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MBIA

NYSE:MBI
Snowflake Description

Mediocre balance sheet and overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
MBI
NYSE
$860M
Market Cap
  1. Home
  2. US
  3. Insurance
Company description

MBIA Inc. provides financial guarantee insurance services to public finance markets. The last earnings update was 70 days ago. More info.


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MBI Share Price and Events
7 Day Returns
2.5%
NYSE:MBI
0.3%
US Insurance
0.6%
US Market
1 Year Returns
1.3%
NYSE:MBI
15.4%
US Insurance
4.1%
US Market
MBI Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
MBIA (MBI) 2.5% 2.9% 1% 1.3% 24.7% -4.5%
US Insurance 0.3% 3.2% 9.9% 15.4% 40.3% 52.2%
US Market 0.6% 3.8% 2.8% 4.1% 37.3% 42.5%
1 Year Return vs Industry and Market
  • MBI underperformed the Insurance industry which returned 15.4% over the past year.
  • MBI underperformed the Market in United States of America which returned 4.1% over the past year.
Price Volatility
MBI
Industry
5yr Volatility vs Market

MBI Value

 Is MBIA undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for MBIA. This is due to cash flow or dividend data being unavailable. The share price is $9.54.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for MBIA's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are MBIA's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NYSE:MBI PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in USD $-2.43
NYSE:MBI Share Price ** NYSE (2019-07-17) in USD $9.54
United States of America Insurance Industry PE Ratio Median Figure of 89 Publicly-Listed Insurance Companies 17.78x
United States of America Market PE Ratio Median Figure of 3,082 Publicly-Listed Companies 17.98x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of MBIA.

NYSE:MBI PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NYSE:MBI Share Price ÷ EPS (both in USD)

= 9.54 ÷ -2.43

-3.92x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • MBIA is loss making, we can't compare its value to the US Insurance industry average.
  • MBIA is loss making, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does MBIA's expected growth come at a high price?
Raw Data
NYSE:MBI PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -3.92x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 3 Analysts
22.9%per year
United States of America Insurance Industry PEG Ratio Median Figure of 62 Publicly-Listed Insurance Companies 1.85x
United States of America Market PEG Ratio Median Figure of 2,122 Publicly-Listed Companies 1.59x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for MBIA, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on MBIA's assets?
Raw Data
NYSE:MBI PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in USD $13.17
NYSE:MBI Share Price * NYSE (2019-07-17) in USD $9.54
United States of America Insurance Industry PB Ratio Median Figure of 118 Publicly-Listed Insurance Companies 1.24x
United States of America Market PB Ratio Median Figure of 5,241 Publicly-Listed Companies 1.81x
NYSE:MBI PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NYSE:MBI Share Price ÷ Book Value per Share (both in USD)

= 9.54 ÷ 13.17

0.72x

* Primary Listing of MBIA.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • MBIA is good value based on assets compared to the US Insurance industry average.
X
Value checks
We assess MBIA's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Insurance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Insurance industry average (and greater than 0)? (1 check)
  5. MBIA has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

MBI Future Performance

 How is MBIA expected to perform in the next 1 to 3 years based on estimates from 3 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
22.9%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is MBIA expected to grow at an attractive rate?
  • Unable to compare MBIA's earnings growth to the low risk savings rate as it is expected to be loss making during the next 1-3 years.
Growth vs Market Checks
  • Unable to compare MBIA's earnings growth to the United States of America market average as it is expected to be loss making during the next 1-3 years.
  • MBIA's revenues are expected to decrease over the next 1-3 years, this is below the United States of America market average.
Annual Growth Rates Comparison
Raw Data
NYSE:MBI Future Growth Rates Data Sources
Data Point Source Value (per year)
NYSE:MBI Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 3 Analysts 22.9%
NYSE:MBI Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 3 Analysts -12.6%
United States of America Insurance Industry Earnings Growth Rate Market Cap Weighted Average 8.7%
United States of America Insurance Industry Revenue Growth Rate Market Cap Weighted Average 3.3%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.1%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NYSE:MBI Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NYSE:MBI Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2020-12-31 188 -144 3
2019-12-31 205 -133 3
NYSE:MBI Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-03-31 244 -288 -215
2018-12-31 229 -319 -296
2018-09-30 437 -282 -326
2018-06-30 393 -319 -548
2018-03-31 440 -267 -1,631
2017-12-31 433 -652 -1,605
2017-09-30 46 -705 -1,833
2017-06-30 203 -664 -1,536
2017-03-31 221 -666 -332
2016-12-31 272 -149 -338
2016-09-30 711 -225 6
2016-06-30 630 -24 -59

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • MBIA is not considered high growth as it is expected to be loss making for the next 1-3 years.
  • MBIA's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NYSE:MBI Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below

All data from MBIA Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NYSE:MBI Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2020-12-31 -2.34 -1.92 -2.75 2.00
2019-12-31 -1.97 -1.64 -2.30 2.00
NYSE:MBI Past Financials Data
Date (Data in USD Millions) EPS *
2019-03-31 -2.43
2018-12-31 -3.33
2018-09-30 -3.60
2018-06-30 -5.54
2018-03-31 -15.09
2017-12-31 -13.50
2017-09-30 -14.33
2017-06-30 -11.80
2017-03-31 -2.52
2016-12-31 -2.54
2016-09-30 0.04
2016-06-30 -0.41

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if MBIA will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess MBIA's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
MBIA has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

MBI Past Performance

  How has MBIA performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare MBIA's growth in the last year to its industry (Insurance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • MBIA does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare MBIA's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare MBIA's 1-year growth to the US Insurance industry average as it is not currently profitable.
Earnings and Revenue History
MBIA's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from MBIA Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NYSE:MBI Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 244.00 -215.00 89.00
2018-12-31 229.00 -296.00 82.00
2018-09-30 437.00 -326.00 91.00
2018-06-30 393.00 -548.00 94.00
2018-03-31 440.00 -1,631.00 107.00
2017-12-31 433.00 -1,605.00 116.00
2017-09-30 46.00 -1,833.00 134.00
2017-06-30 203.00 -1,536.00 145.00
2017-03-31 221.00 -332.00 143.00
2016-12-31 272.00 -338.00 151.00
2016-09-30 711.00 6.00 148.00
2016-06-30 630.00 -59.00 151.00
2016-03-31 711.00 29.00 153.00
2015-12-31 840.00 174.00 153.00
2015-09-30 855.00 114.00 168.00
2015-06-30 986.00 317.00 178.00
2015-03-31 978.00 370.00 193.00
2014-12-31 1,238.00 553.00 203.00
2014-09-30 1,492.00 664.00 208.00
2014-06-30 1,631.00 625.00 233.00
2014-03-31 1,449.00 331.00 288.00
2013-12-31 1,079.00 245.00 349.00
2013-09-30 1,337.00 719.00 365.00
2013-06-30 1,226.00 597.00 369.00
2013-03-31 2,222.00 1,356.00 344.00
2012-12-31 2,412.00 1,202.00 398.00
2012-09-30 371.00 -28.00 408.00

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if MBIA has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • MBIA used its assets less efficiently than the US Insurance industry average last year based on Return on Assets.
  • It is difficult to establish if MBIA improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess MBIA's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Insurance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
MBIA has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

MBI Health

 How is MBIA's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up MBIA's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • MBIA is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • MBIA's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of MBIA's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is not covered by short term assets, assets are 0.5x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from MBIA Company Filings, last reported 3 months ago.

NYSE:MBI Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 1,201.00 6,047.00 991.00
2018-12-31 1,132.00 5,183.00 941.00
2018-09-30 1,120.00 5,367.00 1,007.00
2018-06-30 1,115.00 5,629.00 1,092.00
2018-03-31 1,260.00 5,698.00 998.00
2017-12-31 1,425.00 5,705.00 1,144.00
2017-09-30 1,720.00 5,897.00 997.00
2017-06-30 1,956.00 5,975.00 1,342.00
2017-03-31 3,226.00 5,976.00 962.00
2016-12-31 3,239.00 5,734.00 1,146.00
2016-09-30 3,670.00 5,925.00 1,380.00
2016-06-30 3,658.00 6,004.00 1,641.00
2016-03-31 3,639.00 6,786.00 1,666.00
2015-12-31 3,741.00 8,671.00 1,314.00
2015-09-30 3,714.00 8,816.00 1,718.00
2015-06-30 3,841.00 8,988.00 2,069.00
2015-03-31 3,940.00 9,105.00 2,131.00
2014-12-31 3,950.00 8,529.00 2,313.00
2014-09-30 3,902.00 9,048.00 2,188.00
2014-06-30 3,808.00 8,719.00 2,248.00
2014-03-31 3,625.00 8,887.00 2,474.00
2013-12-31 3,299.00 9,115.00 2,867.00
2013-09-30 3,201.00 9,426.00 3,654.00
2013-06-30 3,037.00 9,569.00 4,126.00
2013-03-31 3,309.00 11,317.00 3,061.00
2012-12-31 3,194.00 11,537.00 2,839.00
2012-09-30 2,587.00 11,995.00 3,036.00
  • MBIA's level of debt (503.5%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (245% vs 503.5% today).
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • MBIA has sufficient cash runway for more than 3 years based on current free cash flow.
  • MBIA has sufficient cash runway for 2.9 years if free cash flow continues to grow at historical rates of 19.3% each year.
X
Financial health checks
We assess MBIA's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. MBIA has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

MBI Dividends

 What is MBIA's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from MBIA dividends.
If you bought $2,000 of MBIA shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate MBIA's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate MBIA's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NYSE:MBI Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below
United States of America Insurance Industry Average Dividend Yield Market Cap Weighted Average of 80 Stocks 2.3%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2017 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NYSE:MBI Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2020-12-31
2019-12-31
NYSE:MBI Past Annualized Dividends Data
Date (Data in $) Dividend per share (annual) Avg. Yield (%)
2009-11-09 0.000 0.000
2009-08-06 0.000 0.000
2009-08-05 0.000 0.000
2009-05-11 0.000 0.000
2009-03-03 0.000 0.000
2009-03-02 0.000 0.000
2008-11-05 0.000 0.000
2008-08-08 0.000 0.000

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as MBIA has not reported any payouts.
  • Unable to verify if MBIA's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of MBIA's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as MBIA has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess MBIA's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can MBIA afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. MBIA has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

MBI Management

 What is the CEO of MBIA's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Bill Fallon
COMPENSATION $13,855,479
AGE 59
TENURE AS CEO 1.8 years
CEO Bio

Mr. William Charles Fallon, also known as Bill, serves as the President of National Public Finance Guarantee Corporation and served as its Chief Executive Officer. Mr. Fallon serves as the Chief Operating Officer of Cutwater Holdings, LLC. He served as President and Chief Operating Officer of MBIA Inc. since November 6, 2008. He is responsible for day-to-day operations of MBIA Inc. and its subsidiaries. He served as President and Chief Operating Officer of MBIA Insurance Corporation. He served as a Managing Director of MBIA Inc. since July 27, 2005 and served as its Head of Global Structured Finance Division since March 1, 2007. He served as Vice President of MBIA Inc. from July 2005 to March 1, 2007 and head of Corporate and Strategic Planning. Prior to MBIA, he served as a Partner at McKinsey & Company, having joined the firm in 1991, where he specialized in consulting with financial institutions and was Co-Leader of the McKinsey & Company's corporate finance and strategy practice and a key member of the North American wholesale financial institutions and risk management practices. He also worked extensively with financial institutions in the areas of value-based management, valuation, mergers and acquisitions, securitization and risk management. He has been a Director of MBIA Inc., since May 3, 2017 and has been its Chief Executive Officer since n September 15, 2017. He serves as a Director at Cutwater Asset Management Corp. Mr. Fallon has a BA in Economics from the College of William and Mary and an MBA from The Amos Tuck School at Dartmouth, where he was elected a Tuck Scholar.

CEO Compensation
  • Bill's compensation has increased whilst company is loss making.
  • Bill's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the MBIA management team in years:

2.3
Average Tenure
49.5
Average Age
  • The tenure for the MBIA management team is about average.
Management Team

Bill Fallon

TITLE
CEO & Director
COMPENSATION
$14M
AGE
59
TENURE
1.8 yrs

Anthony McKiernan

TITLE
Executive VP & CFO
COMPENSATION
$7M
AGE
49
TENURE
3.3 yrs

Jonathan Harris

TITLE
General Counsel & Secretary
COMPENSATION
$5M
AGE
47
TENURE
2.3 yrs

Joseph Schachinger

TITLE
Assistant VP
AGE
50
TENURE
2.2 yrs

Greg Diamond

TITLE
Managing Director
TENURE
13.3 yrs
Board of Directors Tenure

Average tenure and age of the MBIA board of directors in years:

4.2
Average Tenure
69
Average Age
  • The tenure for the MBIA board of directors is about average.
Board of Directors

Charlie Rinehart

TITLE
Chairman of the Board
COMPENSATION
$369K
AGE
72
TENURE
4.2 yrs

Bill Fallon

TITLE
CEO & Director
COMPENSATION
$14M
AGE
59
TENURE
2.2 yrs

Richard Vaughan

TITLE
Director
COMPENSATION
$236K
AGE
69
TENURE
11.9 yrs

Ted Shasta

TITLE
Director
COMPENSATION
$271K
AGE
68
TENURE
9.9 yrs

Steve Gilbert

TITLE
Director
COMPENSATION
$241K
AGE
72
TENURE
8.2 yrs

Frank Chin

TITLE
Director
COMPENSATION
$211K
AGE
69
TENURE
2.9 yrs

Diane Dewbrey

TITLE
Director
COMPENSATION
$100K
AGE
54
TENURE
0.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
08. Mar 19 Sell Theodore Shasta Individual 05. Mar 19 05. Mar 19 -12,121 $10.66 $-129,210
15. Nov 18 Sell Fine Capital Partners, L.P. Company 13. Nov 18 15. Nov 18 -245,005 $9.10 $-2,219,686
09. Nov 18 Sell Fine Capital Partners, L.P. Company 07. Nov 18 09. Nov 18 -358,000 $10.10 $-3,604,713
13. Aug 18 Sell Fine Capital Partners, L.P. Company 09. Aug 18 10. Aug 18 -1,477,900 $11.36 $-16,741,522
X
Management checks
We assess MBIA's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. MBIA has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

MBI News

Simply Wall St News

Did You Miss MBIA's (NYSE:MBI) 24% Share Price Gain?

See our latest analysis for MBIA MBIA isn't a profitable company, so it is unlikely we'll see a strong correlation between its share price and its earnings per share (EPS). … In the last 3 years MBIA saw its revenue shrink by 28% per year. … The modest share price gain of 7.5% per year suggests holders are sanguine about the falling revenue.

Simply Wall St -

Should You Be Worried About Insider Transactions At MBIA Inc. (NYSE:MBI)?

So we'll take a look at whether insiders have been buying or selling shares in MBIA Inc. … But logic dictates you should pay some attention to whether insiders are buying or selling shares. … Theodore Shasta was the only individual insider to sell shares in the last twelve months

Simply Wall St -

Are Insiders Buying MBIA Inc. (NYSE:MBI) Stock?

So shareholders might well want to know whether insiders have been buying or selling shares in MBIA Inc. … But logic dictates you should pay some attention to whether insiders are buying or selling shares. … That means that an insider was happy to buy shares at around the current price.

Simply Wall St -

Is MBIA Inc (NYSE:MBI) A Volatile Stock?

Modern finance theory considers volatility to be a measure of risk, and there are two main types of price volatility. … Beta is a widely used metric to measure a stock's exposure to market risk (volatility). … Before we go on, it's worth noting that Warren Buffett pointed out in his 2014 letter to shareholders that 'volatility is far from synonymous with risk.' Having said that, beta can still be rather useful.

Simply Wall St -

What Does MBIA Inc's (NYSE:MBI) Share Price Indicate?

received a lot of attention from a substantial price movement on the NYSE over the last few months, increasing to $10.85 at one point, and dropping to the lows of $8.18. … A question to answer is whether MBIA's current trading price of $8.83 reflective of the actual value of the? … Let’s take a look at MBIA’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change

Simply Wall St -

What Are The Drivers Of MBIA Inc's (NYSE:MBI) Risks?

According to this value of beta, MBI may be a stock for investors with a portfolio mainly made up of low-beta stocks. … With a market cap of US$825.18M, MBI falls within the small-cap spectrum of stocks, which are found to experience higher relative risk compared to larger companies. … However, this is the opposite to what MBI’s actual beta value suggests, which is higher stock volatility relative to the market.

Simply Wall St -

Who Are The Major Shareholders Of MBIA Inc (NYSE:MBI)?

Today, I will be analyzing MBIA Inc’s (NYSE:MBI) recent ownership structure, an important but not-so-popular subject among individual investors. … Although MBI has a high institutional ownership, such stock moves, in the short-term, are more commonly linked to a particular type of active institutional investors – hedge funds. … Insider Ownership Another important group of shareholders are company insiders.

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MBIA Inc (NYSE:MBI): Is Financials An Attractive Sector Play?

However, this rate came in below the growth rate of the US stock market as a whole. … NYSE:MBI PE PEG Gauge Mar 27th 18 The insurance industry is trading at a PE ratio of 16.23x, relatively similar to the rest of the US stock market PE of 18.11x. … If MBIA has been on your watchlist for a while, now may be the time to enter into the stock, if you like its growth prospects and are not highly concentrated in the insurance industry.

Simply Wall St -

Is It The Right Time To Buy MBIA Inc (NYSE:MBI)?

MBIA Inc (NYSE:MBI), a insurance company based in United States, saw a decent share price growth in the teens level on the NYSE over the last few months. … So, could the stock still be trading at a low price relative to its actual value? … MBI’s optimistic future growth appears to have been factored into the current share price, with shares trading around its fair value.

Simply Wall St -

Are Insiders Too Confident In MBIA Inc (NYSE:MBI)?

MBIA saw some insider buying over the past three months, with insiders investing in 50,000 shares during this period. … NYSE:MBI Insider_trading Jan 23rd 18 Over the past three months, more shares have been bought than sold by MBIA's' insiders. … Next Steps: MBIA’s insider meaningful buying activity tells us the shares are currently in favour, reinforced by the substantial earnings growth expectations, as well as the relatively large share price volatility over the same period of trade.

Simply Wall St -

MBI Company Info

Description

MBIA Inc. provides financial guarantee insurance services to public finance markets. It operates through U.S. Public Finance Insurance, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions and territories, as well as utilities, airports, health care institutions, higher educational facilities, student loan issuers, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing of projects that include toll roads, bridges, airports, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.

Details
Name: MBIA Inc.
MBI
Exchange: NYSE
Founded: 1973
$860,321,521
90,180,453
Website: http://www.mbia.com
Address: MBIA Inc.
1 Manhattanville Road,
Suite 301,
Purchase,
New York, 10577,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NYSE MBI Common Stock New York Stock Exchange US USD 01. Jul 1987
DB MBJ Common Stock Deutsche Boerse AG DE EUR 01. Jul 1987
Number of employees
Current staff
Staff numbers
96
MBIA employees.
Industry
Property and Casualty Insurance
Insurance
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/17 23:43
End of day share price update: 2019/07/17 00:00
Last estimates confirmation: 2019/06/12
Last earnings filing: 2019/05/08
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.