American Coastal Insurance Future Growth

Future criteria checks 3/6

American Coastal Insurance is forecast to grow earnings and revenue by 9% and 28% per annum respectively while EPS is expected to grow by 4.8% per annum.

Key information

9.0%

Earnings growth rate

4.8%

EPS growth rate

Insurance earnings growth	8.9%
Revenue growth rate	28.0%
Future return on equity	n/a
Analyst coverage	Low
Last updated	13 May 2024

Recent future growth updates

Recent updates

American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

Feb 16

American Coastal Insurance: Stock Continues To Gain Traction But Caution Required

Jan 12

Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

Dec 25

United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian

Oct 12

United Insurance: More United Revenue Streams May Lead To A Rebound

Sep 27

United Insurance files withdrawal plans in three states due to personal-lines uncertainty

Aug 25

United Insurance reports Q2 estimated losses, consolidates Florida-based insurers

Jul 27

Earnings and Revenue Growth Forecasts

NasdaqCM:ACIC - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2025	450	87	N/A	N/A	1
12/31/2024	370	74	N/A	N/A	1
3/31/2024	269	75	93	93	N/A
12/31/2023	287	82	-136	-136	N/A
9/30/2023	489	-364	-260	-260	N/A
6/30/2023	503	-406	-415	-414	N/A
3/31/2023	302	-9	-258	-256	N/A
12/31/2022	270	-40	-176	-173	N/A
9/30/2022	350	-43	-288	-284	N/A
6/30/2022	440	-30	-264	-259	N/A
3/31/2022	531	-40	-255	-250	N/A
12/31/2021	229	-2	-301	-295	N/A
9/30/2021	721	-90	-290	-285	N/A
6/30/2021	771	-149	-184	-178	N/A
3/31/2021	832	-102	-103	-95	N/A
12/31/2020	847	-96	-21	-10	N/A
9/30/2020	816	-71	71	85	N/A
6/30/2020	811	-25	86	109	N/A
3/31/2020	799	-52	147	169	N/A
12/31/2019	825	-30	127	149	N/A
9/30/2019	796	-33	114	132	N/A
6/30/2019	776	-16	118	126	N/A
3/31/2019	754	1	33	39	N/A
12/31/2018	724	0	22	26	N/A
9/30/2018	725	38	48	52	N/A
6/30/2018	709	22	31	35	N/A
3/31/2018	704	15	-3	3	N/A
12/31/2017	654	10	N/A	36	N/A
9/30/2017	603	-27	N/A	61	N/A
6/30/2017	559	4	N/A	72	N/A
3/31/2017	502	7	N/A	20	N/A
12/31/2016	487	6	N/A	66	N/A
9/30/2016	456	30	N/A	104	N/A
6/30/2016	418	35	N/A	97	N/A
3/31/2016	383	30	N/A	120	N/A
12/31/2015	358	27	N/A	98	N/A
9/30/2015	334	25	N/A	93	N/A
6/30/2015	313	26	N/A	74	N/A
3/31/2015	295	30	N/A	71	N/A
12/31/2014	280	41	N/A	69	N/A
9/30/2014	267	37	N/A	89	N/A
6/30/2014	250	32	N/A	87	N/A
3/31/2014	231	27	N/A	95	N/A
12/31/2013	208	20	N/A	110	N/A
9/30/2013	183	14	N/A	62	N/A
6/30/2013	163	11	N/A	52	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: ACIC's forecast earnings growth (9% per year) is above the savings rate (2.4%).

Earnings vs Market: ACIC's earnings (9% per year) are forecast to grow slower than the US market (14.6% per year).

High Growth Earnings: ACIC's earnings are forecast to grow, but not significantly.

Revenue vs Market: ACIC's revenue (28% per year) is forecast to grow faster than the US market (8.3% per year).

High Growth Revenue: ACIC's revenue (28% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if ACIC's Return on Equity is forecast to be high in 3 years time

American Coastal Insurance Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Price target decreased to US$3.50

United Insurance Holdings Corp. Provides Earnings Guidance for the Second Quarter Ended June 30, 2021

Price target increased to US$7.25

United Insurance Holdings Corp. Provides Estimated Catastrophe Losses Incurred from October 1, 2020 to November 30, 2020

Price target lowered to US$6.50

Price target lowered to US$8.25

Recent updates

President exercised options and sold US$186k worth of stock

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Investor sentiment improves as stock rises 18%

American Coastal Insurance Corporation to Report Q1, 2024 Results on May 09, 2024

American Coastal Insurance Corporation, Annual General Meeting, May 14, 2024

New major risk - Revenue and earnings growth

Investor sentiment deteriorates as stock falls 26%

New minor risk - Shareholder dilution

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

American Coastal Insurance Corporation to Report Q4, 2024 Results on Feb 29, 2024

American Coastal Insurance Corporation Announces CFO Changes

American Coastal Insurance: Stock Continues To Gain Traction But Caution Required

Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

An unknown buyer agreed to acquire 100% of the issued and outstanding securities of Interboro Insurance Company from American Coastal Insurance Corporation (NasdaqCM:ACIC) for $23 million.

Third quarter 2023 earnings released: EPS: US$0.33 (vs US$1.65 loss in 3Q 2022)

Insufficient new directors

American Coastal Insurance Corporation to Report Q3, 2023 Results on Nov 13, 2023

Insufficient new directors

United Insurance Holdings Corp. to Report Q2, 2023 Results on Aug 10, 2023

United Insurance Holdings Corp. announced delayed 10-Q filing

Full year 2022 earnings released: US$10.91 loss per share (vs US$1.35 loss in FY 2021)

Full year 2022 earnings released: US$10.87 loss per share (vs US$1.35 loss in FY 2021)

United Insurance Holdings Corp. to Report Q4, 2022 Results on Mar 02, 2023

Independent Lead Director recently bought US$86k worth of stock

Third Lake Partners LLC acquired UPC Insurance's Headquarters in downtown St. Petersburg. from United Insurance Holdings Corp. (NasdaqCM:UIHC) for $10.5 million.

Insufficient new directors

Third quarter 2022 earnings released: US$1.65 loss per share (vs US$0.33 loss in 3Q 2021)

United Insurance Holdings Corp. Announces Brooke Shirazi Has Departed from the Position of Chief Underwriting Officer

United Insurance Holdings Corp. to Report Q3, 2022 Results on Nov 09, 2022

United Insurance Holdings Receives Non-Compliance Letter from Nasdaq

United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian

United Insurance: More United Revenue Streams May Lead To A Rebound

United Insurance files withdrawal plans in three states due to personal-lines uncertainty

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

United Insurance Holdings Corp. Announces Resignation of Alycia Weigley from the Position of Chief Talent Officer

United Insurance Holdings Corp. to Report Q2, 2022 Results on Aug 08, 2022

United Insurance reports Q2 estimated losses, consolidates Florida-based insurers

United Insurance initiates strategic review

Insufficient new directors

United Insurance Holdings Corp. Announces Resignation of Scott St John from the Position of Chief Claims Officer, Effective July 8, 2022

United Insurance Holdings Corp.(NasdaqCM:UIHC) dropped from Russell 2000 Dynamic Index

United Insurance Holdings Corp. Announces Not to Declare Dividend for the Second Quarter of 2022

United Insurance Holdings Corp. to Report Q1, 2022 Results on May 09, 2022

United Insurance Holdings Corp. Announces Reorganization Plan

United Insurance Holdings Corp., Annual General Meeting, May 03, 2022

Upcoming dividend of US$0.06 per share

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behind

United Insurance Holdings Corp. Declares Quarterly Cash Dividend, Payable on March 16, 2022

United Insurance Holdings Corp. to Report Q4, 2021 Results on Feb 23, 2022

HCI Group, Inc. (NYSE:HCI) reached an agreement in principle to acquire Personal lines insurance business in the states of Georgia, North Carolina, and South Carolina from United Insurance Holdings Corp. (NASDAQ: UIHC).

Independent Director recently bought US$88k worth of stock

Insufficient new directors

Chief Underwriting Officer recently bought US$57k worth of stock

Third quarter 2021 earnings released: US$0.33 loss per share (vs US$1.73 loss in 3Q 2020)

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Chief Underwriting Officer recently bought US$88k worth of stock

Price target decreased to US$3.50

United Insurance Holdings Corp. Provides Earnings Guidance for the Second Quarter Ended June 30, 2021

United Insurance, Republic First Bancorp may fall out of Russell 2000, KBW says

United Insurance Holdings Corp. Secures 2021 - 2022 Core Catastrophe and Quota Share Reinsurance Programs

First quarter 2021 earnings released: US$0.41 loss per share (vs US$0.30 loss in 1Q 2020)

United Insurance Holdings declares $0.06 dividend

United Insurance Holdings Corp. Declares Quarterly Cash Dividend, Payable on May 24, 2021

United Insurance Holdings declares $0.06 dividend

Independent Director recently bought US$144k worth of stock

Independent Lead Director recently bought US$112k worth of stock

Read This Before Selling United Insurance Holdings Corp. (NASDAQ:UIHC) Shares