Pagaya Technologies Förvaltning
Förvaltning kriterier kontrolleras 3/4
Pagaya Technologies VD är Gal Krubiner, utsedd i Apr 2016, har en mandatperiod på 10.08 år. totala årliga ersättningen är $ 6.02M, bestående av 16.6% lön 83.4% bonusar, inklusive företagsaktier och optioner. äger direkt 6.17% av företagets aktier, värda $ 65.23M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 2.5 år respektive 8.3 år.
Viktig information
Gal Krubiner
Verkställande direktör
US$6.0m
Total ersättning
| VD-lön i procent | 16.61% |
| Anställning som VD | 10.1yrs |
| Ägande av VD | 6.2% |
| Ledningens genomsnittliga anställningstid | 2.5yrs |
| Styrelsens genomsnittliga mandatperiod | 8.3yrs |
Senaste uppdateringar av ledningen
Recent updates
Uppdatering av berättelse • May 18
PGY: New Partnerships And AI Underwriting Adoption Will Support Bullish Upside
Analysts have adjusted their price target on Pagaya Technologies to $26.90 from $26.45, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs in their revised valuation work. What's in the News Pagaya and Experian agreed to embed Pagaya's AI driven lending technology into Experian Marketplace, aiming to provide real time underwriting recommendations and credit opportunities to qualified consumers across the credit spectrum through personal loan offerings (Key Developments).
Ny berättelse • May 09
PGY may go up in next 6-12 months.
Pagaya Technologies (NASDAQ: PGY) — Investment Thesis Pagaya Technologies is not a software company. This distinction is the foundation of the entire investment case and is widely misunderstood by the market.
Uppdatering av berättelse • May 02
PGY: Execution On Platform Relationships Will Support 2026 Earnings Guidance Upside Potential
Narrative update on Pagaya Technologies Pagaya Technologies' consensus analyst price target has been revised lower by multiple firms, with reductions such as $5, $7, $8, $13 and $15. Analysts are reassessing assumptions around discount rates, revenue growth, profit margins and future P/E levels while maintaining a fair value estimate of $33.00.Uppdatering av berättelse • Apr 18
PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis
Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.Uppdatering av berättelse • Apr 03
PGY: Execution On Platform Relationships Will Drive Future Upside Potential
Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.
Uppdatering av berättelse • Mar 20
PGY: Reset Expectations And 2026 Guidance Will Support A Rebound
Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.Uppdatering av berättelse • Mar 05
PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside
Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.Uppdatering av berättelse • Feb 19
PGY: Reset Expectations And New Partnership Will Support Future Upside Potential
Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.Analysartikel • Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders that were waiting for something to happen have been dealt a blow...Uppdatering av berättelse • Feb 05
PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis
Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.Seeking Alpha • Dec 19
Pagaya's Selloff Looks Detached From Reality
Summary I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY’s Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecutive GAAP net income quarter. Operating leverage is real: adjusted EBITDA hit $107M (30.6% margin vs. 21.8% prior), and GAAP net income was +$23M, third straight profitable quarter. Diversification reduces single-lane risk: POS and auto are ~32% of volume versus 9% last year, while partner stickiness improves via multi-product adoption. Valuation looks compressed at ~7.1x 2025 EPS and <6.9x 2026; my scenario yields a $51 target (~131% upside), but onboarding/delinquency risks remain. Read the full article on Seeking AlphaAnalysartikel • Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has softened a substantial 29% over the previous 30 days...Analysartikel • Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Uppdatering av berättelse • Aug 10
Advanced AI Underwriting And Embedded Finance Will Open Markets
Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.Analysartikel • Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Ny berättelse • May 28
Digital Transformation And AI Will Broaden Lending Channels
AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.Analysartikel • May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb
Those holding Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares would be relieved that the share price has rebounded 56...Analysartikel • Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has done very well over the last month, posting an excellent...Seeking Alpha • Jan 24
Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy
Summary With its unique investor network, Pagaya is all set to scale its business by approving more loans through its lending partners. Even with the most conservative valuation of its share price, Pagaya remains significantly undervalued. The bearish market stems from Pagaya's issues with credit impairments. Something that management say will improve going forward. Point-of-sale remains a hyper-growth market for Pagaya with key lending partners like fintech bank Klarna. Read the full article on Seeking AlphaAnalysartikel • Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Ny berättelse • Jan 02
PGY is a Buy
Core Product: Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue. As financial institutions increasingly adopt AI solutions for more accurate and efAnalysartikel • Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target
There's been a major selloff in Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares in the week since it released its...Analysartikel • Nov 08
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders are no doubt pleased to see that the share price has bounced 28...Analysartikel • Oct 24
Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital
If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...Analys av ersättningar till VD
| Datum | Total ersättning | Lön | Företagets resultat |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$94m |
| Dec 31 2025 | US$6m | US$1m | US$77m |
| Sep 30 2025 | n/a | n/a | -US$194m |
| Jun 30 2025 | n/a | n/a | -US$282m |
| Mar 31 2025 | n/a | n/a | -US$373m |
| Dec 31 2024 | US$4m | US$1m | -US$401m |
| Sep 30 2024 | n/a | n/a | -US$178m |
| Jun 30 2024 | n/a | n/a | -US$132m |
| Mar 31 2024 | n/a | n/a | -US$89m |
| Dec 31 2023 | US$2m | US$1m | -US$128m |
| Sep 30 2023 | n/a | n/a | -US$148m |
| Jun 30 2023 | n/a | n/a | -US$201m |
| Mar 31 2023 | n/a | n/a | -US$351m |
| Dec 31 2022 | US$3m | US$1m | -US$315m |
Ersättning vs marknad: Gal s total kompensation ($USD 6.02M ) är över genomsnittet för företag av liknande storlek på US marknaden ($USD 3.70M ).
Ersättning vs inkomst: Ersättningen från Gal har varit i linje med företagets resultat under det senaste året.
VD OCH KONCERNCHEF
Gal Krubiner (36 yo)
10.1yrs
Anställning
US$6,019,560
Kompensation
Mr. Gal Krubiner co-founded Pagaya Technologies Ltd in April 2016 and has been its Chief Executive Officer since April 2016 and is its Director since 2016. He is the Chief Executive Officer and Co-Founder...
Ledningsgrupp
| Namn | Position | Anställning | Kompensation | Ägarskap |
|---|---|---|---|---|
| CEO, Co-Founder & Director | 10.1yrs | US$6.02m | 6.17% $ 65.2m | |
| Co-Founder & President | 2.6yrs | US$4.97m | 0.17% $ 1.8m | |
| Co-Founder | 10.3yrs | US$1.56m | 3.44% $ 36.4m | |
| Co-Founder | 10.1yrs | inga uppgifter | 4.64% $ 49.1m | |
| Chief Financial Officer | 2.5yrs | US$3.35m | 0.15% $ 1.6m | |
| Chair of Strategic Advisory Board | 2.1yrs | US$2.36m | 0.045% $ 479.0k | |
| Chief Operating Officer | less than a year | inga uppgifter | inga uppgifter | |
| Chief Investment Officer | 8.2yrs | inga uppgifter | inga uppgifter | |
| Chief Accounting Officer & Principal Accounting Officer | 1.4yrs | inga uppgifter | 0.018% $ 192.8k | |
| Chief Technology Officer | 1.3yrs | inga uppgifter | inga uppgifter | |
| Head of Investor Relations & COO of Finance | 1.7yrs | inga uppgifter | inga uppgifter | |
| Chief Legal Officer | 3.3yrs | inga uppgifter | inga uppgifter |
2.5yrs
Genomsnittlig anställningstid
47.5yo
Genomsnittlig ålder
Erfaren ledning: PGY s ledningsgrupp anses vara erfaren ( 2.5 års genomsnittlig anställningstid).
Styrelseledamöter
| Namn | Position | Anställning | Kompensation | Ägarskap |
|---|---|---|---|---|
| CEO, Co-Founder & Director | 10.3yrs | US$6.02m | 6.17% $ 65.2m | |
| Co-Founder | 10.3yrs | US$1.56m | 3.44% $ 36.4m | |
| Co-Founder | 10.3yrs | inga uppgifter | 4.64% $ 49.1m | |
| Chair of Strategic Advisory Board | 2.1yrs | US$2.36m | 0.045% $ 479.0k | |
| Independent Director | 8.3yrs | US$322.60k | 0.29% $ 3.1m | |
| Independent Chairman | 10.3yrs | US$532.60k | 0.18% $ 1.9m | |
| Independent Director | 8.3yrs | US$332.60k | 0.11% $ 1.2m | |
| Independent Director | 1.4yrs | US$322.60k | 0.023% $ 239.3k | |
| Independent Director | 1.4yrs | US$322.60k | 0.023% $ 239.3k | |
| Independent Director | 6.3yrs | inga uppgifter | inga uppgifter |
8.3yrs
Genomsnittlig anställningstid
56yo
Genomsnittlig ålder
Erfaren styrelse: PGY s styrelse anses vara erfaren ( 8.3 års genomsnittlig mandatperiod).
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/05/24 20:21 |
| Aktiekurs vid dagens slut | 2026/05/22 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Pagaya Technologies Ltd. bevakas av 11 analytiker. 10 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Mark Palmer | Benchmark Company |
| Michael Legg | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |