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Cathay General Bancorp NasdaqGS:CATY Stock Report

Last Price

US$41.87

Market Cap

US$3.0b

7D

0.4%

1Y

12.6%

Updated

07 May, 2025

Data

Company Financials +

Cathay General Bancorp

NasdaqGS:CATY Stock Report

Market Cap: US$3.0b

CATY Stock Overview

Operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. More details

CATY fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Community vs My Fair Value

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US$48.00
FV
12.8% undervalued intrinsic discount
13.21%
Revenue growth p.a.
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7 days ago author updated this narrative

Cathay General Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cathay General Bancorp
Historical stock prices
Current Share PriceUS$41.87
52 Week HighUS$55.29
52 Week LowUS$34.75
Beta0.90
1 Month Change10.65%
3 Month Change-12.04%
1 Year Change12.64%
3 Year Change6.68%
5 Year Change84.45%
Change since IPO930.65%

Recent News & Updates

Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)

Apr 26

Recent updates

Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)

Apr 26

Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating

Jan 30

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Nov 21
Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp: Shares Performed As Expected

Nov 14

Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year

Nov 05
author-image

Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation

Oct 27 Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Aug 20
Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General: Turnaround Seems Near, Buy On Dips

Aug 01

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

May 21
Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Apr 26
Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Cathay General Bancorp: In Distress Until Rates Are Cut

Apr 24

Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34

Feb 19
Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34

Cathay General Bancorp: Expecting Earnings To Decline, Downgrading To Hold

Jan 31

With EPS Growth And More, Cathay General Bancorp (NASDAQ:CATY) Makes An Interesting Case

Dec 28
With EPS Growth And More, Cathay General Bancorp (NASDAQ:CATY) Makes An Interesting Case

Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34

Nov 21
Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34

Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34

Aug 22
Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34

Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?

Aug 14
Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

May 23
Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?

Apr 19
Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?

Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34

Feb 21
Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34

Here's Why Cathay General Bancorp (NASDAQ:CATY) Has Caught The Eye Of Investors

Jan 09
Here's Why Cathay General Bancorp (NASDAQ:CATY) Has Caught The Eye Of Investors

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Nov 22
Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Shareholder Returns

CATYUS BanksUS Market
7D0.4%1.7%0.8%
1Y12.6%15.8%7.2%

Return vs Industry: CATY underperformed the US Banks industry which returned 15.8% over the past year.

Return vs Market: CATY exceeded the US Market which returned 7.2% over the past year.

Price Volatility

Is CATY's price volatile compared to industry and market?
CATY volatility
CATY Average Weekly Movement5.3%
Banks Industry Average Movement4.7%
Market Average Movement7.8%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market4.1%

Stable Share Price: CATY has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CATY's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19621,266Chang Liuwww.cathaygeneralbancorp.com

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, and time deposits. The company also provides loan products, such as commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures.

Cathay General Bancorp Fundamentals Summary

How do Cathay General Bancorp's earnings and revenue compare to its market cap?
CATY fundamental statistics
Market capUS$2.96b
Earnings (TTM)US$284.05m
Revenue (TTM)US$691.28m

10.3x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CATY income statement (TTM)
RevenueUS$691.28m
Cost of RevenueUS$0
Gross ProfitUS$691.28m
Other ExpensesUS$407.23m
EarningsUS$284.05m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)4.06
Gross Margin100.00%
Net Profit Margin41.09%
Debt/Equity Ratio8.1%

How did CATY perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/07 23:52
End of Day Share Price 2025/05/07 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cathay General Bancorp is covered by 25 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research
Leanne CaravaggioBMO Capital Markets Equity Research