Cathay General Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Cathay General Bancorp has total assets of $23.4B and total equity of $2.8B. Total deposits are $19.8B, and total loans are $19.3B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $165.3M.
Key information
8.4x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$19.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$165.28m |
Recent financial health updates
No updates
Recent updates
Cathay General Bancorp: In Distress Until Rates Are Cut
Apr 24Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34
Feb 19
Cathay General Bancorp: Expecting Earnings To Decline, Downgrading To Hold
Jan 31With EPS Growth And More, Cathay General Bancorp (NASDAQ:CATY) Makes An Interesting Case
Dec 28Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of $0.34
Nov 21Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34
Aug 22Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?
Aug 14Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34
May 23Should You Be Adding Cathay General Bancorp (NASDAQ:CATY) To Your Watchlist Today?
Apr 19Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34
Feb 21Here's Why Cathay General Bancorp (NASDAQ:CATY) Has Caught The Eye Of Investors
Jan 09Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34
Nov 22Cathay General: Strong Earnings Growth On The Cards
Oct 15If EPS Growth Is Important To You, Cathay General Bancorp (NASDAQ:CATY) Presents An Opportunity
Oct 02Cathay General Bancorp declares $0.34 dividend
Aug 18Cathay General Bancorp: Mid-50% LTV Ratio Across All Real Estate Loans Is Attractive
Aug 01Cathay General Bancorp GAAP EPS of $1.18 beats by $0.01, revenue of $189.78M beats by $5.25M
Jul 25Here's Why We Think Cathay General Bancorp (NASDAQ:CATY) Is Well Worth Watching
Jun 28Cathay General Bancorp Has An Attractive Loan Book With Low LTV Ratios
Feb 08Does Cathay General Bancorp (NASDAQ:CATY) Deserve A Spot On Your Watchlist?
Feb 02Cathay General Bancorp (NASDAQ:CATY) Will Pay A Dividend Of US$0.31
Aug 23Cathay General: Solid Operator With A Full Valuation
Aug 17Do Cathay General Bancorp's (NASDAQ:CATY) Earnings Warrant Your Attention?
Aug 04Cathay General Bancorp: Positive Earnings Outlook Appears Priced-In
Jun 07Cathay General Bancorp EPS beats by $0.15, misses on revenue
Apr 26Why Cathay General Bancorp (NASDAQ:CATY) Is A Dividend Rockstar
Mar 21Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CATY's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: CATY has a sufficient allowance for bad loans (146%).
Low Risk Liabilities: 96% of CATY's liabilities are made up of primarily low risk sources of funding.
Loan Level: CATY has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CATY's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: CATY has an appropriate level of bad loans (0.5%).