ACIC Stock Overview
Through its subsidiaries, engages in the commercial and personal property, and casualty insurance business in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
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Successful Launch Of Apartment Program And Catastrophe Bonds Will Stabilize Future Earnings Outlook
American Coastal Insurance Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.28 |
| 52 Week High | US$15.08 |
| 52 Week Low | US$8.82 |
| Beta | -0.34 |
| 1 Month Change | -0.57% |
| 3 Month Change | -12.22% |
| 1 Year Change | 14.02% |
| 3 Year Change | 242.06% |
| 5 Year Change | 50.31% |
| Change since IPO | 166.96% |
Recent News & Updates
Recent updates
Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today
Feb 20
Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified
Nov 07American Coastal Insurance: A Remarkable Comeback
Jul 17American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected
Feb 16American Coastal Insurance: Stock Continues To Gain Traction But Caution Required
Jan 12Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)
Dec 25United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian
Oct 12United Insurance: More United Revenue Streams May Lead To A Rebound
Sep 27United Insurance files withdrawal plans in three states due to personal-lines uncertainty
Aug 25United Insurance reports Q2 estimated losses, consolidates Florida-based insurers
Jul 27United Insurance initiates strategic review
Jul 13United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06
Feb 27United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06
Nov 13United Insurance, Republic First Bancorp may fall out of Russell 2000, KBW says
Jun 02Shareholder Returns
| ACIC | US Insurance | US Market | |
|---|---|---|---|
| 7D | 2.2% | 0.3% | -2.2% |
| 1Y | 14.0% | 18.2% | 9.6% |
Return vs Industry: ACIC underperformed the US Insurance industry which returned 18.2% over the past year.
Return vs Market: ACIC exceeded the US Market which returned 9.6% over the past year.
Price Volatility
| ACIC volatility | |
|---|---|
| ACIC Average Weekly Movement | 5.6% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.4% |
Stable Share Price: ACIC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ACIC's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 65 | Brad Martz | www.amcoastal.com |
American Coastal Insurance Corporation, through its subsidiaries, engages in the commercial and personal property, and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to dwellings and buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism.
American Coastal Insurance Corporation Fundamentals Summary
| ACIC fundamental statistics | |
|---|---|
| Market cap | US$592.49m |
| Earnings (TTM) | US$76.32m |
| Revenue (TTM) | US$296.66m |
7.8x
P/E Ratio2.0x
P/S RatioIs ACIC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ACIC income statement (TTM) | |
|---|---|
| Revenue | US$296.66m |
| Cost of Revenue | US$140.31m |
| Gross Profit | US$156.35m |
| Other Expenses | US$80.03m |
| Earnings | US$76.32m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.58 |
| Gross Margin | 52.70% |
| Net Profit Margin | 25.73% |
| Debt/Equity Ratio | 63.2% |
How did ACIC perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/16 13:17 |
| End of Day Share Price | 2025/03/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
American Coastal Insurance Corporation is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Carletti | JMP Securities |
| Charles Gregory Peters | Raymond James & Associates |
| Daniel Farrell | Sterne Agee & Leach |