SLM Corporation

NasdaqGS:SLM 株式レポート

時価総額:US$4.2b

SLM マネジメント

マネジメント 基準チェック /34

SLMの CEO はJon Witterで、 Apr2020年に任命され、 の在任期間は 6.08年です。 の年間総報酬は$ 11.26Mで、 9.8%給与と90.2%のボーナス(会社の株式とオプションを含む)で構成されています。 は、会社の株式の0.45%を直接所有しており、その価値は$ 18.83M 。経営陣と取締役会の平均在任期間はそれぞれ3.8年と5.6年です。

主要情報

Jon Witter

最高経営責任者

US$11.3m

報酬総額

CEO給与比率9.77%
CEO在任期間6.1yrs
CEOの所有権0.5%
経営陣の平均在職期間3.8yrs
取締役会の平均在任期間5.6yrs

経営陣の近況

Recent updates

ナラティブの更新 Apr 24

SLM: Credit Stability And Medical Graduate Lending Expansion Will Support Future Re Rating

Analysts have adjusted the blended price target on SLM slightly lower by about $1, reflecting recent cuts from several firms partly offset by a $2 increase. They are factoring in a more uncertain macro backdrop, modestly lower profit margin assumptions, and a slightly higher future P/E multiple.
ナラティブの更新 Apr 10

SLM: Share Repurchases And Credit Stability Will Offset Persistent AI Risk Overhang

Analysts have trimmed the blended price target on SLM to about $29 as they factor in updated fair value assumptions, slightly lower profit margins and a modestly softer revenue outlook, while still keeping a relatively low future P/E in focus. Analyst Commentary Recent Street research on SLM clusters around a tighter valuation range, with most firms trimming price targets while reassessing growth, credit risk and the impact of AI on graduate outcomes.
ナラティブの更新 Mar 27

SLM: Share Repurchases And Credit Stability Will Counter Persistent AI Risk Overhang

Narrative Update on SLM Analysts have trimmed SLM's average price target by a few dollars to around the high $20s, reflecting sector wide cuts tied to a more uncertain macro backdrop and ongoing debate around credit risk and AI driven pressure on graduate outcomes. Analyst Commentary Recent research on SLM centers on how macro uncertainty, potential AI disruption and credit risk feed into valuation and growth expectations.
ナラティブの更新 Mar 12

SLM: Share Repurchases Will Counter AI And Credit Risk Overhang

Analysts have trimmed their average price target on SLM by about $0.90. This reflects a series of modest target cuts into the high $20s and low $30s as they factor in a more uncertain macro backdrop, credit risk concerns, and the ongoing AI related overhang.
ナラティブの更新 Feb 26

SLM: Share Repurchases Will Offset Credit Risk And Support Future Returns

Analysts have trimmed their average price target for SLM by a small amount to reflect slightly higher perceived risk and modestly softer margin and fair value assumptions, citing mixed recent research where some firms raised targets while others lowered them, and one downgraded the stock on concerns about cyclical credit risk and structural pressures on the student lending model. Analyst Commentary Recent Street research on SLM highlights a split view, with some firms trimming price targets and others lifting them, while JPMorgan has turned more cautious on the shares.
ナラティブの更新 Feb 09

SLM: Share Repurchases And Credit Discipline Will Drive Future Returns

Analysts have raised their price targets on SLM by about $2 to $3. This reflects a slightly lower assumed discount rate and mixed views on credit risk and the long term resilience of the company's business model.
分析記事 Feb 03

SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13

SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.13 on the 16th of March. This means that the annual payment...
ナラティブの更新 Jan 25

SLM: Higher Buybacks And Credit Discipline Will Support Future Returns

Analyst Price Target Narrative Update Analysts have nudged their SLM price targets higher by roughly $2 to $3, reflecting updated views on credit risk, college graduate job markets, and the long term resilience of the company’s business model in the face of AI related disruptions. Analyst Commentary Recent research on SLM reflects mixed sentiment, with some analysts revising price targets higher and others taking a more cautious stance on credit quality and the long term outlook for private student lending.
ナラティブの更新 Jan 11

SLM: Reaffirmed Credit Guidance And Tighter Underwriting Will Support Future Returns

Analysts have trimmed their price target on SLM to about $31.82 from $31.91, reflecting concerns around asset-backed securities performance. At the same time, they point to management's reaffirmed credit guidance, tighter underwriting, and an increased profit margin outlook, alongside a slightly lower assumed P/E multiple.
ナラティブの更新 Dec 15

SLM: Future Earnings Will Benefit From Resilient Credit Trends Amid Sector Volatility

Analysts have reduced their price target on SLM to approximately $31.90 from about $34.73, reflecting increased concerns about potential credit and ABS headwinds, despite still supportive long term earnings and consumer credit views. Analyst Commentary Recent Street research reflects a more balanced stance on SLM, with price targets moving lower on average but ratings largely remaining constructive, as analysts recalibrate expectations around credit performance, funding conditions, and the macro backdrop for student borrowers.
ナラティブの更新 Nov 30

SLM: Future Earnings Will Benefit From Improving Credit Performance And Evolving Market Conditions

Analysts have modestly lowered their average price target for SLM to a range of $29 to $40. This shift reflects heightened concerns around credit quality, consumer health, and the resumption of student loan repayments, even as management maintains its credit guidance amid tighter market conditions.
ナラティブの更新 Nov 16

SLM: Future Earnings Will Reflect Improved Credit Performance Amid Sector Uncertainty

Analysts have lowered their average price target for SLM by a notable margin. The shift from around $40 to $31 is due to rising concerns over credit trends, ABS performance, and macroeconomic headwinds, even as long-term guidance remains cautiously optimistic.
ナラティブの更新 Nov 01

SLM: Lower Federal Student Loan Supply Will Boost Private Lending Demand

The analyst price target for SLM has decreased from around $35.18 to $34.73, reflecting concerns about credit quality, weaker revenue growth projections, and market headwinds as highlighted by recent analyst commentary. Analyst Commentary Recent analyst reports on SLM present a mix of optimism and caution.
分析記事 Oct 28

SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models

SLM Corporation ( NASDAQ:SLM ) just released its latest third-quarter report and things are not looking great. Results...
ナラティブの更新 Oct 18

Federal Loan Reforms Will Widen The Private Lending Market

Analysts have lowered SLM's average price target from approximately $38 to $35 per share, citing recent concerns over credit performance and cautious consumer trends, even though management has reaffirmed its guidance. Analyst Commentary Recent analyst updates reflect a divided outlook on SLM, with some expressing optimism about long-term earnings and credit management, while others raise concerns about short-term credit trends and macroeconomic headwinds.
ナラティブの更新 Oct 04

Federal Loan Reforms Will Widen The Private Lending Market

Analysts have raised their price target for SLM to $40, up from previous estimates of $37. They cite continued strength in loan growth, improved credit performance, and new market opportunities for the company.
分析記事 Jul 15

SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story

SLM Corporation's ( NASDAQ:SLM ) price-to-earnings (or "P/E") ratio of 11.6x might make it look like a buy right now...
Seeking Alpha Jul 03

SLM Corporation: Moderating Expectations, But Valuation Remains Hot; Uncertain Policy Optionality

Summary SLM Corporation has delivered strong results, but performance is likely to normalize due to higher funding costs and tougher year-over-year comparisons. Loan origination benefited from Discover's exit, but this sets a high bar for future growth as origination momentum slows. Net interest margins should stabilize in the low-to-mid 5% range, while asset quality remains solid but requires ongoing monitoring. Valuation appears stretched, and while policy changes could be a catalyst, uncertainty leads me to maintain a neutral (hold) rating. Read the full article on Seeking Alpha
分析記事 Mar 31

SLM Corporation (NASDAQ:SLM) Doing What It Can To Lift Shares

With a price-to-earnings (or "P/E") ratio of 10.3x SLM Corporation ( NASDAQ:SLM ) may be sending bullish signals at the...
Seeking Alpha Mar 22

SLM Corporation: With Student Loan Policy Shifting, Sallie Mae Quietly Gains Ground

Summary SLM Corporation, a leader in private student loans, is poised to benefit from potential regulatory changes but faces short-term volatility due to economic uncertainties. Despite strong fundamentals and steady growth, recession fears and high valuation warrant a HOLD rating, aligning with the current quant rating. Investors should monitor economic conditions closely, as better entry points may emerge if uncertainties persist, despite long-term bullish prospects for SLM. Read the full article on Seeking Alpha
Seeking Alpha Jan 24

SLM Corporation: Lending Strength To Your Portfolio

Summary SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM’s 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management’s confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM’s appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty. The optimistic 2025 forecast, with expected EPS growth and lower forward P/E ratios, supports the case for potential upside in SLM’s stock. Read the full article on Seeking Alpha
分析記事 Nov 26

Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified

SLM Corporation ( NASDAQ:SLM ) shareholders have had their patience rewarded with a 27% share price jump in the last...
分析記事 Oct 27

SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13

SLM Corporation ( NASDAQ:SLM ) will increase its dividend on the 16th of December to $0.13, which is 18% higher than...
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新しいナラティブ Aug 30

Boost In Credit Quality And Tactical Capital Returns Clashing With Revenue Declines And Analyst Concerns

Enhanced credit and loan performance metrics hint at potential for higher net margins and stronger net income through improved credit quality and loss mitigation programs.
分析記事 Jul 12

SLM Corporation's (NASDAQ:SLM) Business And Shares Still Trailing The Market

With a price-to-earnings (or "P/E") ratio of 6.5x SLM Corporation ( NASDAQ:SLM ) may be sending very bullish signals at...
分析記事 Apr 26

SLM (NASDAQ:SLM) Has Announced A Dividend Of $0.11

SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.11 on the 17th of June. Based on this payment, the dividend...
分析記事 Apr 11

Take Care Before Diving Into The Deep End On SLM Corporation (NASDAQ:SLM)

With a price-to-earnings (or "P/E") ratio of 8.2x SLM Corporation ( NASDAQ:SLM ) may be sending very bullish signals at...

CEO報酬分析

SLM の収益と比較して、Jon Witter の報酬はどのように変化したか?
日付総報酬給与会社業績
Mar 31 2026n/an/a

US$733m

Dec 31 2025US$11mUS$1m

US$729m

Sep 30 2025n/an/a

US$607m

Jun 30 2025n/an/a

US$425m

Mar 31 2025n/an/a

US$605m

Dec 31 2024US$12mUS$1m

US$590m

Sep 30 2024n/an/a

US$647m

Jun 30 2024n/an/a

US$721m

Mar 31 2024n/an/a

US$735m

Dec 31 2023US$9mUS$1m

US$564m

Sep 30 2023n/an/a

US$319m

Jun 30 2023n/an/a

US$367m

Mar 31 2023n/an/a

US$447m

Dec 31 2022US$8mUS$1m

US$460m

Sep 30 2022n/an/a

US$846m

Jun 30 2022n/an/a

US$845m

Mar 31 2022n/an/a

US$643m

Dec 31 2021US$7mUS$950k

US$1b

Sep 30 2021n/an/a

US$1b

Jun 30 2021n/an/a

US$1b

Mar 31 2021n/an/a

US$1b

Dec 31 2020US$11mUS$658k

US$871m

報酬と市場: Jonの 総報酬 ($USD 11.26M ) は、 US市場 ($USD 7.00M ) の同規模の企業の平均を上回っています。

報酬と収益: Jonの報酬は、過去 1 年間の会社の業績と一致しています。


CEO

Jon Witter (55 yo)

6.1yrs
在職期間
US$11,261,733
報酬

Mr. Jonathan W. Witter, also known as Jon, serves as Chief Executive Officer and Director at SLM Corporation since April 20, 2020. He serves as Chief Executive Officer and Director at Sallie Mae Bank since...


リーダーシップ・チーム

名称ポジション在職期間報酬所有権
Jonathan Witter
CEO & Director6.1yrsUS$11.26m0.45%
$ 18.8m
Kerri Palmer
Co-President3.3yrsUS$2.87m0.022%
$ 925.7k
Peter Graham
Co-President2.6yrsUS$3.35m0.026%
$ 1.1m
Nicolas Jafarieh
Executive VP and Chief Legal8.2yrsUS$2.63m0.080%
$ 3.3m
Steven Turner
Executive VP and Chief Technology & Enablement Officerless than a yearデータなしデータなし
Kate deLacy
Senior Director & Head of Investor Relationsno dataデータなしデータなし
William Wolf
Executive VP & Chief People Officer4.2yrsデータなしデータなし
Munish Pahwa
Executive VP & Chief Risk Officer2.8yrsデータなし0.045%
$ 1.9m
Jeremy Brandon
Executive VP & Chief Audit Officerno dataデータなしデータなし
Richard Nelson
Senior VP8.2yrsデータなしデータなし
Matthew Santora
Director of Investor Relationsno dataデータなしデータなし
Melissa Bronaugh
Managing Vice President of Strategic Financeno dataデータなしデータなし
3.8yrs
平均在職期間
55yo
平均年齢

経験豊富な経営陣: SLMの経営陣は 経験豊富 であると考えられます ( 3.8年の平均在職年数)。


取締役

名称ポジション在職期間報酬所有権
Jonathan Witter
CEO & Director6.1yrsUS$11.26m0.45%
$ 18.8m
Mark Lavelle
Independent Director7.1yrsUS$269.98k0.042%
$ 1.7m
Vivian Schneck-Last
Independent Director11.2yrsUS$265.01k0.049%
$ 2.0m
Richard Blackley
Independent Director3.5yrsUS$274.95k0.018%
$ 731.9k
Kirsten Wolberg
Independent Director9.5yrsUS$255.01k0.039%
$ 1.6m
Ted Manvitz
Independent Director5.2yrsUS$262.42k0.036%
$ 1.5m
Henry Greig
Director1.3yrsUS$255.01k0.0045%
$ 187.6k
Mary Carter Franke
Independent Chair of the Board12.1yrsUS$382.51k0.055%
$ 2.3m
James Matheson
Independent Director11.2yrsUS$270.01k0.055%
$ 2.3m
Janaki Akella
Independent Director2.3yrsUS$260.01k0.0067%
$ 278.2k
Daniel Greenstein
Independent Director1.1yrsUS$228.75k0.0029%
$ 119.1k
Christopher Leech
Independent Director2.3yrsUS$257.51k0.0067%
$ 278.2k
5.6yrs
平均在職期間
60yo
平均年齢

経験豊富なボード: SLMの 取締役会経験豊富 であると考えられます ( 5.6年の平均在任期間)。


企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/05/26 23:07
終値2026/05/26 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドYoutubeのチュートリアルも掲載しています。

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業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

SLM Corporation 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。28

アナリスト機関
Terry MaBarclays
Bruce HartingBarclays
James FotheringhamBMO Capital Markets Equity Research