As the U.S. stock market navigates a week of mixed signals, with the Dow Jones Industrial Average experiencing fluctuations amid Federal Reserve developments and political interventions, investors are keenly observing potential shifts in monetary policy that could impact future rate cuts. In this environment, identifying undervalued stocks becomes crucial for those looking to capitalize on opportunities that may arise from current economic conditions and market dynamics.
Top 10 Undervalued Stocks Based On Cash Flows In The United States
| Name | Current Price | Fair Value (Est) | Discount (Est) |
| Wix.com (WIX) | $132.37 | $261.74 | 49.4% |
| Willdan Group (WLDN) | $115.98 | $231.44 | 49.9% |
| Peapack-Gladstone Financial (PGC) | $28.00 | $55.84 | 49.9% |
| Northwest Bancshares (NWBI) | $12.51 | $24.41 | 48.8% |
| Metropolitan Bank Holding (MCB) | $77.40 | $150.26 | 48.5% |
| Investar Holding (ISTR) | $23.11 | $46.19 | 50% |
| Fiverr International (FVRR) | $23.45 | $45.39 | 48.3% |
| Excelerate Energy (EE) | $24.32 | $46.70 | 47.9% |
| e.l.f. Beauty (ELF) | $113.94 | $224.96 | 49.4% |
| Customers Bancorp (CUBI) | $68.75 | $133.84 | 48.6% |
Here's a peek at a few of the choices from the screener.
Alkami Technology (ALKT)
Overview: Alkami Technology, Inc. offers cloud-based digital banking solutions in the United States and has a market cap of approximately $2.63 billion.
Operations: The company generates revenue of $385.46 million from its internet software and services segment, focusing on cloud-based digital banking solutions in the United States.
Estimated Discount To Fair Value: 33.3%
Alkami Technology's recent client acquisition of a top 20 U.S. credit union, along with its robust digital banking platform and data solutions, highlights its growing market presence. Despite reporting a net loss for Q2 2025, Alkami's revenue increased to US$112.06 million from US$82.16 million year-over-year. Trading at US$24.89, it remains undervalued based on discounted cash flow estimates of US$37.33, with anticipated revenue growth outpacing the U.S. market average significantly.
- The analysis detailed in our Alkami Technology growth report hints at robust future financial performance.
- Get an in-depth perspective on Alkami Technology's balance sheet by reading our health report here.
Valley National Bancorp (VLY)
Overview: Valley National Bancorp, with a market cap of $5.77 billion, operates as the holding company for Valley National Bank, offering a range of commercial, private banking, retail, insurance, and wealth management financial services.
Operations: The company's revenue segments include Consumer Banking at $344.61 million, Commercial Banking at $1.17 billion, and Treasury and Corporate Other at $118.11 million.
Estimated Discount To Fair Value: 38.9%
Valley National Bancorp's recent earnings report shows strong cash flow performance with net income rising to US$133.17 million in Q2 2025 from US$70.42 million a year ago, supported by increased net interest income of US$432.41 million. Trading at US$10.26, it is significantly undervalued against an estimated fair value of US$16.78, presenting a compelling case for investors focused on discounted cash flow metrics despite modest revenue growth forecasts and low future return on equity projections.
- Insights from our recent growth report point to a promising forecast for Valley National Bancorp's business outlook.
- Take a closer look at Valley National Bancorp's balance sheet health here in our report.
Wix.com (WIX)
Overview: Wix.com Ltd. operates a cloud-based web development platform for users and creators globally, with a market cap of $7.37 billion.
Operations: The company generates revenue from its Internet Software & Services segment, totaling $1.87 billion.
Estimated Discount To Fair Value: 49.4%
Wix.com is trading at US$132.37, significantly below its estimated fair value of US$261.74, highlighting its potential undervaluation based on discounted cash flow analysis. Despite a high debt level, the company expects robust earnings growth of 27.6% annually over the next three years and revenue growth surpassing the market average. Recent strategic initiatives like enhanced financial services and expanded partnerships position Wix to leverage these strengths while improving operational efficiencies and global reach.
- Our earnings growth report unveils the potential for significant increases in Wix.com's future results.
- Navigate through the intricacies of Wix.com with our comprehensive financial health report here.
Turning Ideas Into Actions
- Embark on your investment journey to our 199 Undervalued US Stocks Based On Cash Flows selection here.
- Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools.
- Discover a world of investment opportunities with Simply Wall St's free app and access unparalleled stock analysis across all markets.
Curious About Other Options?
- Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
- Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.
- Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Valuation is complex, but we're here to simplify it.
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