Stock Analysis

OUTsurance Group Full Year 2025 Earnings: Beats Expectations

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OUTsurance Group (JSE:OUT) Full Year 2025 Results

Key Financial Results

  • Revenue: R39.4b (up 16% from FY 2024).
  • Net income: R4.71b (up 16% from FY 2024).
  • Profit margin: 12% (in line with FY 2024).
  • EPS: R3.06 (up from R2.66 in FY 2024).
revenue-and-expenses-breakdown
JSE:OUT Revenue and Expenses Breakdown September 20th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

OUTsurance Group Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 3.1%. Earnings per share (EPS) also surpassed analyst estimates by 28%.

The primary driver behind last 12 months revenue was the Youi Group-Personal segment contributing a total revenue of R20.6b (52% of total revenue). Notably, cost of sales worth R29.9b amounted to 76% of total revenue thereby underscoring the impact on earnings. The most substantial expense, totaling R2.88b were related to Non-Operating costs. This indicates that a significant portion of the company's costs is related to non-core activities. Explore how OUT's revenue and expenses shape its earnings.

Looking ahead, revenue is forecast to grow 5.9% p.a. on average during the next 2 years, compared to a 36% decline forecast for the Insurance industry in South Africa.

Performance of the South African Insurance industry.

The company's shares are up 9.7% from a week ago.

Risk Analysis

We should say that we've discovered 1 warning sign for OUTsurance Group that you should be aware of before investing here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.