Porch Group Balance Sheet Health
Financial Health criteria checks 3/6
Porch Group has a total shareholder equity of $22.4M and total debt of $392.8M, which brings its debt-to-equity ratio to 1754.8%. Its total assets and total liabilities are $797.4M and $775.0M respectively. Porch Group's EBIT is $36.5M making its interest coverage ratio 1. It has cash and short-term investments of $180.3M.
Key information
1,754.81%
Debt to equity ratio
US$392.83m
Debt
| Interest coverage ratio | 1x |
| Cash | US$180.33m |
| Equity | US$22.39m |
| Total liabilities | US$775.04m |
| Total assets | US$797.42m |
Recent financial health updates
Recent updates
Porch Group, Inc. (NASDAQ:PRCH) Not Doing Enough For Some Investors As Its Shares Slump 28%
Feb 05
Porch Group's (NASDAQ:PRCH) Shareholders May Want To Dig Deeper Than Statutory Profit
Nov 13Porch Group: Profitability Is Here, Now The Hard Part Starts
Sep 12Porch Group, Inc.'s (NASDAQ:PRCH) Share Price Boosted 26% But Its Business Prospects Need A Lift Too
Aug 29Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 29% But Investors Aren't Buying For Growth
Jul 01Porch Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates
May 09Porch Group, Inc.'s (NASDAQ:PRCH) 31% Dip In Price Shows Sentiment Is Matching Revenues
Apr 25
Fee-Based Model Transition And Data Expansion Will Shape Our Future
Porch Group's shift to a fee-based insurance model and formation of PIRE create a higher-margin, more predictable earnings structure.Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 31% But Investors Aren't Buying For Growth
Mar 11From Skeptic To Buyer: Why I'm Upgrading Porch Group
Mar 05The Porch Group, Inc. (NASDAQ:PRCH) Analysts Have Been Trimming Their Sales Forecasts
Nov 12Earnings Beat: Porch Group, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Nov 10Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 67% Jump Looks Justified
Nov 08Are Investors Undervaluing Porch Group, Inc. (NASDAQ:PRCH) By 35%?
Oct 29Porch Group, Inc. (NASDAQ:PRCH) Stock Catapults 37% Though Its Price And Business Still Lag The Industry
Sep 20Shareholders May Not Be So Generous With Porch Group, Inc.'s (NASDAQ:PRCH) CEO Compensation And Here's Why
Jun 06The Market Doesn't Like What It Sees From Porch Group, Inc.'s (NASDAQ:PRCH) Revenues Yet As Shares Tumble 26%
May 11Financial Position Analysis
Short Term Liabilities: PRCH's short term assets ($262.5M) exceed its short term liabilities ($105.5M).
Long Term Liabilities: PRCH's short term assets ($262.5M) do not cover its long term liabilities ($669.6M).
Debt to Equity History and Analysis
Debt Level: PRCH's net debt to equity ratio (949.3%) is considered high.
Reducing Debt: PRCH's debt to equity ratio has increased from 44.7% to 1754.8% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable PRCH has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: PRCH is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 25.6% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/01 03:40 |
| End of Day Share Price | 2026/02/27 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Porch Group, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Kurnos | Benchmark Company |
| Justin Ages | Berenberg |
| Timothy D'Agostino | B. Riley Securities, Inc. |