MBIA Inc.

NYSE:MBI Stock Report

Market Cap: US$236.7m

MBIA Management

Management criteria checks 2/4

MBIA's CEO is Bill Fallon, appointed in Sep 2017, has a tenure of 9.33 years. total yearly compensation is $4.29M, comprised of 21% salary and 79% bonuses, including company stock and options. directly owns 5.54% of the company’s shares, worth $13.12M. The average tenure of the management team and the board of directors is 9 years and 12.3 years respectively.

Key information

Bill Fallon

Chief executive officer

US$4.3m

Total compensation

CEO salary percentage21.00%
CEO tenure9yrs
CEO ownership5.5%
Management average tenure9yrs
Board average tenure12.3yrs

Recent management updates

Recent updates

Seeking Alpha • Jul 16

MBIA Trades Below Adjusted Book, But PREPA And Complexity Cap Upside

Summary MBIA Inc. is rated Hold with a 12-month price target of $7.00, reflecting its discounted valuation versus adjusted book value and ongoing wind-down. MBI trades at 48% of estimated adjusted book value, but persistent legal and balance sheet risks justify the discount despite improving capital at National. Key risks include the unresolved PREPA litigation, $953 million in surplus notes with $1.7 billion unpaid interest, and holding company liquidity shortfall versus debt. A sum-of-the-parts analysis aligns with the current share price, while peer multiples suggest higher value if catalysts—especially PREPA resolution—materialize. Read the full article on Seeking Alpha
Seeking Alpha • Nov 15

MBIA Set To Deliver Another Mega Dividend In 2025 Irrespective Of PREPA

Summary We believe that MBIA will be in a position to deliver another massive dividend during 2025 similar to that paid in December 2023. $1.6B claim paying resources sitting at National indicate that there are plenty of scenarios in which a mega dividend could be paid, well in excess of the current $250M market cap. Corporate structure with the ability to pay dividends at holding company level without insurance regulators' approval allows for many potential shareholder friendly deals. MBIA's PREPA exposure is manageable with only $200M payments due until 2029, and it is being provisioned conservatively, which is favourable for a sale. We welcome Assured Guaranty's confirmation during the 3Q24 earnings call that they would be interested to buy MBIA at the right price, as it proves that there is appetite. Read the full article on Seeking Alpha
Seeking Alpha • Dec 10

MBIA Inc. Soars On Massive Shareholder Payout

Summary Shares of MBIA Inc. surged 81.8% after the announcement of a large inflow of capital and a one-time distribution to shareholders. The company's financial performance has been declining, but its net assets and potential distributions suggest further upside. MBIA Inc. received approval for a $550 million dividend, with $409 million to be paid as a special dividend to common shareholders. Read the full article on Seeking Alpha
Seeking Alpha • Sep 29

MBIA: Don't See Any Value Here

Summary MBIA Inc.'s share price has been volatile, and the company's historical performance and ongoing legal battle in Puerto Rico are concerning. MBI provides financial payment insurance and manages risk through diversification. The company's recent income shows rising concerns, and the ongoing challenge in the PREPA case is impacting operations. Valuation is not favorable, and there are significant risks associated with Puerto Rico obligations. A sell rating is recommended. Read the full article on Seeking Alpha
Seeking Alpha • Dec 08

MBIA jumps on speculation of takeover talks with rivals

MBIA (NYSE:MBI) rose 10% on speculation that the company has been approached by its rival for a takeover. Assured Guaranty (NYSE:AGO) and Ambac Financial (NYSE:AMBC) made bids for MBIA and the talks are said to be in advanced stage, according to a Street Insider item. The report comes after MBIA disclosed last month that it had retained Barclays as an advisor and has been working with them to explore strategic alternatives, including a possible sale of the company.
Seeking Alpha • Nov 03

MBIA Non-GAAP EPS of -$0.34 beats by $0.26, revenue of $17M misses by $6M

MBIA press release (NYSE:MBI): Q3 Non-GAAP EPS of -$0.34 beats by $0.26. Revenue of $17M (-76.4% Y/Y) misses by $6M. Book value per share was negative $15.70 as of September 30, 2022 compared with a negative $5.73 as of December 31, 2021. The decrease in book value per share since year-end 2021 was primarily due to net unrealized losses on investments, which resulted primarily from higher interest rates and wider credit spreads in 2022, and the net loss for the first nine months of 2022.
Analysis Article • Aug 07

The MBIA Inc. (NYSE:MBI) Analysts Have Been Trimming Their Sales Forecasts

Market forces rained on the parade of MBIA Inc. ( NYSE:MBI ) shareholders today, when the analysts downgraded their...
Analysis Article • May 15

Analysts Are Betting On MBIA Inc. (NYSE:MBI) With A Big Upgrade This Week

MBIA Inc. ( NYSE:MBI ) shareholders will have a reason to smile today, with the analysts making substantial upgrades to...
Analysis Article • Apr 29

Increases to CEO Compensation Might Be Put On Hold For Now at MBIA Inc. (NYSE:MBI)

CEO Bill Fallon has done a decent job of delivering relatively good performance at MBIA Inc. ( NYSE:MBI ) recently. In...
Analysis Article • Mar 08

Read This Before Buying MBIA Inc. (NYSE:MBI) Shares

We often see insiders buying up shares in companies that perform well over the long term. The flip side of that is that...
Analysis Article • Feb 01

A Look At MBIA's (NYSE:MBI) Share Price Returns

Investors can approximate the average market return by buying an index fund. When you buy individual stocks, you can...
Analysis Article • Dec 26

Here's What MBIA Inc.'s (NYSE:MBI) Shareholder Ownership Structure Looks Like

A look at the shareholders of MBIA Inc. ( NYSE:MBI ) can tell us which group is most powerful. Large companies usually...
Analysis Article • Nov 21

Insider Buying: The MBIA Inc. (NYSE:MBI) CEO & Director Just Bought 4.4% More Shares

MBIA Inc. (NYSE:MBI) shareholders (or potential shareholders) will be happy to see that the CEO & Director, William...

CEO Compensation Analysis

How has Bill Fallon's remuneration changed compared to MBIA's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2026n/an/a

-US$142m

Mar 31 2026n/an/a

-US$152m

Dec 31 2025US$4mUS$900k

-US$175m

Sep 30 2025n/an/a

-US$178m

Jun 30 2025n/an/a

-US$222m

Mar 31 2025n/an/a

-US$419m

Dec 31 2024US$4mUS$900k

-US$444m

Sep 30 2024n/an/a

-US$529m

Jun 30 2024n/an/a

-US$663m

Mar 31 2024n/an/a

-US$488m

Dec 31 2023US$17mUS$900k

-US$488m

Sep 30 2023n/an/a

-US$351m

Jun 30 2023n/an/a

-US$201m

Mar 31 2023n/an/a

-US$159m

Dec 31 2022US$4mUS$900k

-US$149m

Sep 30 2022n/an/a

-US$299m

Jun 30 2022n/an/a

-US$387m

Mar 31 2022n/an/a

-US$412m

Dec 31 2021US$4mUS$900k

-US$445m

Sep 30 2021n/an/a

-US$371m

Jun 30 2021n/an/a

-US$306m

Mar 31 2021n/an/a

-US$351m

Dec 31 2020US$4mUS$900k

-US$578m

Sep 30 2020n/an/a

-US$711m

Jun 30 2020n/an/a

-US$575m

Mar 31 2020n/an/a

-US$671m

Dec 31 2019US$4mUS$900k

-US$359m

Compensation vs Market: Bill's total compensation ($USD4.29M) is above average for companies of similar size in the US market ($USD1.62M).

Compensation vs Earnings: Bill's compensation has increased whilst the company is unprofitable.

CEO

Bill Fallon (66 yo)

9yrs
Tenure
US$4,285,215
Compensation

Mr. William Charles Fallon, also known as Bill, serves as the President of National Public Finance Guarantee Corporation since 2010 and its Chief Executive Officer since July 13, 2010 also serves as its Di...

Leadership Team

NamePositionTenureCompensationOwnership
William Fallon
CEO & Director9yrsUS$4.29m5.54%
$ 13.1m
Joseph Schachinger
Executive VP2.4yrsUS$1.29m0.49%
$ 1.2m
Daniel Avitabile
Assistant VP and MBIA Insurance’s President & Chief Risk Officer9yrsUS$1.51m1.28%
$ 3.0m
Adam Bergonzi
Assistant VP & National’s Chief Risk Officer9yrsUS$2.19m1.85%
$ 4.4m
Christopher Young
Assistant VP & National’s Chief Financial Officer9yrsUS$1.53m1.28%
$ 3.0m
Shengying Yu
Assistant VP2.3yrsno datano data
Gregory Diamond
MD and Head of Investor & Media Relations20.4yrsno datano data
William Rizzo
Co-General Counsel & Secretaryno datano datano data
9.0yrs
Average Tenure
56.5yo
Average Age

Experienced Management: MBI's management team is seasoned and experienced (9 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
William Fallon
CEO & Director9.3yrsUS$4.29m5.54%
$ 13.1m
Steven Gilbert
Independent Chairman15.3yrsUS$363.00k0.25%
$ 582.0k
Richard Vaughan
Independent Director19.1yrsUS$238.00k0.20%
$ 478.2k
Diane Dewbrey
Independent Director7.8yrsUS$238.00k0.24%
$ 562.4k
Theodore Shasta
Independent Director17.1yrsUS$238.00k0.13%
$ 307.8k
Janice Innis-Thompson
Independent Director4.9yrsUS$213.00k0.16%
$ 386.6k
12.3yrs
Average Tenure
70.5yo
Average Age

Experienced Board: MBI's board of directors are seasoned and experienced ( 12.3 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 03:45
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MBIA Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Giuliano Anderes BolognaBTIG
Darin AritaDeutsche Bank
Andrew WesselJ.P. Morgan