American Coastal Insurance Corporation

NasdaqCM:ACIC Stock Report

Market Cap: US$540.1m

American Coastal Insurance Management

Management criteria checks 4/4

American Coastal Insurance's CEO is Brad Martz, appointed in Jul 2020, has a tenure of 4.83 years. total yearly compensation is $1.74M, comprised of 30.2% salary and 69.8% bonuses, including company stock and options. directly owns 0.66% of the company’s shares, worth $3.56M. The average tenure of the management team and the board of directors is 4.7 years and 13.2 years respectively.

Key information

Brad Martz

Chief executive officer

US$1.7m

Total compensation

CEO salary percentage30.18%
CEO tenure4.8yrs
CEO ownership0.7%
Management average tenure4.7yrs
Board average tenure13.2yrs

Recent management updates

Recent updates

Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

Feb 20
Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified

Nov 07
Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified
author-image

Reinsurance Strategy And Streamlining Operations Set To Propel Growth And Profitability

Sep 24 Strategic adjustments and divestments aim to boost profitability and streamline operations, focusing on more lucrative commercial lines.

American Coastal Insurance: A Remarkable Comeback

Jul 17

American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

Feb 16
American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

American Coastal Insurance: Stock Continues To Gain Traction But Caution Required

Jan 12

Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

Dec 25
Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian

Oct 12

United Insurance: More United Revenue Streams May Lead To A Rebound

Sep 27

United Insurance files withdrawal plans in three states due to personal-lines uncertainty

Aug 25

United Insurance reports Q2 estimated losses, consolidates Florida-based insurers

Jul 27

United Insurance initiates strategic review

Jul 13

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Feb 27
United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Nov 13
United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

CEO Compensation Analysis

How has Brad Martz's remuneration changed compared to American Coastal Insurance's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2025n/an/a

US$72m

Dec 31 2024US$2mUS$525k

US$76m

Sep 30 2024n/an/a

US$85m

Jun 30 2024n/an/a

US$72m

Mar 31 2024n/an/a

US$77m

Dec 31 2023US$2mUS$520k

US$85m

Sep 30 2023n/an/a

US$69m

Jun 30 2023n/an/a

US$26m

Mar 31 2023n/an/a

-US$8m

Dec 31 2022US$2mUS$495k

-US$24m

Sep 30 2022n/an/a

-US$43m

Jun 30 2022n/an/a

-US$30m

Mar 31 2022n/an/a

-US$40m

Dec 31 2021US$1mUS$471k

-US$2m

Sep 30 2021n/an/a

-US$90m

Jun 30 2021n/an/a

-US$149m

Mar 31 2021n/an/a

-US$102m

Dec 31 2020US$1mUS$427k

-US$96m

Sep 30 2020n/an/a

-US$71m

Jun 30 2020n/an/a

-US$25m

Mar 31 2020n/an/a

-US$52m

Dec 31 2019US$981kUS$400k

-US$30m

Sep 30 2019n/an/a

-US$33m

Jun 30 2019n/an/a

-US$16m

Mar 31 2019n/an/a

US$1m

Dec 31 2018US$1mUS$381k

US$290k

Compensation vs Market: Brad's total compensation ($USD1.74M) is below average for companies of similar size in the US market ($USD2.67M).

Compensation vs Earnings: Brad's compensation has been consistent with company performance over the past year.

CEO

Brad Martz (53 yo)

4.8yrs

Tenure

US$1,739,773

Compensation

Mr. Bennett Bradford Martz, also known as Brad, CPA, is Chief Executive Officer at United Property & Casualty Insurance Company, Asset Management Arm from 2025 and is its President. He served as President...

Leadership Team

NamePositionTenureCompensationOwnership
Robert Peed
Executive Chairman8.1yrsUS$211.15kno data
Bennett Martz
President & CEO4.8yrsUS$1.74m0.66%
$ 3.6m
Svetlana Castle
Chief Financial Officer1.3yrsUS$922.36k0.011%
$ 58.1k
Christopher Griffith
COO & Chief Information Officer6.6yrsUS$1.23m0.34%
$ 1.8m
Brooke Adler
General Counsel & Corporate Secretary5.3yrsUS$1.09m0.16%
$ 856.2k
James Gray
Chief Compliance & Risk Officer1.3yrsno data0.37%
$ 2.0m
Antonio Gonzalez
Senior Vice President of Sales & Agency Relations4.7yrsno datano data

4.7yrs

Average Tenure

50.5yo

Average Age

Experienced Management: ACIC's management team is considered experienced (4.7 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Robert Peed
Executive Chairman8.1yrsUS$211.15kno data
Sherrill Hudson
Independent Director12yrsUS$156.15k0.39%
$ 2.1m
Alec Poitevint
Independent Lead Director16.7yrsUS$146.15k2.04%
$ 11.0m
Gregory Branch
Independent Chairman Emeritus17.3yrsUS$186.15k4.65%
$ 25.1m
William Hood
Independent Director13.2yrsUS$136.15k2.02%
$ 10.9m
Kent Whittemore
Independent Director16.7yrsUS$148.65k0.79%
$ 4.3m
Kern Davis
Independent Director13.2yrsUS$146.15k0.61%
$ 3.3m
Michael Hogan
Independent Director8.1yrsUS$136.15k0.74%
$ 4.0m
Patrick Maroney
Independent Director8.1yrsUS$136.15k0.19%
$ 1.0m

13.2yrs

Average Tenure

74yo

Average Age

Experienced Board: ACIC's board of directors are seasoned and experienced ( 13.2 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/14 21:48
End of Day Share Price 2025/05/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American Coastal Insurance Corporation is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Charles Gregory PetersRaymond James & Associates
Daniel FarrellSterne Agee & Leach