community Fair Values
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Analyst Price Targets
SLM Corporation 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$25.60 |
| 52週高値 | US$34.97 |
| 52週安値 | US$17.77 |
| ベータ | 0.95 |
| 1ヶ月の変化 | 14.34% |
| 3ヶ月変化 | 16.90% |
| 1年変化 | -25.58% |
| 3年間の変化 | 57.93% |
| 5年間の変化 | 25.49% |
| IPOからの変化 | 183.81% |
最新ニュース
ナラティブの更新 • Jun 26
SLM: Refining Earnings Power As Legal And Capital Returns Stories Unfold
Analysts have trimmed their average price target on SLM to about $23, reflecting more cautious revenue assumptions, along with expectations for stronger profit margins and a lower future P/E multiple. Analyst Commentary Recent Street research on SLM shows a mix of cautious and constructive views, with several firms adjusting their price targets and ratings in quick succession.Seeking Alpha • Jun 14
Sallie Mae's Safest Borrowers Are Suddenly Defaulting
Summary Sallie Mae remains a hold as competitive pressures and delinquency trends cloud near-term earnings visibility despite dominant private student loan market share. SLM faces acute risk from refinancing firms acquiring delinquent loans at steep discounts, eroding recoveries, and requiring urgent operational changes. Projected 70% origination growth over four years could be a future catalyst, but benefits from public loan cap changes may take time to materialize. With a forward PE of 7x and valuation reset, SLM appears fairly valued given current uncertainties and lack of clear recovery strategy. Read the full article on Seeking AlphaRecent updates
ナラティブの更新 • Jun 26
SLM: Refining Earnings Power As Legal And Capital Returns Stories Unfold
Analysts have trimmed their average price target on SLM to about $23, reflecting more cautious revenue assumptions, along with expectations for stronger profit margins and a lower future P/E multiple. Analyst Commentary Recent Street research on SLM shows a mix of cautious and constructive views, with several firms adjusting their price targets and ratings in quick succession.Seeking Alpha • Jun 14
Sallie Mae's Safest Borrowers Are Suddenly Defaulting
Summary Sallie Mae remains a hold as competitive pressures and delinquency trends cloud near-term earnings visibility despite dominant private student loan market share. SLM faces acute risk from refinancing firms acquiring delinquent loans at steep discounts, eroding recoveries, and requiring urgent operational changes. Projected 70% origination growth over four years could be a future catalyst, but benefits from public loan cap changes may take time to materialize. With a forward PE of 7x and valuation reset, SLM appears fairly valued given current uncertainties and lack of clear recovery strategy. Read the full article on Seeking Alpha
ナラティブの更新 • Jun 04
SLM: Credit Stability And Capital Returns Will Support Future Re Rating
Analysts have nudged the SLM price target higher by about $0.64, pointing to updated views on fair value; a slightly higher assumed discount rate; softer revenue growth expectations; modestly lower profit margin assumptions; and a small adjustment to the future P/E multiple in light of recent mixed target changes across the Street. Analyst Commentary Recent Street research on SLM shows a mix of higher and lower price targets, along with at least one reported upgrade, reflecting a debate over how the stock should be valued against execution risks and growth opportunities.ナラティブの更新 • Apr 24
SLM: Credit Stability And Medical Graduate Lending Expansion Will Support Future Re Rating
Analysts have adjusted the blended price target on SLM slightly lower by about $1, reflecting recent cuts from several firms partly offset by a $2 increase. They are factoring in a more uncertain macro backdrop, modestly lower profit margin assumptions, and a slightly higher future P/E multiple.ナラティブの更新 • Apr 10
SLM: Share Repurchases And Credit Stability Will Offset Persistent AI Risk Overhang
Analysts have trimmed the blended price target on SLM to about $29 as they factor in updated fair value assumptions, slightly lower profit margins and a modestly softer revenue outlook, while still keeping a relatively low future P/E in focus. Analyst Commentary Recent Street research on SLM clusters around a tighter valuation range, with most firms trimming price targets while reassessing growth, credit risk and the impact of AI on graduate outcomes.ナラティブの更新 • Mar 27
SLM: Share Repurchases And Credit Stability Will Counter Persistent AI Risk Overhang
Narrative Update on SLM Analysts have trimmed SLM's average price target by a few dollars to around the high $20s, reflecting sector wide cuts tied to a more uncertain macro backdrop and ongoing debate around credit risk and AI driven pressure on graduate outcomes. Analyst Commentary Recent research on SLM centers on how macro uncertainty, potential AI disruption and credit risk feed into valuation and growth expectations.ナラティブの更新 • Mar 12
SLM: Share Repurchases Will Counter AI And Credit Risk Overhang
Analysts have trimmed their average price target on SLM by about $0.90. This reflects a series of modest target cuts into the high $20s and low $30s as they factor in a more uncertain macro backdrop, credit risk concerns, and the ongoing AI related overhang.ナラティブの更新 • Feb 26
SLM: Share Repurchases Will Offset Credit Risk And Support Future Returns
Analysts have trimmed their average price target for SLM by a small amount to reflect slightly higher perceived risk and modestly softer margin and fair value assumptions, citing mixed recent research where some firms raised targets while others lowered them, and one downgraded the stock on concerns about cyclical credit risk and structural pressures on the student lending model. Analyst Commentary Recent Street research on SLM highlights a split view, with some firms trimming price targets and others lifting them, while JPMorgan has turned more cautious on the shares.ナラティブの更新 • Feb 09
SLM: Share Repurchases And Credit Discipline Will Drive Future Returns
Analysts have raised their price targets on SLM by about $2 to $3. This reflects a slightly lower assumed discount rate and mixed views on credit risk and the long term resilience of the company's business model.分析記事 • Feb 03
SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13
SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.13 on the 16th of March. This means that the annual payment...ナラティブの更新 • Jan 25
SLM: Higher Buybacks And Credit Discipline Will Support Future Returns
Analyst Price Target Narrative Update Analysts have nudged their SLM price targets higher by roughly $2 to $3, reflecting updated views on credit risk, college graduate job markets, and the long term resilience of the company’s business model in the face of AI related disruptions. Analyst Commentary Recent research on SLM reflects mixed sentiment, with some analysts revising price targets higher and others taking a more cautious stance on credit quality and the long term outlook for private student lending.ナラティブの更新 • Jan 11
SLM: Reaffirmed Credit Guidance And Tighter Underwriting Will Support Future Returns
Analysts have trimmed their price target on SLM to about $31.82 from $31.91, reflecting concerns around asset-backed securities performance. At the same time, they point to management's reaffirmed credit guidance, tighter underwriting, and an increased profit margin outlook, alongside a slightly lower assumed P/E multiple.ナラティブの更新 • Dec 15
SLM: Future Earnings Will Benefit From Resilient Credit Trends Amid Sector Volatility
Analysts have reduced their price target on SLM to approximately $31.90 from about $34.73, reflecting increased concerns about potential credit and ABS headwinds, despite still supportive long term earnings and consumer credit views. Analyst Commentary Recent Street research reflects a more balanced stance on SLM, with price targets moving lower on average but ratings largely remaining constructive, as analysts recalibrate expectations around credit performance, funding conditions, and the macro backdrop for student borrowers.ナラティブの更新 • Nov 30
SLM: Future Earnings Will Benefit From Improving Credit Performance And Evolving Market Conditions
Analysts have modestly lowered their average price target for SLM to a range of $29 to $40. This shift reflects heightened concerns around credit quality, consumer health, and the resumption of student loan repayments, even as management maintains its credit guidance amid tighter market conditions.ナラティブの更新 • Nov 16
SLM: Future Earnings Will Reflect Improved Credit Performance Amid Sector Uncertainty
Analysts have lowered their average price target for SLM by a notable margin. The shift from around $40 to $31 is due to rising concerns over credit trends, ABS performance, and macroeconomic headwinds, even as long-term guidance remains cautiously optimistic.ナラティブの更新 • Nov 01
SLM: Lower Federal Student Loan Supply Will Boost Private Lending Demand
The analyst price target for SLM has decreased from around $35.18 to $34.73, reflecting concerns about credit quality, weaker revenue growth projections, and market headwinds as highlighted by recent analyst commentary. Analyst Commentary Recent analyst reports on SLM present a mix of optimism and caution.分析記事 • Oct 28
SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models
SLM Corporation ( NASDAQ:SLM ) just released its latest third-quarter report and things are not looking great. Results...ナラティブの更新 • Oct 18
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have lowered SLM's average price target from approximately $38 to $35 per share, citing recent concerns over credit performance and cautious consumer trends, even though management has reaffirmed its guidance. Analyst Commentary Recent analyst updates reflect a divided outlook on SLM, with some expressing optimism about long-term earnings and credit management, while others raise concerns about short-term credit trends and macroeconomic headwinds.ナラティブの更新 • Oct 04
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have raised their price target for SLM to $40, up from previous estimates of $37. They cite continued strength in loan growth, improved credit performance, and new market opportunities for the company.分析記事 • Jul 15
SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story
SLM Corporation's ( NASDAQ:SLM ) price-to-earnings (or "P/E") ratio of 11.6x might make it look like a buy right now...Seeking Alpha • Mar 22
SLM Corporation: With Student Loan Policy Shifting, Sallie Mae Quietly Gains Ground
Summary SLM Corporation, a leader in private student loans, is poised to benefit from potential regulatory changes but faces short-term volatility due to economic uncertainties. Despite strong fundamentals and steady growth, recession fears and high valuation warrant a HOLD rating, aligning with the current quant rating. Investors should monitor economic conditions closely, as better entry points may emerge if uncertainties persist, despite long-term bullish prospects for SLM. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
SLM Corporation: Lending Strength To Your Portfolio
Summary SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM’s 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management’s confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM’s appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty. The optimistic 2025 forecast, with expected EPS growth and lower forward P/E ratios, supports the case for potential upside in SLM’s stock. Read the full article on Seeking Alpha
新しいナラティブ • Aug 30
Boost In Credit Quality And Tactical Capital Returns Clashing With Revenue Declines And Analyst Concerns
Enhanced credit and loan performance metrics hint at potential for higher net margins and stronger net income through improved credit quality and loss mitigation programs.株主還元
| SLM | US Consumer Finance | US 市場 | |
|---|---|---|---|
| 7D | -2.0% | 2.1% | 1.6% |
| 1Y | -25.6% | 2.4% | 18.6% |
業界別リターン: SLM過去 1 年間で2.4 % の収益を上げたUS Consumer Finance業界を下回りました。
リターン対市場: SLMは、過去 1 年間で18.6 % のリターンを上げたUS市場を下回りました。
価格変動
| SLM volatility | |
|---|---|
| SLM Average Weekly Movement | 4.6% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
安定した株価: SLM 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: SLMの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1972 | 1,788 | Jon Witter | www.salliemae.com |
SLMコーポレーションは子会社を通じ、米国の学生やその家 族に教育資金を調達するための民間教育ローンを組成し、サービ スを提供している。高利回りの普通預金口座、マネーマーケット口座、譲渡性預金などのリテール預金口座、利付オムニバス口座を提供している。以前はNew BLC Corporationとして知られ、2013年12月にSLM Corporationに社名変更した。SLMコーポレーションは1972年に設立され、デラウェア州ニューアークに本社を置いている。
SLM Corporation 基礎のまとめ
| SLM 基礎統計学 | |
|---|---|
| 時価総額 | US$4.83b |
| 収益（TTM） | US$732.94m |
| 売上高(TTM) | US$1.67b |
6.6x
PER（株価収益率2.9x
P/SレシオSLM は割高か？
公正価値と評価分析を参照収益と収入
| SLM 損益計算書（TTM） | |
|---|---|
| 収益 | US$1.67b |
| 売上原価 | US$0 |
| 売上総利益 | US$1.67b |
| その他の費用 | US$932.50m |
| 収益 | US$732.94m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 3.89 |
| グロス・マージン | 100.00% |
| 純利益率 | 44.01% |
| 有利子負債／自己資本比率 | 253.1% |
SLM の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
2.0%
現在の配当利回り14%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/06 20:29 |
| 終値 | 2026/07/02 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
SLM Corporation 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。27
| アナリスト | 機関 |
|---|---|
| Terry Ma | Barclays |
| Bruce Harting | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |