Upstart Holdings, Inc.

Informe acción NasdaqGS:UPST

Capitalización de mercado: US$3.2b

Upstart Holdings Dividendos y recompras

Dividendo controles de criterios 0/6

Upstart Holdings no tiene historial de pago de dividendo.

Información clave

n/a

Rentabilidad por dividendo

2.6%

Rendimiento de la recompra

Rendimiento total para el accionista2.6%
Rendimiento futuro de los dividendos0%
Crecimiento de los dividendosn/a
Próxima fecha de pago de dividendosn/a
Fecha ex dividendon/a
Dividendo por acciónn/a
Ratio de pagon/a

Últimas actualizaciones de dividendos y recompras

No hay actualizaciones

Recent updates

Seeking Alpha Jul 03

Upstart: Promising Recovery Set Up Despite Potentially Lumpy Q2 2026; Reiterate Buy

Summary Upstart benefits from moderating macro risks, strong loan origination growth, and expanding funding partnerships, with the automated originations at 91% improving margins. The management reiterates strong FY2026/FY2028 guidance, with it underscoring a multi-year, profitable growth cadence despite the mixed FQ1'26 performance metrics. Readers are well advised to temper their expectations entering UPST's FQ2'26 earnings call, attributed to the likely lumpy loan originations during the prior Iran conflict. Otherwise, the stock remains compelling at a P/E of 14.95x and a 3Y PEG ratio of 0.40x against historical levels/peers, despite the recently outsized recovery from the March 2026 bottom. UPST remains a compelling Buy for the contrarian, despite the prolonged macroeconomic normalization, the high short interest at 28.03%, and the potentially lumpy FQ2'26 performance. Read the full article on Seeking Alpha
Actualización de narrativa Jul 02

UPST: Bank Charter And AI Underwriting Are Expected To Unlock Funding Upside

Analysts have trimmed their average fair value estimate for Upstart Holdings to about $40 from roughly $44. This reflects a mix of modestly higher revenue growth assumptions, slightly lower profit margin expectations, and updated P/E and discount rate inputs following recent price target changes across the Street.
Artículo de análisis Jun 19

Upstart Holdings (UPST) Stock Could Be 26% Undervalued After Needham Reaffirms Buy

A Needham analyst reaffirmed a positive rating on Upstart Holdings (UPST) after meetings with senior management, pointing to the company’s emphasis on near-prime personal loans and AI-driven underwriting as key themes drawing investor attention. See our latest analysis for Upstart Holdings. The Needham commentary dropped into a stock that has been volatile, with a 1 day share price return of 6.47% and a 30 day share price return of 15.49% helping to counter a year to date share price decline...
Actualización de narrativa Jun 18

UPST: Securities Lawsuit And Bank Charter Funding Risks Will Persist

Analysts have modestly increased their average price target for Upstart Holdings stock, with recent moves such as Jefferies raising its target to $30 and BofA lifting its target to $37. These changes cite updated views on the company’s focus on non-prime lending, new product verticals, bank charter progress, operating expense trends, and recent origination data.
Actualización de narrativa Jun 04

UPST: Funding Risks From Bank Charter And Lawsuit Are Likely To Persist

Analysts have trimmed their average price targets on Upstart Holdings by around $10 to $15 per share, citing broader cuts across consumer finance stocks and reassessments of funding and macro risks, even as some highlight potential upside from the company's bank charter application. Analyst Commentary Recent Street research on Upstart Holdings shows a clear tilt toward more conservative assumptions, with several bearish analysts trimming price targets in response to macro uncertainty and sector wide pressure across consumer finance stocks.
Actualización de narrativa May 18

UPST: Funding Strains Will Likely Persist Despite Planned Bank Charter Pursuit

Analysts have lowered their price targets on Upstart Holdings by $3 to $15 to reflect reduced assumed revenue growth, a slightly lower discount rate, and a decreased future P/E multiple, while maintaining fair value at around $20 and making modest adjustments to long-term profit margin expectations. Analyst Commentary Recent Street research on Upstart Holdings shows a cluster of price target cuts across several firms, with only a few more supportive voices highlighting potential upside tied to specific catalysts such as the bank application and new product launches.
Actualización de narrativa Apr 30

UPST: Bank Charter Pursuit And GenAI Underwriting Are Expected To Drive Upside

Analysts have trimmed their average price target for Upstart Holdings, with fair value estimates moving from about $56.64 to $43.93 as several firms cut targets by $4 to $15 while highlighting mixed views on funding risk, earnings potential, and the impact of the company's bank charter ambitions. Analyst Commentary Recent research on Upstart shows a split between analysts who see improving risk and earnings potential and those who remain cautious on funding, macro sensitivity, and valuation.
Actualización de narrativa Apr 15

UPST: Bank Charter Effort Will Likely Fail To Offset Mounting Funding Risks

Analysts have reset the fair value estimate for Upstart Holdings to $20.00 from $40.17, reflecting lower price targets across several firms while still noting possible earnings upside and reduced funding risk tied to the company's bank charter efforts and new product launches. Analyst Commentary Recent Street research around Upstart reflects a split view, with some firms flagging upside tied to the bank charter effort and new products, while others are trimming price targets and staying cautious on execution and funding.
Actualización de narrativa Apr 01

UPST: Bank Charter Pursuit Will Reset Perceived Credit Cycle Risk

Analysts have trimmed their fair value estimate for Upstart Holdings from $76.84 to $74.12. This reflects a lower average price target across recent research that factors in mixed rating changes, reduced targets tied to market multiples, and ongoing discussion around funding risk and the potential impact of a bank charter.
Actualización de narrativa Mar 18

UPST: Bank Charter And GenAI Underwriting Will Reset Perceived Credit Cycle Risk

Analysts have trimmed the blended price target for Upstart Holdings to reflect a fair value estimate of about $76.84, compared with $80.00 previously, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E in light of recent rating changes and mixed price target moves across the Street. Analyst Commentary Bullish analysts are starting to frame Upstart as a higher conviction idea for investors who are comfortable with its credit cycle exposure and funding profile.
Actualización de narrativa Mar 04

UPST: GenAI Credit Model And New Access Product Will Reprice Risk

Analysts have modestly adjusted their price targets on Upstart Holdings toward the low to mid $30 range, reflecting mixed views that balance the launch of the Cash Line earned wage access product with tempered assumptions for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research paints a mixed but more constructive picture for Upstart Holdings, as several firms reassess both rating and valuation in light of new products and updated long term forecasts.
Actualización de narrativa Feb 18

UPST: GenAI Underwriting And Rate Easing Are Expected To Reprice Risk

Analysts have nudged their price targets on Upstart higher toward $30, reflecting updated views that its GenAI driven underwriting model and ambitious long term outlook could justify current valuations if execution stays on track. Analyst Commentary Recent Street research paints a mixed but incrementally more constructive picture, with several bullish analysts highlighting how Upstart's GenAI centric underwriting model and long term plans could eventually line up with current valuation levels if management hits its targets.
Artículo de análisis Feb 05

Upstart Holdings, Inc.'s (NASDAQ:UPST) Popularity With Investors Under Threat As Stock Sinks 25%

The Upstart Holdings, Inc. ( NASDAQ:UPST ) share price has softened a substantial 25% over the previous 30 days...
Actualización de narrativa Feb 03

UPST: GenAI Underwriting And Easing Rates Are Expected To Drive Upside

Narrative Update: Upstart Holdings (UPST) The analyst price target for Upstart Holdings has edged higher to about $56.64 from $56.29. Analysts attribute this to its GenAI-centered underwriting model and recent research updates, including a new US$59 target and a revised US$65 target.
Actualización de narrativa Jan 20

UPST: GenAI Credit Model And New Partnerships Will Support Share Recovery

Narrative Update: Upstart Holdings Analysts have nudged their implied fair value estimate for Upstart Holdings higher from about US$55.38 to roughly US$56.29 per share, citing Street research that highlights the company's GenAI-focused underwriting model, mixed but closely watched recent results, and updated price targets in the range of US$59 to US$65. Analyst Commentary Recent Street research around Upstart highlights a split view, with some bullish analysts focusing on the company’s GenAI-driven underwriting model and others stressing its sensitivity to credit conditions and recent mixed quarterly results.
Actualización de narrativa Jan 06

UPST: GenAI Underwriting And Easing Rates Will Support Medium-Term Earnings Power

Analysts have adjusted their price targets on Upstart Holdings to around $59 to $65 per share. This reflects their view that the company's GenAI driven underwriting model offers material improvements over traditional credit models, while still being closely tied to the credit cycle and interest rate trends.
Actualización de narrativa Dec 14

UPST: Improving Margins Will Support Medium-Term Earnings Power Despite Credit Headwinds

Analysts have reduced their fair value estimate for Upstart Holdings to $80.00 from $105.00, citing lower expected revenue growth, a higher discount rate, and concerns about rising delinquencies that have led to Street price target cuts, even as profit margin expectations improve. Analyst Commentary Recent Street commentary on Upstart Holdings reflects a nuanced but increasingly constructive stance among bullish analysts, who argue that the pullback in the stock has created a more attractive risk reward profile despite near term macro and credit headwinds.
Artículo de análisis Dec 11

Optimistic Investors Push Upstart Holdings, Inc. (NASDAQ:UPST) Shares Up 25% But Growth Is Lacking

Those holding Upstart Holdings, Inc. ( NASDAQ:UPST ) shares would be relieved that the share price has rebounded 25% in...
Actualización de narrativa Nov 29

UPST: Continued Partnerships Will Drive Share Recovery Despite Delinquency Concerns

Analysts have modestly lowered their price target for Upstart Holdings, now expecting shares to reach approximately $65. They cite a mixed quarterly report along with increasing delinquencies seen in recent loan performance data.
Actualización de narrativa Nov 15

UPST: Mixed Financials Will Be Offset By Expanding Personal Loan Partnerships

Upstart Holdings’ analyst price target has been revised downward from approximately $75 to $55. Analysts cite mixed quarterly results and rising delinquency trends as key factors in the reassessment.
Actualización de narrativa Nov 01

UPST: Raised Guidance And Credit Union Partnerships Will Drive Momentum Ahead

The consensus analyst price target for Upstart Holdings has been slightly decreased by less than $1 as analysts weigh accelerating delinquencies in older loan vintages against a recent quarterly beat and raised guidance. Analyst Commentary Recent Street research presents a mixed outlook for Upstart Holdings, reflecting both optimism and caution among analysts as they assess the company's latest financial results and developing loan trends.
Actualización de narrativa Oct 18

Model 19 And HELOC Expansion Will Strengthen Underwriting And Funding

Analysts have lowered their fair value estimate for Upstart Holdings from $79.54 to $75.46. They cite concerns over increasing delinquency rates in older loan vintages, as well as a slight adjustment in projected revenue growth and discount rate metrics.
Actualización de narrativa Oct 04

Model 19 And HELOC Expansion Will Strengthen Underwriting And Funding

Analysts have slightly lowered their fair value estimate for Upstart Holdings from approximately $80.85 to $79.54. They cite concerns about rising delinquencies in recent loan vintages and possible risks to future transaction volume.
Artículo de análisis Sep 30

Upstart Holdings, Inc. (NASDAQ:UPST) May Have Run Too Fast Too Soon With Recent 28% Price Plummet

The Upstart Holdings, Inc. ( NASDAQ:UPST ) share price has fared very poorly over the last month, falling by a...
Actualización de narrativa Aug 07

Model 19 And HELOC Expansion Will Strengthen Underwriting And Funding

Despite a reduction in consensus revenue growth forecasts, a notable improvement in net profit margin has driven the consensus analyst price target for Upstart Holdings up from $67.36 to $76.86. What's in the News Upstart provided Q3 2025 guidance of $280 million revenue with a GAAP net loss of $9 million; full-year 2025 guidance is $1.055 billion revenue and $35 million GAAP net income.
Artículo de análisis Jul 08

Investors Appear Satisfied With Upstart Holdings, Inc.'s (NASDAQ:UPST) Prospects As Shares Rocket 41%

Upstart Holdings, Inc. ( NASDAQ:UPST ) shares have continued their recent momentum with a 41% gain in the last month...
Artículo de análisis May 04

Upstart Holdings, Inc.'s (NASDAQ:UPST) P/S Is Still On The Mark Following 44% Share Price Bounce

Upstart Holdings, Inc. ( NASDAQ:UPST ) shareholders are no doubt pleased to see that the share price has bounced 44% in...
Seeking Alpha Apr 30

Upstart: Revisiting The Bull Case Amid Macroeconomic Uncertainties

Summary After investing in Upstart stock in early 2021, I enjoyed the stellar stock market rally that pushed the stock over $400 before it crashed to just $15. 2024 marked a strong year for Upstart as the company made notable progress on the back of interest rate stability and AI model enhancements. New features introduced by Model 19 should help Upstart achieve consistent model calibration in addition to better risk separation. As discussed in this analysis, UPST needs to tick three boxes to ensure long-term growth. Encouragingly, the company has made progress on all these fronts. Read the full article on Seeking Alpha

Estabilidad y crecimiento de los pagos

Obteniendo datos sobre dividendos

Dividendo estable: No hay datos suficientes para determinar si los dividendos por acción de UPST han sido estables en el pasado.

Dividendo creciente: Datos insuficientes para determinar si los pagos de dividendos de UPST han aumentado.


Rentabilidad por dividendo vs. Mercado

Rentabilidad por dividendo de Upstart Holdings vs. Mercado
¿Cómo se compara la rentabilidad por dividendo de UPST con la del mercado?
SegmentoRentabilidad por dividendo
Empresa (UPST)n/a
Suelo de mercado 25% (US)1.4%
Techo de mercado 25% (US)4.2%
Media de la industria (Consumer Finance)1.8%
Analista de previsiones (UPST) (hasta 3 años)0%

Dividendo destacado: No es posible evaluar la rentabilidad por dividendo de UPST en comparación con el 25% inferior de los pagadores de dividendos, ya que la empresa no ha comunicado ningún pago reciente.

Alto dividendo: No es posible evaluar la rentabilidad por dividendo de UPST en comparación con el 25% de los principales pagadores de dividendos, ya que la empresa no ha comunicado ningún pago reciente.


Pago de beneficios a los accionistas

Cobertura de los beneficios: No hay datos suficientes para calcular el ratio de pago de UPST para determinar si sus pagos de dividendos están cubiertos por los beneficios.


Pago en efectivo a los accionistas

Cobertura de flujo de caja: No es posible calcular la sostenibilidad de los dividendos, ya que UPST no ha comunicado ningún pago.


Descubre empresas que pagan buenos dividendos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/07/10 22:51
Precio de las acciones al final del día2026/07/10 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Upstart Holdings, Inc. está cubierta por 16 analistas. 14 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Ramsey El-AssalBarclays
Mihir BhatiaBofA Global Research
Harold GoetschB. Riley Securities, Inc.