Pagaya Technologies Framtida tillväxt
Future kriterier kontrolleras 4/6
Pagaya Technologies förväntas öka intäkter och intäkter med 35.2% respektive 12.6% per år. EPS förväntas tillväxt med 27% per år. Avkastningen på eget kapital förväntas bli 36.2% om 3 år.
Viktig information
35.2%
Tillväxttakt i vinsten
26.97%
Tillväxttakt för EPS
| Software vinsttillväxt | 20.5% |
| Intäkternas tillväxttakt | 12.6% |
| Framtida avkastning på eget kapital | 36.19% |
| Bevakning av analytiker | Good |
| Senast uppdaterad | 08 Jun 2026 |
Senaste uppdateringarna om framtida tillväxt
Recent updates
Uppdatering av berättelse • Jun 16
PGY: AI Underwriting And ABS Execution Will Drive Future Stock Upside
Analysts have lifted their average Pagaya Technologies price target to $27, citing the company's AI driven consumer credit underwriting and services focused business model as a key reason they see the stock as attractive at current levels. Analyst Commentary Bullish analysts describe Pagaya Technologies as an AI focused provider of consumer credit underwriting and capital markets services.
Uppdatering av berättelse • Jun 02
PGY: Raised 2026 Outlook And ABS Funding Progress Will Support Rebound
Analysts have kept Pagaya Technologies' fair value target steady at $20.00, with updated assumptions pointing to a slightly lower discount rate, adjusted revenue growth and profit margin expectations, and a revised future P/E estimate supporting this unchanged view. What's in the News Pagaya raised its full-year 2026 outlook, with guidance for network volume between $11.45b and $13b, total revenue and other income between $1.4b and $1.575b, and GAAP net income between $110m and $160m, following five consecutive GAAP-profitable quarters.Uppdatering av berättelse • May 18
PGY: New Partnerships And AI Underwriting Adoption Will Support Bullish Upside
Analysts have adjusted their price target on Pagaya Technologies to $26.90 from $26.45, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs in their revised valuation work. What's in the News Pagaya and Experian agreed to embed Pagaya's AI driven lending technology into Experian Marketplace, aiming to provide real time underwriting recommendations and credit opportunities to qualified consumers across the credit spectrum through personal loan offerings (Key Developments).
Ny berättelse • May 09
PGY may go up in next 6-12 months.
Pagaya Technologies (NASDAQ: PGY) — Investment Thesis Pagaya Technologies is not a software company. This distinction is the foundation of the entire investment case and is widely misunderstood by the market.
Uppdatering av berättelse • May 02
PGY: Execution On Platform Relationships Will Support 2026 Earnings Guidance Upside Potential
Narrative update on Pagaya Technologies Pagaya Technologies' consensus analyst price target has been revised lower by multiple firms, with reductions such as $5, $7, $8, $13 and $15. Analysts are reassessing assumptions around discount rates, revenue growth, profit margins and future P/E levels while maintaining a fair value estimate of $33.00.Uppdatering av berättelse • Apr 18
PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis
Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.Uppdatering av berättelse • Apr 03
PGY: Execution On Platform Relationships Will Drive Future Upside Potential
Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.Uppdatering av berättelse • Mar 20
PGY: Reset Expectations And 2026 Guidance Will Support A Rebound
Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.Uppdatering av berättelse • Mar 05
PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside
Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.Uppdatering av berättelse • Feb 19
PGY: Reset Expectations And New Partnership Will Support Future Upside Potential
Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.Analysartikel • Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders that were waiting for something to happen have been dealt a blow...Uppdatering av berättelse • Feb 05
PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis
Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.Seeking Alpha • Dec 19
Pagaya's Selloff Looks Detached From Reality
Summary I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY’s Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecutive GAAP net income quarter. Operating leverage is real: adjusted EBITDA hit $107M (30.6% margin vs. 21.8% prior), and GAAP net income was +$23M, third straight profitable quarter. Diversification reduces single-lane risk: POS and auto are ~32% of volume versus 9% last year, while partner stickiness improves via multi-product adoption. Valuation looks compressed at ~7.1x 2025 EPS and <6.9x 2026; my scenario yields a $51 target (~131% upside), but onboarding/delinquency risks remain. Read the full article on Seeking AlphaAnalysartikel • Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has softened a substantial 29% over the previous 30 days...Analysartikel • Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Uppdatering av berättelse • Aug 10
Advanced AI Underwriting And Embedded Finance Will Open Markets
Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.Analysartikel • Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Ny berättelse • May 28
Digital Transformation And AI Will Broaden Lending Channels
AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.Analysartikel • May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb
Those holding Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares would be relieved that the share price has rebounded 56...Analysartikel • Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has done very well over the last month, posting an excellent...Seeking Alpha • Jan 24
Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy
Summary With its unique investor network, Pagaya is all set to scale its business by approving more loans through its lending partners. Even with the most conservative valuation of its share price, Pagaya remains significantly undervalued. The bearish market stems from Pagaya's issues with credit impairments. Something that management say will improve going forward. Point-of-sale remains a hyper-growth market for Pagaya with key lending partners like fintech bank Klarna. Read the full article on Seeking AlphaAnalysartikel • Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Ny berättelse • Jan 02
PGY is a Buy
Core Product: Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue. As financial institutions increasingly adopt AI solutions for more accurate and efAnalysartikel • Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target
There's been a major selloff in Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares in the week since it released its...Prognoser för vinst- och omsättningstillväxt
| Datum | Intäkter | Intäkter | Fritt kassaflöde | Kassaflöde från rörelsen | Genomsnittligt Antal analytiker |
|---|---|---|---|---|---|
| 12/31/2028 | 1,889 | 298 | N/A | N/A | 2 |
| 12/31/2027 | 1,678 | 199 | N/A | 366 | 10 |
| 12/31/2026 | 1,475 | 137 | N/A | 297 | 10 |
| 3/31/2026 | 1,329 | 94 | 218 | 247 | N/A |
| 12/31/2025 | 1,301 | 77 | 209 | 239 | N/A |
| 9/30/2025 | 1,246 | -194 | 185 | 205 | N/A |
| 6/30/2025 | 1,153 | -282 | 110 | 131 | N/A |
| 3/31/2025 | 1,077 | -373 | 43 | 64 | N/A |
| 12/31/2024 | 1,032 | -401 | 25 | 48 | N/A |
| 9/30/2024 | 971 | -178 | 20 | 39 | N/A |
| 6/30/2024 | 925 | -132 | 43 | 62 | N/A |
| 3/31/2024 | 871 | -89 | 31 | 51 | N/A |
| 12/31/2023 | 812 | -128 | -42 | -22 | N/A |
| 9/30/2023 | 787 | -148 | -31 | -11 | N/A |
| 6/30/2023 | 779 | -201 | -71 | -40 | N/A |
| 3/31/2023 | 765 | -351 | -87 | -61 | N/A |
| 12/31/2022 | 749 | -315 | -62 | -40 | N/A |
| 9/30/2022 | 711 | -297 | -49 | -26 | N/A |
| 6/30/2022 | 643 | -255 | 8 | 15 | N/A |
| 3/31/2022 | 553 | -116 | 35 | 42 | N/A |
| 12/31/2021 | 475 | -134 | 43 | 50 | N/A |
| 9/30/2021 | 356 | -116 | 40 | 42 | N/A |
| 6/30/2021 | 256 | -80 | 16 | 17 | N/A |
| 3/31/2021 | 178 | -38 | 9 | 11 | N/A |
| 12/31/2020 | 99 | 5 | 3 | 4 | N/A |
| 12/31/2019 | 36 | -8 | N/A | -8 | N/A |
Analytiker Framtid Tillväxt Prognoser
Intäkter kontra sparande: PGY s prognostiserade vinsttillväxt ( 35.2% per år) är över sparkvoten ( 3.5% ).
Resultat vs marknad: PGY s intäkter ( 35.2% per år) förväntas växa snabbare än marknaden för US ( 18.8% per år).
Höga tillväxtresultat: PGY s intäkter förväntas växa avsevärt under de kommande 3 åren.
Intäkt vs marknad: PGY s intäkter ( 12.6% per år) förväntas växa långsammare än marknaden för US ( 12.9% per år).
Hög tillväxtintäkter: PGY s intäkter ( 12.6% per år) förväntas växa långsammare än 20% per år.
Tillväxtprognoser för vinst per aktie
Framtida avkastning på eget kapital
Framtida ROE: PGY s avkastning på eget kapital förväntas bli hög om 3 år ( 36.2 %)
Upptäck tillväxtföretag
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/06/19 14:20 |
| Aktiekurs vid dagens slut | 2026/06/18 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
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| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
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* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Pagaya Technologies Ltd. bevakas av 11 analytiker. 10 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Mark Palmer | Benchmark Company |
| Michael Legg | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |