OMF Stock Overview
A financial service holding company, engages in the consumer finance and insurance businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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OneMain Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$48.70 |
| 52 Week High | US$58.90 |
| 52 Week Low | US$38.00 |
| Beta | 1.21 |
| 1 Month Change | 17.24% |
| 3 Month Change | -14.29% |
| 1 Year Change | -5.71% |
| 3 Year Change | 20.19% |
| 5 Year Change | 161.69% |
| Change since IPO | 152.86% |
Recent News & Updates
OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.04
May 05
OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
Apr 30Recent updates
OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.04
May 05OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
Apr 30OneMain: Hold Now, Fairly Valued Yet Bearish
Feb 27OneMain Financial: Strong Dividend Stability In Uncertain Economic Times
Dec 30OneMain Holdings: Solid Q3 Reduces Credit Loss Fears
Nov 02Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings
Oct 29Rate Cuts To Boost OneMain Financial
Oct 21
Strategic Expansions And Innovations Propel Growth Amid Economic Uncertainties
Aug 29 Improved loan performance and potential reduction in loan loss provisions due to tightened underwriting standards suggest a healthier financial position.OneMain Financial: Stock Still A Buy Despite Economic Weakness
Aug 07OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)
Jul 31Investors Holding Back On OneMain Holdings, Inc. (NYSE:OMF)
Jun 10OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)
May 01OneMain Holdings: Successfully Navigating The Storm
Feb 12OneMain Holdings: Cashing In The Chips
Dec 05OneMain Holdings: Long-Term Value Through Dividend And Capital Appreciation
Nov 14OneMain Holdings Shares Are Not Pricing In Enough Recession Risk
Sep 06No Risk, No Reward At High-Yielding OneMain Holdings
Aug 27OneMain Holdings Stock: Why We Just Sold This High Yielder
Jul 20OneMain Holdings New 9% Notes Provide Opportunity For Income Investors
Jun 25OneMain Holdings Stock: Well-Covered 11% Yield Plus Growth And Buybacks
May 27OneMain Holdings: Despite Stock Rally, Bonds Yielding Over 8%
Feb 22OneMain Holdings Q4 2022 Earnings Preview
Feb 06OneMain Holdings: Who Else Is Buying This 11.4% Sucker Yield?
Dec 30OneMain Holdings Appears Overvalued But It's A Buy
Dec 15OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line
Oct 26Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt
Oct 10OneMain Holdings: Juice Your Portfolio With This High Yield
Aug 25OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M
Jul 27OneMain Holdings: Enticing Dividend Yield
Jun 14OneMain Holdings Is Looking Cheap
May 24OneMain Holdings: Too Cheap With A Big Yield
May 18Shareholder Returns
| OMF | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 3.5% | 1.9% | 0.8% |
| 1Y | -5.7% | 20.3% | 7.2% |
Return vs Industry: OMF underperformed the US Consumer Finance industry which returned 20.3% over the past year.
Return vs Market: OMF underperformed the US Market which returned 7.2% over the past year.
Price Volatility
| OMF volatility | |
|---|---|
| OMF Average Weekly Movement | 7.9% |
| Consumer Finance Industry Average Movement | 8.7% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: OMF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OMF's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 9,000 | Doug Shulman | www.onemainfinancial.com |
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.
OneMain Holdings, Inc. Fundamentals Summary
| OMF fundamental statistics | |
|---|---|
| Market cap | US$5.76b |
| Earnings (TTM) | US$567.00m |
| Revenue (TTM) | US$2.58b |
10.2x
P/E Ratio2.2x
P/S RatioIs OMF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OMF income statement (TTM) | |
|---|---|
| Revenue | US$2.58b |
| Cost of Revenue | US$188.00m |
| Gross Profit | US$2.40b |
| Other Expenses | US$1.83b |
| Earnings | US$567.00m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.77 |
| Gross Margin | 92.72% |
| Net Profit Margin | 21.95% |
| Debt/Equity Ratio | 655.3% |
How did OMF perform over the long term?
See historical performance and comparisonDividends
8.5%
Current Dividend Yield88%
Payout RatioDoes OMF pay a reliable dividends?
See OMF dividend history and benchmarks| OneMain Holdings dividend dates | |
|---|---|
| Ex Dividend Date | May 09 2025 |
| Dividend Pay Date | May 16 2025 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 8 days |
Does OMF pay a reliable dividends?
See OMF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/07 22:36 |
| End of Day Share Price | 2025/05/07 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
OneMain Holdings, Inc. is covered by 30 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mark DeVries | Barclays |