Stock Analysis

Is Solaris SE’s Instant Payments Move and Board Refresh Shaping the Investment Case for ACI Worldwide (ACIW)?

  • In late September 2025, Solaris SE announced it will migrate all SEPA instant payments to ACI Worldwide’s cloud-native ACI Connetic platform as part of a broader payments modernization effort, supporting Banking-as-a-Service growth and regulatory compliance.
  • The addition of two seasoned board members with deep expertise in SaaS, financial operations, and global fintech highlights ACI Worldwide's ongoing emphasis on leadership renewal and international growth opportunities.
  • We'll assess how securing Solaris SE as a flagship Connetic client could influence ACI Worldwide's investment narrative and future growth prospects.

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ACI Worldwide Investment Narrative Recap

To be a shareholder in ACI Worldwide, you need to believe the company can convert its investments in real-time, cloud-native payment platforms like Connetic into durable growth, even as competition and industry innovation ramp up. The recent Solaris SE contract could encourage confidence in ACI’s growth prospects by validating Connetic with a prominent fintech partner, but it does not directly resolve the persistent challenge of revenue volatility from contract timing, nor the pressures of rapid fintech disruption.

The announcement that Solaris SE will consolidate all SEPA instant payments onto ACI Connetic directly supports the company’s bid to expand its recurring revenue from next-generation payment solutions. Signing a high-profile client for its advanced platform ties closely to the most important near-term catalyst: accelerating the adoption of ACI’s cloud-native offerings and proving their value in the highly competitive European digital payments market.

However, investors should also pay attention to how ongoing contract renewal cycles and timing could still introduce periods of revenue unpredictability...

Read the full narrative on ACI Worldwide (it's free!)

ACI Worldwide's outlook anticipates $2.0 billion in revenue and $277.3 million in earnings by 2028. This projection is based on a 5.1% annual revenue growth rate and a $26.2 million earnings increase from current earnings of $251.1 million.

Uncover how ACI Worldwide's forecasts yield a $64.60 fair value, a 22% upside to its current price.

Exploring Other Perspectives

ACIW Community Fair Values as at Oct 2025
ACIW Community Fair Values as at Oct 2025

Six recent fair value estimates from the Simply Wall St Community range from US$37.66 to US$82.43 per share, reflecting wide differences in outlook. While many see strong potential in ACI’s cloud platform adoption, contract-driven revenue swings remain a factor shaping the company’s performance, explore these diverse viewpoints for a fuller understanding.

Explore 6 other fair value estimates on ACI Worldwide - why the stock might be worth 29% less than the current price!

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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