Porch Group Balance Sheet Health

Financial Health criteria checks 1/6

Porch Group has a total shareholder equity of $-32.0M and total debt of $409.2M, which brings its debt-to-equity ratio to -1276.7%. Its total assets and total liabilities are $802.3M and $834.3M respectively.

Key information

-1,276.67%

Debt to equity ratio

US$409.16m

Debt

Interest coverage ration/a
CashUS$153.99m
Equity-US$32.05m
Total liabilitiesUS$834.33m
Total assetsUS$802.28m

Recent financial health updates

Recent updates

Porch Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates

May 09
Porch Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates

Porch Group, Inc.'s (NASDAQ:PRCH) 31% Dip In Price Shows Sentiment Is Matching Revenues

Apr 25
Porch Group, Inc.'s (NASDAQ:PRCH) 31% Dip In Price Shows Sentiment Is Matching Revenues
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Fee-Based Model Transition And Data Expansion Will Shape Our Future

Porch Group's shift to a fee-based insurance model and formation of PIRE create a higher-margin, more predictable earnings structure.

Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 31% But Investors Aren't Buying For Growth

Mar 11
Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 31% But Investors Aren't Buying For Growth

From Skeptic To Buyer: Why I'm Upgrading Porch Group

Mar 05

The Porch Group, Inc. (NASDAQ:PRCH) Analysts Have Been Trimming Their Sales Forecasts

Nov 12
The Porch Group, Inc. (NASDAQ:PRCH) Analysts Have Been Trimming Their Sales Forecasts

Earnings Beat: Porch Group, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Nov 10
Earnings Beat: Porch Group, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 67% Jump Looks Justified

Nov 08
Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 67% Jump Looks Justified

Are Investors Undervaluing Porch Group, Inc. (NASDAQ:PRCH) By 35%?

Oct 29
Are Investors Undervaluing Porch Group, Inc. (NASDAQ:PRCH) By 35%?

Porch Group, Inc. (NASDAQ:PRCH) Stock Catapults 37% Though Its Price And Business Still Lag The Industry

Sep 20
Porch Group, Inc. (NASDAQ:PRCH) Stock Catapults 37% Though Its Price And Business Still Lag The Industry

Shareholders May Not Be So Generous With Porch Group, Inc.'s (NASDAQ:PRCH) CEO Compensation And Here's Why

Jun 06
Shareholders May Not Be So Generous With Porch Group, Inc.'s (NASDAQ:PRCH) CEO Compensation And Here's Why

The Market Doesn't Like What It Sees From Porch Group, Inc.'s (NASDAQ:PRCH) Revenues Yet As Shares Tumble 26%

May 11
The Market Doesn't Like What It Sees From Porch Group, Inc.'s (NASDAQ:PRCH) Revenues Yet As Shares Tumble 26%

Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 39% Jump Looks Justified

Mar 08
Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 39% Jump Looks Justified

Porch Group: A Complicated Tale

Feb 18

Porch Group, Inc.'s (NASDAQ:PRCH) Prospects Need A Boost To Lift Shares

Jan 18
Porch Group, Inc.'s (NASDAQ:PRCH) Prospects Need A Boost To Lift Shares

At US$0.95, Is Porch Group, Inc. (NASDAQ:PRCH) Worth Looking At Closely?

Nov 09
At US$0.95, Is Porch Group, Inc. (NASDAQ:PRCH) Worth Looking At Closely?

Is There An Opportunity With Porch Group, Inc.'s (NASDAQ:PRCH) 35% Undervaluation?

Sep 13
Is There An Opportunity With Porch Group, Inc.'s (NASDAQ:PRCH) 35% Undervaluation?

Porch Group, Inc.'s (NASDAQ:PRCH) Prospects Need A Boost To Lift Shares

Aug 10
Porch Group, Inc.'s (NASDAQ:PRCH) Prospects Need A Boost To Lift Shares

Financial Position Analysis

Short Term Liabilities: PRCH has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: PRCH has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: PRCH has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: PRCH's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: PRCH has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if PRCH has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Discover healthy companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/03 03:57
End of Day Share Price 2025/06/03 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Porch Group, Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel KurnosBenchmark Company
Justin AgesBerenberg
Jason KreyerCraig-Hallum Capital Group LLC