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Paysign, Inc.NasdaqCM:PAYS Stock Report

Market Cap US$362.0m
Share Price
US$6.86
US$9.1
24.6% undervalued intrinsic discount
1Y194.4%
7D10.3%
Portfolio Value
View

Paysign, Inc.

NasdaqCM:PAYS Stock Report

Market Cap: US$362.0m

Paysign (PAYS) Stock Overview

Provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. More details

PAYS fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance5/6
Financial Health6/6
Dividends0/6

PAYS Community Fair Values

Create Narrative

See what 39 others think this stock is worth. Follow their fair value or set your own to get alerts.

Paysign, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Paysign
Historical stock prices
Current Share PriceUS$6.86
52 Week HighUS$8.88
52 Week LowUS$2.28
Beta0.64
1 Month Change17.87%
3 Month Change64.51%
1 Year Change194.42%
3 Year Change101.76%
5 Year Change92.16%
Change since IPO1,424.44%

Recent News & Updates

PAYS: Higher Margin Outlook Will Support Repricing On Updated Profitability Assumptions

Analysts have raised their price target on Paysign by $1 to $12, citing updated assumptions around growth, profitability, discount rate and future P/E as the main drivers of this change. Analyst Commentary Bullish analysts are highlighting the recent price target move to US$12 as a sign of growing confidence in Paysign's outlook, with updated assumptions around growth, profitability, discount rate and future P/E at the core of their thesis.

PAYS: Higher Margin Outlook And Raised P/E Assumption Will Support Repricing

Analysts lifted their Paysign price target by $1 to reflect slightly higher modeled revenue growth, modestly stronger profit margins, and an adjusted future P/E assumption, all under broadly consistent fair value and discount rate inputs. Analyst Commentary Bullish analysts framing the recent price target move highlight that the updated P/E assumption and slightly higher modeled revenue and margins support a higher fair value range for Paysign, while keeping discount rate inputs broadly consistent.

PAYS: Higher Profit Margin Outlook Will Support More Constructive Share Repricing

The analyst price target for Paysign has increased from $9.50 to $12.00, with analysts citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research points to a more constructive view on Paysign, with bullish analysts updating their models to reflect what they see as improved fair value assumptions and a more supportive outlook for key valuation inputs such as discount rate, revenue growth, profit margin and future P/E.

Recent updates

PAYS: Higher Margin Outlook Will Support Repricing On Updated Profitability Assumptions

Analysts have raised their price target on Paysign by $1 to $12, citing updated assumptions around growth, profitability, discount rate and future P/E as the main drivers of this change. Analyst Commentary Bullish analysts are highlighting the recent price target move to US$12 as a sign of growing confidence in Paysign's outlook, with updated assumptions around growth, profitability, discount rate and future P/E at the core of their thesis.

PAYS: Higher Margin Outlook And Raised P/E Assumption Will Support Repricing

Analysts lifted their Paysign price target by $1 to reflect slightly higher modeled revenue growth, modestly stronger profit margins, and an adjusted future P/E assumption, all under broadly consistent fair value and discount rate inputs. Analyst Commentary Bullish analysts framing the recent price target move highlight that the updated P/E assumption and slightly higher modeled revenue and margins support a higher fair value range for Paysign, while keeping discount rate inputs broadly consistent.

PAYS: Higher Profit Margin Outlook Will Support More Constructive Share Repricing

The analyst price target for Paysign has increased from $9.50 to $12.00, with analysts citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research points to a more constructive view on Paysign, with bullish analysts updating their models to reflect what they see as improved fair value assumptions and a more supportive outlook for key valuation inputs such as discount rate, revenue growth, profit margin and future P/E.

The Price Is Right For Paysign, Inc. (NASDAQ:PAYS) Even After Diving 27%

Feb 05
The Price Is Right For Paysign, Inc. (NASDAQ:PAYS) Even After Diving 27%

Paysign, Inc. Just Beat EPS By 100%: Here's What Analysts Think Will Happen Next

Nov 16
Paysign, Inc. Just Beat EPS By 100%: Here's What Analysts Think Will Happen Next

Paysign: Gaining Traction In The Patient Affordability Space Into 2026 (Hold)

Oct 01

Paysign, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Aug 09
Paysign, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

Digital Payment Solutions Will Expand Healthcare Access Further

Analysts maintain a positive outlook on Paysign due to ongoing growth in its Patient Affordability segment, confidence in its pharmaceutical pipeline, and scalable model, resulting in no change to the consensus price target, which remains at $9.10. Analyst Commentary Bullish analysts highlight a strong outlook for Paysign's Patient Affordability segment, especially within the pharmaceutical industry.

Paysign, Inc.'s (NASDAQ:PAYS) 28% Price Boost Is Out Of Tune With Earnings

May 06
Paysign, Inc.'s (NASDAQ:PAYS) 28% Price Boost Is Out Of Tune With Earnings

Paysign, Inc.'s (NASDAQ:PAYS) Share Price Not Quite Adding Up

Mar 04
Paysign, Inc.'s (NASDAQ:PAYS) Share Price Not Quite Adding Up

Here's Why Paysign (NASDAQ:PAYS) Has Caught The Eye Of Investors

Dec 27
Here's Why Paysign (NASDAQ:PAYS) Has Caught The Eye Of Investors

Paysign Is A Leader In Fintech Healthcare Payments With Durable Profitable Growth

Nov 20
User avatar

Rapid Growth In Patient Affordability Market Fuels Optimism Despite Looming Margin Pressures

The expansion into the patient affordability segment and significant client growth, like AstraZeneca, indicates a promising area for revenue and earnings increases.

Do Paysign's (NASDAQ:PAYS) Earnings Warrant Your Attention?

Sep 07
Do Paysign's (NASDAQ:PAYS) Earnings Warrant Your Attention?

Paysign, Inc. (NASDAQ:PAYS) Second-Quarter Results: Here's What Analysts Are Forecasting For This Year

Aug 02
Paysign, Inc. (NASDAQ:PAYS) Second-Quarter Results: Here's What Analysts Are Forecasting For This Year

Paysign: Expect Rapid Growth In Its Pharma Business

Jun 30

Paysign, Inc. (NASDAQ:PAYS) Stocks Shoot Up 30% But Its P/S Still Looks Reasonable

Apr 26
Paysign, Inc. (NASDAQ:PAYS) Stocks Shoot Up 30% But Its P/S Still Looks Reasonable

Here's Why We Think PaySign (NASDAQ:PAYS) Is Well Worth Watching

Mar 29
Here's Why We Think PaySign (NASDAQ:PAYS) Is Well Worth Watching

Revenues Tell The Story For PaySign, Inc. (NASDAQ:PAYS)

Jan 25
Revenues Tell The Story For PaySign, Inc. (NASDAQ:PAYS)

Shareholder Returns

PAYSUS Diversified FinancialUS Market
7D10.3%1.6%0.8%
1Y194.4%-11.0%27.7%

Return vs Industry: PAYS exceeded the US Diversified Financial industry which returned -9.4% over the past year.

Return vs Market: PAYS exceeded the US Market which returned 28.7% over the past year.

Price Volatility

Is PAYS's price volatile compared to industry and market?
PAYS volatility
PAYS Average Weekly Movement13.4%
Diversified Financial Industry Average Movement6.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.3%

Stable Share Price: PAYS's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: PAYS's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
2001226Mark Newcomerwww.paysign.com

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal.

Paysign, Inc. Fundamentals Summary

How do Paysign's earnings and revenue compare to its market cap?
PAYS fundamental statistics
Market capUS$362.02m
Earnings (TTM)US$7.55m
Revenue (TTM)US$82.03m
50.1x
P/E Ratio
4.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PAYS income statement (TTM)
RevenueUS$82.03m
Cost of RevenueUS$33.31m
Gross ProfitUS$48.72m
Other ExpensesUS$41.17m
EarningsUS$7.55m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 12, 2026

Earnings per share (EPS)0.14
Gross Margin59.39%
Net Profit Margin9.21%
Debt/Equity Ratio0%

How did PAYS perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/01 19:35
End of Day Share Price 2026/05/01 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Paysign, Inc. is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary PrestopinoBarrington Research Associates, Inc.
Austin MoldowCanaccord Genuity
Peter HeckmannD.A. Davidson & Co.