Civista Bancshares (CIVB) Stock Overview
Operates as the financial holding company for Civista Bank that provides banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
CIVB Community Fair Values
Create NarrativeSee what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Civista Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$28.67 |
| 52 Week High | US$28.86 |
| 52 Week Low | US$18.95 |
| Beta | 0.67 |
| 1 Month Change | 10.70% |
| 3 Month Change | 25.80% |
| 1 Year Change | 23.58% |
| 3 Year Change | 64.68% |
| 5 Year Change | 26.63% |
| Change since IPO | 49.66% |
Recent News & Updates
CIVB: Neutral Stance Will Reflect Updated Discount Rate And Future P/E Assumptions
The analyst price target for Civista Bancshares has been raised by $2, with analysts pointing to updated assumptions on the discount rate, revenue growth, profit margin, and future P/E to support the new valuation. Analyst Commentary Recent research on Civista Bancshares highlights a mix of optimism around the refreshed price target and continued caution reflected in a Neutral stance, giving investors a balanced view of how the stock is being valued.CIVB: Neutral Rating And Higher Piper Sandler View Guide Balanced Outlook
Analysts have lifted their price target on Civista Bancshares by $2, reflecting updated views on the stock after recent coverage changes and reassessments of its valuation drivers. Analyst Commentary Recent research coverage has focused on how Civista Bancshares is valued and how effectively the bank can deliver on its plans, leading to an updated price target that is now US$2 higher than before.CIVB: Neutral Rating And CEO Transition Will Shape Balanced Forward Outlook
Narrative Update The average analyst price target for Civista Bancshares has edged up by about $0.17 per share, with analysts pointing to modestly higher fair value estimates, a slightly adjusted discount rate, improved profit margin assumptions, and a small change in projected future P/E as key factors behind the revision. Analyst Commentary Recent research points to a mixed but generally constructive view on Civista Bancshares, with the latest price target move framed against a neutral baseline rating.CIVB: Higher Future P E And CEO Transition Will Shape Balanced Outlook
Analysts have lifted their price target on Civista Bancshares from $25.00 to $27.50, reflecting updated assumptions around the discount rate, long term revenue growth, profit margins, and a somewhat higher future P/E multiple. Analyst Commentary Recent research updates on Civista Bancshares point to a mixed but constructive view, with some analysts lifting price targets and others reiterating a more cautious stance.Recent updates
CIVB: Neutral Stance Will Reflect Updated Discount Rate And Future P/E Assumptions
The analyst price target for Civista Bancshares has been raised by $2, with analysts pointing to updated assumptions on the discount rate, revenue growth, profit margin, and future P/E to support the new valuation. Analyst Commentary Recent research on Civista Bancshares highlights a mix of optimism around the refreshed price target and continued caution reflected in a Neutral stance, giving investors a balanced view of how the stock is being valued.CIVB: Neutral Rating And Higher Piper Sandler View Guide Balanced Outlook
Analysts have lifted their price target on Civista Bancshares by $2, reflecting updated views on the stock after recent coverage changes and reassessments of its valuation drivers. Analyst Commentary Recent research coverage has focused on how Civista Bancshares is valued and how effectively the bank can deliver on its plans, leading to an updated price target that is now US$2 higher than before.CIVB: Neutral Rating And CEO Transition Will Shape Balanced Forward Outlook
Narrative Update The average analyst price target for Civista Bancshares has edged up by about $0.17 per share, with analysts pointing to modestly higher fair value estimates, a slightly adjusted discount rate, improved profit margin assumptions, and a small change in projected future P/E as key factors behind the revision. Analyst Commentary Recent research points to a mixed but generally constructive view on Civista Bancshares, with the latest price target move framed against a neutral baseline rating.CIVB: Higher Future P E And CEO Transition Will Shape Balanced Outlook
Analysts have lifted their price target on Civista Bancshares from $25.00 to $27.50, reflecting updated assumptions around the discount rate, long term revenue growth, profit margins, and a somewhat higher future P/E multiple. Analyst Commentary Recent research updates on Civista Bancshares point to a mixed but constructive view, with some analysts lifting price targets and others reiterating a more cautious stance.Civista Bancshares, Inc. (NASDAQ:CIVB) Full-Year Results: Here's What Analysts Are Forecasting For This Year
It's been a good week for Civista Bancshares, Inc. ( NASDAQ:CIVB ) shareholders, because the company has just released...Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To $0.18
Civista Bancshares, Inc.'s ( NASDAQ:CIVB ) dividend will be increasing from last year's payment of the same period to...Civista Bancshares, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
It's been a good week for Civista Bancshares, Inc. ( NASDAQ:CIVB ) shareholders, because the company has just released...Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Civista Bancshares, Inc. ( NASDAQ:CIVB ) just released its quarterly report and things are looking bullish. It was...
Banking On Diversity And Innovation Amid Rising Funding Costs And Shrinking Margins
Shifting focus towards low-cost deposit attraction and exiting certain partnerships is aimed at improving financial health through better net interest margins.Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts
Civista Bancshares, Inc. ( NASDAQ:CIVB ) just released its latest first-quarter report and things are not looking...Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's
Civista Bancshares, Inc. ( NASDAQ:CIVB ) has announced that it will be increasing its dividend from last year's...Shareholder Returns
| CIVB | US Banks | US Market | |
|---|---|---|---|
| 7D | 6.9% | 2.7% | -2.5% |
| 1Y | 23.6% | 22.8% | 19.0% |
Return vs Industry: CIVB matched the US Banks industry which returned 22.8% over the past year.
Return vs Market: CIVB exceeded the US Market which returned 19% over the past year.
Price Volatility
| CIVB volatility | |
|---|---|
| CIVB Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CIVB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CIVB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 535 | Dennis Shaffer | www.civb.com |
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers.
Civista Bancshares, Inc. Fundamentals Summary
| CIVB fundamental statistics | |
|---|---|
| Market cap | US$595.86m |
| Earnings (TTM) | US$50.88m |
| Revenue (TTM) | US$177.99m |
Is CIVB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIVB income statement (TTM) | |
|---|---|
| Revenue | US$177.99m |
| Cost of Revenue | US$0 |
| Gross Profit | US$177.99m |
| Other Expenses | US$127.11m |
| Earnings | US$50.88m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 23, 2026
| Earnings per share (EPS) | 2.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.59% |
| Debt/Equity Ratio | 38.8% |
How did CIVB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/29 11:49 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Civista Bancshares, Inc. is covered by 8 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |