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United Insurance Holdings NasdaqCM:UIHC Stock Report

Last Price


Market Cap







26 Sep, 2022


Company Financials +
UIHC fundamental analysis
Snowflake Score
Future Growth0/6
Past Performance0/6
Financial Health3/6

UIHC Stock Overview

United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States.

United Insurance Holdings Competitors

Price History & Performance

Summary of all time highs, changes and price drops for United Insurance Holdings
Historical stock prices
Current Share PriceUS$0.70
52 Week HighUS$5.09
52 Week LowUS$0.70
1 Month Change-41.67%
3 Month Change-55.70%
1 Year Change-80.77%
3 Year Change-95.00%
5 Year Change-95.83%
Change since IPO-84.78%

Recent News & Updates

Sep 27

United Insurance: More United Revenue Streams May Lead To A Rebound

Summary United Insurance Holdings Corp. remains hammered by unfavorable market conditions. Its complete focus on commercial lines may help improve its cost-reduction strategies. Its liquidity position is still solid, allowing it to sustain its operations and cover financial leverage. The downtrend in the stock price is consistent with the fundamentals. United Insurance Holdings Corp. (UIHC) is one of the popular P&C insurance providers in Florida. Over the years, it has been through several economic downturns and rebounded. Yet, external pressures are tougher - inflation, roofing scams, and insurance exodus, to name a few. The rising costs, matched with lower policy renewals, are more evidence that it had to make an important decision. Thankfully, it maintains a stellar financial positioning to suffice its operations and cope with the upcoming changes. Its plan may not pay off, given its gloomy growth prospects, but it appears to be a wise move. It may also take a long time to regain its footing and bounce back. Patience, prudence, efficiency, and prudence are some attributes it has to improve to meet its target. Likewise, the stock price remains adherent to its fundamental trend as it continues to drop. Company Performance The state of Florida may not be a conducive place for many companies in the financial sector. The market volatility and the increased frequency of natural calamities are some problems. Yet, there appears to be more than meets the eye. It is more evident in the insurance industry, particularly P&C insurance providers. In recent years, there have been six insurance companies withdrawing from the state. Earlier this year, another three companies started liquidating. The pandemic disruptions, higher claims, and tighter competition are the primary drivers. UIHC is not exempt. It must be noted that many of its peers are also experiencing massive setbacks. That is why it is reasonable to say that Florida must prepare for a potential P&C insurance exodus. Policyholders and contractors hurt many companies amidst the rampant roofing scams. Despite this, it appears that UIHC is trying its best to strategize and stay afloat amidst market pressures. In Q2 quarter, operating revenue amounted to $115.79 million, a 26% year-over-year decrease. Yet, it is a slight rebound from 1Q 2022 at $102.37 million, giving it a 13% increase. The massive change in the last year has been driven by policy additions and renewals. We can see the downtrend in the policy renewals in personal lines, leading to a 25% reduction. Thankfully, UIHC is determined to offset it by its strategic pricing that continues to increase. It moves in line with the increase in additional premiums as the demand for P&C insurance increases. Only, the overall impact of lower policy renewals is much greater than higher premium rates and policy additions. Operating Revenue and Losses/Claims (MarketWatch) Meanwhile, commercial lines are stable and still show promise. Policy rates, additions, and renewals are in an uptrend, offsetting the decrease in personal lines. So, commercial lines now appear to be the stronger segment with a steady increase in demand. The operating revenue of this segment is $50.5 million, a 14% increase from the comparative quarter. The prudent management of its investment portfolio is also part of its core competencies. Investment yields are also stable in a high-inflation environment. UIHC may still make a comeback. But, these promising prospects may not materialize soon. Patience and prudence must work hand in hand before their strategies and efforts pay off. It will still take a long time as economic uncertainties remain evident in the U.S. Plus, the hurricane season is not done yet. The figures show that focusing on commercial lines may be a wise move to stabilize its operations. Aside from sustained policy additions and renewals, this segment appears to be more efficient. Operating costs and expenses are lower. Underlying losses are more manageable in commercial lines than personal lines. The operating costs and expenses of personal lines of $114 million (page 5) are more than thrice as much as that of commercial lines at only $32 million. It can be attributed to the higher amount and frequency of claims. Also, roofing scams are more evident in personal lines. The operating margin is -26% vs -20% in 2Q 2021. But, it is better than in 1Q 2022 at -42%. The operating margin of commercial lines is 30% vs 13% in 2Q 2021, proving the enhanced demand and efficiency in the commercial lines segment. Operating Margin (MarketWatch) Commercial Lines Operating Margin (MarketWatch) If we compare it to its close peers, UIHC is lagging behind them. Its revenue growth and operating margin are negative and second to the lowest. It also has the highest drop in policies in force, primarily due to the decrease in personal lines. It appears to have a hard time sustaining the demand in both segments while keeping costs and expenses low. It must work better and wiser to bounce back, and its decision to withdraw personal lines may be an ideal move. Revenue Growth (MarketWatch) Policies in Force (2Q 2022 Financial Report) Operating Margin (MarketWatch) Potential Risks United Insurance Holdings Corp. has been hammered in the last year. It was one of those unperturbed insurance providers in Florida amidst the pandemic. Yet, the widespread roofing scams and increased natural calamities are almost unbearable. To address the problem, the company is working on its transition after its reorganization. Also, it plans to withdraw its personal lines segment in Florida and other states. It can be challenging since personal lines are one of the primary revenue components. But doing so may help it manage its costs and manage policy retention better. It may also lead to an orderly run-off that may materialize in the long-run. We have to weigh the impact though to know how much it will improve or further aggravate the situation. The P&C insurance industry in Florida is plagued with roofing scams. The state only comprises 9% of the total P&C insurance claims in the US. Yet, almost 80% of lawsuits are fraudulent. Numerous reports point to the possible connivance of roofers, public adjusters, and salespeople. They even connive with the homeowners. For instance, scams begin under the pretense of free roof inspection by roofing contractors after the storm. They come knocking at the door of random households, claiming to have seen roof damage and offering a free inspection. After a while, they come back to the owners confirming the roof damage and come back with proof damage. They convince the homeowner to have the insurance company cover roof damages. It has been problematic and rampant for many P&C insurance provider, especially in Florida, given its exposure to storms and hurricanes. To combat the connivance between policyholders and contractors, the government exerts more effort. It allows P&C insurance companies to be stricter with claims approval. But, companies are still in a disadvantaged position. They can’t deny claims whether due to natural disasters or deliberate actions if the roof age is below fifteen years. On average, roof age is twenty years. So, problems are still visible. Insurers are faced with choices between adhering to these restrictions or leaving the state. UIHC is a popular insurance provider and one of the most active in targeting more individuals. Perhaps it is a wise move to implement more stringent underwriting policies. But, it led to a 25% year-over-year decrease in policy retention. The increase in policy rates and additional policies could not offset the impact. Another risk is the vulnerability of Florida to natural disasters. Research on the OCHA Services shows that over 400 catastrophic events happened worldwide. The number is 20% higher than the average in 2001-2020. In the U.S. alone, there were 97 natural disasters in 2021, accounting for 22% of the global data. Since 2017, a total of 101 severe storms and hurricanes have been recorded. The uptrend is evident, showing the increased frequency and intensity of natural disasters. The risk is higher in Florida with 41% of hurricanes hitting Florida since 1850. In 2021, it was one of the ten hard-hit states, leading to billion-dollar damages. As global warming becomes more evident, experts expect more frequent and severe disasters. The US had $742 billion in damages brought about by natural calamities in the last five years. This value is way higher than the 1980-2021 average. With the above-normal intensity of natural disasters, more risks and costs may be incurred. As such, P&C insurance becomes at the forefront of climate resilience. Indeed, it is challenging to have this industry in the state. The roofing scams and higher exposure to hurricanes may bring more risks to the business. It may have higher claims due to the combination of these two factors. Now that it has fewer revenue streams, it must be more strategic with the pricing. It must be more careful with policy approval to lower the risk of scams and manage expenses better. Potential Opportunities United Insurance Holdings Corp. is the fourth Florida-based P&C insurance provider I have covered. I can say that it appears to be the weakest so far. My observation is based on the current results, especially its massive decline in policies and margins. Even so, I can see its potential to rebound as it tries to match its operating capacity and viability with the current market conditions. It may not be easy, so stakeholders must be wiser and more patient. There are opportunities that can help UIHC speed up its recovery. Right now, it still appears weaker than usual, but its fundamentals remain sound. This aspect may tell that UIHC is still capable of maneuvering in a stormy market landscape. UIHC has a solid liquidity position, allowing it to cover its main liabilities. Cash levels are stable, comprising 26% of the total assets. Also, its percentage is higher than in 2Q 2021 at 20%. Investments are way lower than in 2021, which can be attributed to the operational contraction. Also, interest rate hikes affect investment valuation and yields. If we combine cash and investments, their value will be 74% of the total assets. They can also cover borrowings and insurance liabilities even in a single payment. Borrowings are also stable, showing that it still can sustain its operations without increasing its financial leverage. It has adequate capacity to cover its present requirements, which is vital amidst its reorganization. Cash and Investments and Insurance Liabilities/Borrowings (MarketWatch) Another opportunity is the potential expansion in the P&C insurance industry. It means more demand and revenues for P&C insurance companies. Recent estimates of the Insurance Journal show that it the U.S. expansion may reach 3.7% this year and 3.3% in 2024. Likewise, the global P&C insurance industry may expand by more than 5% in the next 12 months. Given this, its plan to pull out personal lines in Florida and other states appears to be a double-edged sword. It already lost many policyholders, as shown by the decrease in policies in force. But, it may be a wise move amidst roofing scams and more frequent natural disasters. As discussed, Florida has more exposure to hurricanes, given its location. So, it may avert more claims from homeowners and other individuals. It may also be more relaxed, knowing that it is a fresh start to eradicate false roof damage claims. Personal lines account for more costs and expenses due to higher claims. The net income of commercial lines of $18.8 million or $0.44 per share is higher than $5.5 million or $0.13 per share in 2Q 2021. It conveys that focusing on commercial lines segment can be more lucrative. “Due to significant uncertainty around the future availability of reinsurance for our personal lines business, I believe placing United P&C into an orderly run-off is prudent and necessary to protect the Company and its policyholders. The Company is actively pursuing opportunities to leverage our people, technology, and other capabilities. Our commercial business continues to perform well and provides the Company a stable platform to build new engines of growth and profitability,” said Dan Peed, Chairman & CEO. Estimated P&C Insurance Expansion (Insurance Journal) Even better, withdrawing from personal lines means it can focus on commercial lines better. Note that there is tighter competition in P&C insurance, especially in Florida. It may be confusing at first, given the P&C insurance exodus in Florida. But, the increasing preference of many P&C insurance companies to commercial lines rather than the problematic personal lines may start competition in the segment. Thankfully, UIHC currently focuses on commercial lines, providing it more advantage to improve this segment. Moreover, it has better pricing flexibility. Many reviews show that its policies are 7% cheaper than its peers. On average, its P&C insurance is way lower than the state and national average. It has a more flexible pricing system, which can adjust to market changes. It is evident in how its premium rate continues to increase in response to inflation. With regard to inflation, it appears to be in an autumn lull. It continues to decrease at 8.3% although it is still way higher than pre-pandemic levels. Despite this, the demand for P&C insurance is still higher as shown by its policy additions. It may become better once the economy stabilizes. It has to focus on how it can expand its commercial lines.

Aug 25

United Insurance files withdrawal plans in three states due to personal-lines uncertainty

United Property & Casualty Insurance Company, a subsidiary of United Insurance Holdings (NASDAQ:UIHC), on Thursday has filed plans of withdrawal in Florida, Louisiana and Texas involving non-renewing personal lines policies in those states. Regulatory approval has been received in Louisiana but is still pending in Florida and Texas. United P&C intends to pursue the same such action in New York. “Due to significant uncertainty around the future availability of reinsurance for our personal lines business, I believe placing United P&C into an orderly run-off is prudent and necessary to protect the Company and its policyholders," said CEO and Chairman Dan Peed. Peed added the his Florida-based company's commercial business "continues to perform well." Previously, (August 8) United Insurance Non-GAAP EPS of -$1.49 misses by $1.26, revenue of $115.79M beats by $1.81M.

Jul 27

United Insurance reports Q2 estimated losses, consolidates Florida-based insurers

United Insurance (NASDAQ:UIHC) on Tuesday reported estimated losses incurred in Q2 and said it consolidated its 4 Florida-based insurers into 2. UIHC expects current year catastrophe losses incurred for Q2 of ~$21M before income taxes (~$17M after tax), net of expected reinsurance recoveries. UIHC estimates adverse development on prior year losses incurred for Q2 of ~$8M before income taxes (~$6M after tax), net of expected reinsurance recoveries. UIHC's cumulative loss position led to the need for a valuation allowance on its deferred tax assets. UIHC estimates Q2 valuation allowance to be ~$59M, which will decrease net earnings by ~$44M. Under its reorganization plan, UIHC merged Family Security Insurance into United Property & Casualty Insurance, with United Property being the surviving entity, effective May 31. UIHC merged Journey Insurance into American Coastal Insurance, with American Coastal being the surviving entity, effective Jun. 1. As part of the merger, $30M of Journey's capital was redistributed to United Property. Earlier this month, UIHC had initiated a review of strategic and capital raising alternatives.

Shareholder Returns

UIHCUS InsuranceUS Market

Return vs Industry: UIHC underperformed the US Insurance industry which returned -2.9% over the past year.

Return vs Market: UIHC underperformed the US Market which returned -23% over the past year.

Price Volatility

Is UIHC's price volatile compared to industry and market?
UIHC volatility
UIHC Average Weekly Movement12.5%
Insurance Industry Average Movement4.3%
Market Average Movement6.9%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market2.8%

Stable Share Price: UIHC is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 13% a week.

Volatility Over Time: UIHC's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

1999472Dan Peed

United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism.

United Insurance Holdings Fundamentals Summary

How do United Insurance Holdings's earnings and revenue compare to its market cap?
UIHC fundamental statistics
Market CapUS$30.32m
Earnings (TTM)-US$118.84m
Revenue (TTM)US$535.44m


P/S Ratio


P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UIHC income statement (TTM)
Cost of RevenueUS$516.16m
Gross ProfitUS$19.28m
Other ExpensesUS$138.12m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date


Earnings per share (EPS)-2.74
Gross Margin3.60%
Net Profit Margin-22.19%
Debt/Equity Ratio93.4%

How did UIHC perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.


Is UIHC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score


Valuation Score 2/6

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for UIHC?

Other financial metrics that can be useful for relative valuation.

UIHC key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Book Ratio vs Peers

How does UIHC's PB Ratio compare to its peers?

UIHC PB Ratio vs Peers
The above table shows the PB ratio for UIHC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPBEstimated GrowthMarket Cap
Peer Average0.3x
PPHI Positive Physicians Holdings
KINS Kingstone Companies
HALL Hallmark Financial Services
HRTG Heritage Insurance Holdings
UIHC United Insurance Holdings

Price-To-Book vs Peers: UIHC is good value based on its Price-To-Book Ratio (0.2x) compared to the peer average (0.3x).

Price to Earnings Ratio vs Industry

How does UIHC's PE Ratio compare vs other companies in the US Insurance Industry?

Price-To-Book vs Industry: UIHC is good value based on its Price-To-Book Ratio (0.2x) compared to the US Insurance industry average (1x)

Price to Book Ratio vs Fair Ratio

What is UIHC's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

UIHC PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.2x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate UIHC's Price-To-Book Fair Ratio for valuation analysis.

Share Price vs Fair Value

What is the Fair Price of UIHC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate UIHC's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate UIHC's fair value for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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Future Growth

How is United Insurance Holdings forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

Future Growth Score


Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UIHC is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: UIHC is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: UIHC is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: UIHC's revenue is expected to decline over the next 3 years (-28.5% per year).

High Growth Revenue: UIHC's revenue is forecast to decline over the next 3 years (-28.5% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if UIHC's Return on Equity is forecast to be high in 3 years time

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Past Performance

How has United Insurance Holdings performed over the past 5 years?

Past Performance Score


Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: UIHC is currently unprofitable.

Growing Profit Margin: UIHC is currently unprofitable.

Past Earnings Growth Analysis

Earnings Trend: UIHC is unprofitable, and losses have increased over the past 5 years at a rate of 55.9% per year.

Accelerating Growth: Unable to compare UIHC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UIHC is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-22.8%).

Return on Equity

High ROE: UIHC has a negative Return on Equity (-72.05%), as it is currently unprofitable.

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Financial Health

How is United Insurance Holdings's financial position?

Financial Health Score


Financial Health Score 3/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Stable Cash Runway

  • Forecast Cash Runway

Financial Position Analysis

Short Term Liabilities: UIHC's short term assets ($1.7B) do not cover its short term liabilities ($2.0B).

Long Term Liabilities: UIHC's short term assets ($1.7B) exceed its long term liabilities ($310.9M).

Debt to Equity History and Analysis

Debt Level: UIHC has more cash than its total debt.

Reducing Debt: UIHC's debt to equity ratio has increased from 10.2% to 93.4% over the past 5 years.

Balance Sheet

Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: UIHC has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: UIHC has less than a year of cash runway if free cash flow continues to reduce at historical rates of 49% each year

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What is United Insurance Holdings's current dividend yield, its reliability and sustainability?

Dividend Score


Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Cash Flow Coverage


Forecast Dividend Yield

Dividend Yield vs Market

United Insurance Holdings Dividend Yield vs Market
How does United Insurance Holdings dividend yield compare to the market?
SegmentDividend Yield
Company (United Insurance Holdings)0%
Market Bottom 25% (US)1.7%
Market Top 25% (US)4.7%
Industry Average (Insurance)2.5%
Analyst forecast in 3 Years (United Insurance Holdings)2.9%

Notable Dividend: Unable to evaluate UIHC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate UIHC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.

Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if UIHC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if UIHC's dividend payments have been increasing.

Earnings Payout to Shareholders

Earnings Coverage: UIHC is not paying a notable dividend for the US market.

Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as UIHC has not reported any payouts.

Discover strong dividend paying companies


How experienced are the management team and are they aligned to shareholders interests?


Average management tenure


Dan Peed (59 yo)





Mr. Robert Daniel Peed, also known as Dan, has served as UPC Insurance's Chief Executive Officer and Chairman of the Board since July of 2020. Mr. Peed has served as a Member of the Board since 2017. Mr. P...

Leadership Team

Experienced Management: UIHC's management team is considered experienced (2.2 years average tenure).

Board Members

Experienced Board: UIHC's board of directors are seasoned and experienced ( 10.5 years average tenure).


Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Recent Insider Transactions

NasdaqCM:UIHC Recent Insider Transactions by Companies or Individuals
DateValueNameEntityRoleSharesMax Price
19 May 22BuyUS$76,050Alec PoitevintIndividual45,000US$1.69
16 May 22BuyUS$69,143Alec PoitevintIndividual41,650US$1.67
13 May 22BuyUS$7,177Sem Minerals, L.P.Company4,059US$1.77
13 May 22BuyUS$1,634Alec PoitevintIndividual925US$1.77
12 May 22BuyUS$46,200Alec PoitevintIndividual30,075US$1.63
12 May 22BuyUS$62,311Sem Minerals, L.P.Company39,941US$1.63
11 May 22BuyUS$36,375Kent WhittemoreIndividual25,000US$1.46
11 May 22BuyUS$7,800Patrick MaroneyIndividual5,000US$1.56
11 May 22BuyUS$156,870Michael HoganIndividual100,000US$1.57
29 Dec 21BuyUS$10,521Gregory BranchIndividual2,405US$4.37
29 Dec 21BuyUS$15,260Branch Family Foundation Inc, Endowment ArmCompany3,490US$4.37
27 Dec 21BuyUS$11,682Gregory BranchIndividual2,717US$4.30
27 Dec 21BuyUS$7,738Branch Family Foundation Inc, Endowment ArmCompany1,800US$4.30
03 Dec 21BuyUS$87,600Michael HoganIndividual20,000US$4.46
01 Dec 21BuyUS$32,325Patrick MaroneyIndividual7,500US$4.31
16 Nov 21BuyUS$56,640Brooke ShiraziIndividual12,000US$4.72
28 Sep 21BuyUS$88,000Brooke ShiraziIndividual25,000US$3.52

Ownership Breakdown

What is the ownership structure of UIHC?
Owner TypeNumber of SharesOwnership Percentage
Private Companies568,0001.3%
General Public12,127,30428.0%
Individual Insiders22,729,90852.5%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 68.24% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
R. Peed
17,331,336$12.1m0.03%no data
Gregory Branch
2,240,299$1.6m0.22%no data
Tieton Capital Management, LLC
Dimensional Fund Advisors LP
1,121,671$785.2k-6.29%no data
Alec Poitevint
803,000$562.1k18.03%no data
William Hood
777,069$543.9k0.65%no data
The Vanguard Group, Inc.
771,525$540.1k13.39%no data
BlackRock, Inc.
687,892$481.5k-60.94%no data
Sem Minerals, L.P.
568,000$397.6k8.4%no data
Eaton Vance Management
445,654$312.0k89.44%no data
Kent Whittemore
354,885$248.4k9.23%no data
Michael Hogan
338,754$237.1k44.92%no data
Millennium Management LLC
295,920$207.1k374.93%no data
Kern Davis
284,618$199.2k1.79%no data
Jacobs Levy Equity Management Inc
270,466$189.3k-1.49%no data
Sherrill Hudson
188,403$131.9k2.73%no data
Geode Capital Management, LLC
187,248$131.1k-44.33%no data
Polaris Capital Management, LLC
181,251$126.9k0%no data
Lido Advisors, LLC
175,102$122.6k0%no data
Two Sigma Advisers, LP
158,800$111.2k1.15%no data
Brooke Shirazi
137,000$95.9k0%no data
BNY Mellon Asset Management
128,814$90.2k-32.43%no data
Ergoteles LLC
96,888$67.8k354.7%no data
Marshall Wace LLP
91,716$64.2k-33.32%no data
Acuitas Investments, LLC

Company Information

United Insurance Holdings Corp.'s employee growth, exchange listings and data sources

Key Information

  • Name: United Insurance Holdings Corp.
  • Ticker: UIHC
  • Exchange: NasdaqCM
  • Founded: 1999
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Implied Market Cap: US$30.319m
  • Shares outstanding: 43.31m
  • Website:

Number of Employees


  • United Insurance Holdings Corp.
  • 800 2nd Avenue South
  • Saint Petersburg
  • Florida
  • 33701
  • United States


TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
UIHCNasdaqCM (Nasdaq Capital Market)YesCommon StockUSUSDOct 2008
0UIDB (Deutsche Boerse AG)YesCommon StockDEEUROct 2008

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/09/26 00:00
End of Day Share Price2022/09/26 00:00
Annual Earnings2021/12/31

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.