Upstart Holdings, Inc.

NasdaqGS:UPST Stock Report

Market Cap: US$3.6b

Upstart Holdings Management

Management criteria checks 4/4

Upstart Holdings' CEO is Dave Girouard, appointed in Dec 2013, has a tenure of 10.75 years. total yearly compensation is $7.12M, comprised of 6.5% salary and 93.5% bonuses, including company stock and options. directly owns 11.99% of the company’s shares, worth $426.36M. The average tenure of the management team and the board of directors is 7.8 years and 5.2 years respectively.

Key information

Dave Girouard

Chief executive officer

US$7.1m

Total compensation

CEO salary percentage6.5%
CEO tenure10.8yrs
CEO ownership12.0%
Management average tenure7.8yrs
Board average tenure5.2yrs

Recent management updates

Recent updates

Why I Sold Upstart (Ratings Downgrade)

Sep 12

Upstart Can Move Higher On Short Interest, Efficiency Gains

Aug 22

Investors Appear Satisfied With Upstart Holdings, Inc.'s (NASDAQ:UPST) Prospects As Shares Rocket 32%

Aug 18
Investors Appear Satisfied With Upstart Holdings, Inc.'s (NASDAQ:UPST) Prospects As Shares Rocket 32%

Upstart Q2 Earnings: A Lofty Price Of 50x EBITDA For This Fintech

Aug 07

Navigating Uncertainty: Understanding The Risks And Rewards Of Investing In Upstart Holdings

Jul 25

Upstart: Turning A Corner With Growth And Profitability To Return

Jul 12

Upstart Holdings, Inc.'s (NASDAQ:UPST) Shareholders Might Be Looking For Exit

Jun 13
Upstart Holdings, Inc.'s (NASDAQ:UPST) Shareholders Might Be Looking For Exit

Upstart: Buy Weakness (Rating Upgrade)

Jun 12

Upstart: A Great Anti-Cyclical AI Lending Bet

May 24

Upstart: The Bonds With The 13% YTM Remain The Best Play

May 08

Upstart: A Coiled Spring Waiting For Lower Interest Rates (Rating Upgrade)

Apr 23

Upstart Holdings: Lower Volumes Likely To Persist

Apr 05

Upstart Holdings: Still Too Risky

Mar 24

Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless

Mar 13
Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless

Upstart Holdings: A No-Brainer Buy Before The Fed Shift Kicks Off

Mar 12

Upstart: An Uphill Battle

Mar 05

Upstart: I Warned About Its Overhype In December - What's Next (Upgrade)

Feb 22

Upstart Q4: Struggles With Debt And Profitability Challenges (Downgrade)

Feb 14

Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially

Feb 14
Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially

Upstart: Red Flags Of The AI Model And The Company's Response

Feb 07

Upstart's Upcoming Q4 Drama: Bullish Dreams And The Borrowing Blues

Feb 01

Upstart: Indicators Suggest Weak Start To 2024 (Downgrade)

Jan 23

After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar

Dec 30
After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar

CEO Compensation Analysis

How has Dave Girouard's remuneration changed compared to Upstart Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2024n/an/a

-US$202m

Mar 31 2024n/an/a

-US$175m

Dec 31 2023US$7mUS$460k

-US$240m

Sep 30 2023n/an/a

-US$253m

Jun 30 2023n/an/a

-US$269m

Mar 31 2023n/an/a

-US$271m

Dec 31 2022US$10mUS$460k

-US$109m

Sep 30 2022n/an/a

US$6m

Jun 30 2022n/an/a

US$91m

Mar 31 2022n/an/a

US$158m

Dec 31 2021US$15mUS$455k

US$135m

Sep 30 2021n/an/a

US$76m

Jun 30 2021n/an/a

US$49m

Mar 31 2021n/an/a

US$9m

Dec 31 2020US$9mUS$397k

US$0

Sep 30 2020n/an/a

US$6m

Dec 31 2019US$360kUS$360k

-US$466k

Compensation vs Market: Dave's total compensation ($USD7.12M) is about average for companies of similar size in the US market ($USD6.73M).

Compensation vs Earnings: Dave's compensation has been consistent with company performance over the past year.


CEO

Dave Girouard (58 yo)

10.8yrs

Tenure

US$7,115,630

Compensation

Mr. David J. Girouard, also known as Dave, is the Co-Founder of Upstart Holdings, Inc. and has been its Chief Executive Officer and Chairperson of the Board since December 2013. Mr. Girouard has been Direc...


Leadership Team

NamePositionTenureCompensationOwnership
David Girouard
Co-Founder10.8yrsUS$7.12m11.99%
$ 426.4m
Paul Gu
Co-Founder2.2yrsUS$5.72m0.73%
$ 26.0m
Sanjay Datta
Chief Financial Officer7.8yrsUS$5.74m0.12%
$ 4.4m
Scott Darling
Chief Legal Officer & Corporate Secretary1.8yrsUS$687.76k0.053%
$ 1.9m
Anna Counselman
Co-Founder & Senior VP of Business Operations12.3yrsUS$2.28mno data
Jason Schmidt
VP of Investor Relationsno datano datano data
Annie Delgado
Chief Compliance Officerno datano datano data
Natalia Mirgorodskaya
Corporate Controllerno datano data0.0098%
$ 349.0k

7.8yrs

Average Tenure

47yo

Average Age

Experienced Management: UPST's management team is seasoned and experienced (7.8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
David Girouard
Co-Founder12.7yrsUS$7.12m11.99%
$ 426.4m
Paul Gu
Co-Founder9.4yrsUS$5.72m0.73%
$ 26.0m
Jeffrey Huber
Independent Director3.3yrsUS$268.45k0.018%
$ 657.0k
Sukhinder Cassidy
Lead Independent Director4.6yrsUS$296.95k0.022%
$ 794.3k
Hilliard Terry
Independent Director5.6yrsUS$284.45k0.021%
$ 730.0k
Mary Hentges
Independent Director4.8yrsUS$274.45k0.019%
$ 693.7k
Kerry Cooper
Independent Director3.5yrsUS$279.45k0.021%
$ 733.5k
Ciaran O' Kelly
Independent Director6.4yrsUS$282.45k0.021%
$ 734.6k

5.2yrs

Average Tenure

54.5yo

Average Age

Experienced Board: UPST's board of directors are considered experienced (5.2 years average tenure).