CATY Share Price Performance
US$50.98
3.75 (7.94%)
13.3% overvalued intrinsic discount
US$45.00
Fair Value
Price US$50.98
AnalystLowTarget US$45.00
AnalystConsensusTarget US$52.20
AnalystHighTarget US$60.00
Fair ValueUS$41.00
Share Pricen/a
Cathay General Bancorp Stock Price
- 3 Narratives written by author
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- 3 Fair Values set on narratives written by author
CATY Community Narratives
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Fair Value US$41 24.3% overvalued intrinsic discount
Fintech Competition And Local Risks Will Undermine Margins
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Fair Value US$52.2 2.3% undervalued intrinsic discount
Asian American Demand And Digital Banking Will Strengthen Performance
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Fair Value US$60 15.0% undervalued intrinsic discount
Population Growth And Digital Trends Will Drive Cross-Border Banking Opportunities
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Asian American Demand And Digital Banking Will Strengthen Performance
Key Takeaways Growth in core Asian-American markets and urban regions is fueling loan demand, bolstering revenue and supporting reliable future expansion. Enhanced digital capabilities and disciplined credit practices are improving efficiency, asset quality, and noninterest income, strengthening long-term profitability and shareholder value.Read more
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US$52.2
2.3% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
11.45% p.a.
Profit Margin
39.25%
Future PE
10.08x
Price in 2028
US$63.13
Fintech Competition And Local Risks Will Undermine Margins
Key Takeaways Geographic and demographic concentration increases vulnerability to local economic shifts and stagnating loan growth, threatening stability and profitability. Rising competition from fintech and persistent real estate sector risks could erode income sources and compromise asset quality over time.Read more
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AN
US$41
24.3% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
10.66% p.a.
Profit Margin
40.67%
Future PE
8.3x
Price in 2028
US$49.18
Population Growth And Digital Trends Will Drive Cross-Border Banking Opportunities
Key Takeaways Unique demographic focus and cross-border expertise support above-average loan, deposit growth, and premium noninterest income opportunities over the long term. Operational efficiency improvements and digital initiatives, alongside regulatory flexibility, are set to drive enhanced profitability and sustained margin expansion.Read more
1
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US$60
15.0% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
10.63% p.a.
Profit Margin
40.67%
Future PE
12.15x
Price in 2028
US$71.97
Trending Discussion
Recently Updated Narratives
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CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures
Fair Value: US$52.2 2.3% undervalued intrinsic discount
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AN
Fintech Competition And Local Risks Will Undermine Margins
Fair Value: US$41 24.3% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
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Population Growth And Digital Trends Will Drive Cross-Border Banking Opportunities
Fair Value: US$60 15.0% undervalued intrinsic discount
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Snowflake Analysis
Cathay General Bancorp Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 4.48
- 100.00%
- 42.83%
- 12.2%
About CATY
- Founded
- 1962
- Employees
- 1266
- CEO
- WebsiteView website
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, and time deposits. The company also provides loan products, such as commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
