Progressive Tidigare resultatutveckling
Tidigare kriterier kontrolleras 4/6
Progressive har ökat intäkterna med en genomsnittlig årlig takt på 32.7%, medan Insurance -branschen såg intäkterna växer på 14.6% årligen. Intäkterna har varit växande med en genomsnittlig takt på 15.6% per år. Progressive s avkastning på eget kapital är 36.1% och den har en nettomarginal på 12.9%.
Viktig information
32.67%
Tillväxttakt i vinsten
32.61%
Tillväxttakt för EPS
| Insurance Tillväxt i branschen | 8.02% |
| Intäkternas tillväxttakt | 15.62% |
| Avkastning på eget kapital | 36.08% |
| Nettomarginal | 12.93% |
| Nästa resultatuppdatering | 15 Jul 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Uppdatering av berättelse • Jun 25
PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028
Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.Seeking Alpha • Jun 13
Progressive Corporation: Exceptional Growth But Normalizing Margins
Summary Progressive Corporation maintains exceptional market-share gains and strong underwriting but faces near-term EPS declines despite continued revenue growth. PGR is reinvesting profitability into customer acquisition and selective rate reductions, leading to margin pressure as competition intensifies and peers restore profitability. Consensus expects PGR's EPS to decline through 2028, with valuation at 12.5x forward earnings reflecting anticipated margin normalization and limited near-term earnings growth. I maintain a cautious buy on PGR, citing robust capital efficiency, a resilient market position, and reasonable valuation despite margin risks and a less attractive yield profile. Read the full article on Seeking AlphaUppdatering av berättelse • Jun 07
PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience
Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Uppdatering av berättelse • May 24
PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing
Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.Uppdatering av berättelse • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.Uppdatering av berättelse • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.Uppdatering av berättelse • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.Uppdatering av berättelse • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.Uppdatering av berättelse • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.Uppdatering av berättelse • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.Uppdatering av berättelse • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
Uppdatering av berättelse • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.Uppdatering av berättelse • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.Uppdatering av berättelse • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.Uppdatering av berättelse • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.Uppdatering av berättelse • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.Uppdatering av berättelse • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.Uppdatering av berättelse • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.Uppdatering av berättelse • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.Analysartikel • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...Uppdatering av berättelse • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.Analysartikel • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaSeeking Alpha • Apr 12
The Progressive Corporation: Earnings Have Exploded, Take Advantage Of Recent Price Drop And Buy
Summary Progressive is rated a buy due to its record-breaking financial performance, robust growth in net premiums, and significant market share gains in 2024. Despite a recent share price drop, PGR has seen a 239% gain over 5 years and continues to outperform its peers. PGR's revenue nearly doubled in 5 years, with net income up 11.5x in two years, driven by strategic advertising and policy growth. The P&C insurance industry remains resilient amidst economic uncertainties, making PGR a strong investment opportunity with continued earnings growth potential. Read the full article on Seeking AlphaSeeking Alpha • Mar 18
Progressive: Fundamentally Strong, But Earning Multiples Are Elevated, Hold For Now
Summary Progressive Corp reported strong Q4 and FY results, with a 21% increase in net written premiums and over 5 million new policies in 2024. The company is well-positioned for 2025, with improved pricing expected to support margin expansion and EPS growth, despite a slightly elevated valuation multiple. Risks include market saturation, potential recession impacts, and a slowdown in growth rates, which could affect investor expectations and valuation. I rate Progressive a 'hold' due to its strong fundamentals but elevated earnings multiple, awaiting a better entry point. Read the full article on Seeking AlphaFördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur Progressive tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 31 Mar 26 | 89,415 | 11,559 | 0 | 0 |
| 31 Dec 25 | 87,637 | 11,308 | 0 | 0 |
| 30 Sep 25 | 85,166 | 10,713 | 0 | 0 |
| 30 Jun 25 | 82,376 | 10,432 | 0 | 0 |
| 31 Mar 25 | 78,508 | 8,716 | 0 | 0 |
| 31 Dec 24 | 75,343 | 8,463 | 0 | 0 |
| 30 Sep 24 | 71,961 | 8,085 | 0 | 0 |
| 30 Jun 24 | 67,802 | 6,862 | 0 | 0 |
| 31 Mar 24 | 65,022 | 5,738 | 0 | 0 |
| 31 Dec 23 | 62,083 | 3,865 | 0 | 0 |
| 30 Sep 23 | 58,661 | 2,707 | 0 | 0 |
| 30 Jun 23 | 55,882 | 1,714 | 0 | 0 |
| 31 Mar 23 | 52,048 | 828 | 0 | 0 |
| 31 Dec 22 | 49,587 | 695 | 0 | 0 |
| 30 Sep 22 | 48,609 | 831 | 0 | 0 |
| 30 Jun 22 | 47,687 | 825 | 0 | 0 |
| 31 Mar 22 | 48,073 | 2,158 | 0 | 0 |
| 31 Dec 21 | 47,677 | 3,324 | 0 | 0 |
| 30 Sep 21 | 46,602 | 4,046 | 15 | 0 |
| 30 Jun 21 | 45,692 | 5,458 | 44 | 0 |
| 31 Mar 21 | 44,760 | 6,459 | 1,077 | 0 |
| 31 Dec 20 | 42,638 | 5,678 | 1,077 | 0 |
| 30 Sep 20 | 41,963 | 5,064 | 1,062 | 0 |
| 30 Jun 20 | 40,545 | 4,375 | 1,033 | 0 |
| 31 Mar 20 | 39,022 | 3,564 | 0 | 0 |
| 31 Dec 19 | 38,998 | 3,943 | 0 | 0 |
| 30 Sep 19 | 36,292 | 3,137 | 0 | 0 |
| 30 Jun 19 | 35,257 | 3,224 | 0 | 0 |
| 31 Mar 19 | 33,824 | 2,949 | 0 | 0 |
| 31 Dec 18 | 31,955 | 2,594 | 0 | 0 |
| 30 Sep 18 | 31,041 | 2,912 | 0 | 0 |
| 30 Jun 18 | 29,337 | 2,215 | 0 | 0 |
| 31 Mar 18 | 27,924 | 1,885 | 0 | 0 |
| 31 Dec 17 | 26,816 | 1,592 | 0 | 0 |
| 30 Sep 17 | 25,823 | 1,399 | 0 | 0 |
| 30 Jun 17 | 24,967 | 1,374 | 0 | 0 |
| 31 Mar 17 | 24,181 | 1,197 | 0 | 0 |
| 31 Dec 16 | 23,417 | 1,031 | 0 | 0 |
| 30 Sep 16 | 22,690 | 978 | 0 | 0 |
| 30 Jun 16 | 22,029 | 1,058 | 0 | 0 |
| 31 Mar 16 | 21,495 | 1,230 | 0 | 0 |
| 31 Dec 15 | 20,832 | 1,268 | 0 | 0 |
| 30 Sep 15 | 20,609 | 1,307 | 0 | 0 |
Kvalitetsintäkter: PGR har inkomster av hög kvalitet.
Växande vinstmarginal: PGR s nuvarande netto vinstmarginaler (12.9%) är högre än förra året (11.1%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: PGR s intäkter har ökat markant med 32.7% per år under de senaste 5 åren.
Accelererande tillväxt: PGR s intäktstillväxt under det senaste året ( 32.6% ) är under sitt 5-åriga genomsnitt ( 32.7% per år).
Resultat vs industri: PGR vinsttillväxt under det senaste året ( 32.6% ) överträffade inte Insurance branschen 36.2%.
Avkastning på eget kapital
Hög ROE: PGR s avkastning på eget kapital ( 36.1% ) anses vara hög.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/12 01:12 |
| Aktiekurs vid dagens slut | 2026/07/10 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
The Progressive Corporation bevakas av 40 analytiker. 13 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |