CSAS.F logo

Credit Saison Co., Ltd.OTCPK:CSAS.F Stock Report

Market Cap US$3.7b
Share Price
US$27.49
My Fair Value
US$32.64
15.8% undervalued intrinsic discount
1Yn/a
7D0%
Portfolio Value
View

Credit Saison Co., Ltd.

OTCPK:CSAS.F Stock Report

Market Cap: US$3.7b

Credit Saison (CSAS.F) Stock Overview

Provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. More details

CSAS.F fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health2/6
Dividends4/6

CSAS.F Community Fair Values

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Credit Saison Co., Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credit Saison
Historical stock prices
Current Share PriceJP¥27.49
52 Week HighJP¥27.49
52 Week LowJP¥27.49
Beta0.30
1 Month Change0%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-18.67%

Recent News & Updates

Recent updates

Shareholder Returns

CSAS.FUS Consumer FinanceUS Market
7D0%-3.8%1.2%
1Yn/a27.6%17.7%

Return vs Industry: Insufficient data to determine how CSAS.F performed against the US Consumer Finance industry.

Return vs Market: Insufficient data to determine how CSAS.F performed against the US Market.

Price Volatility

Is CSAS.F's price volatile compared to industry and market?
CSAS.F volatility
CSAS.F Average Weekly Movementn/a
Consumer Finance Industry Average Movement6.1%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: CSAS.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CSAS.F's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19513,624Hiroshi Rinnocorporate.saisoncard.co.jp

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. It operates through the Payment, Lease, Finance, Real Estate-Related, Global, and Entertainment segments. The company also engages in the credit card and related business; leasing of office equipment; credit guarantee and finance related businesses; real estate and real estate leasing business; lending and investment businesses; and development and management of amusement centers and arcades.

Credit Saison Co., Ltd. Fundamentals Summary

How do Credit Saison's earnings and revenue compare to its market cap?
CSAS.F fundamental statistics
Market capUS$3.66b
Earnings (TTM)US$446.89m
Revenue (TTM)US$3.39b
8.2x
P/E Ratio
1.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSAS.F income statement (TTM)
RevenueJP¥499.49b
Cost of RevenueJP¥67.78b
Gross ProfitJP¥431.70b
Other ExpensesJP¥365.81b
EarningsJP¥65.90b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 14, 2025

Earnings per share (EPS)459.31
Gross Margin86.43%
Net Profit Margin13.19%
Debt/Equity Ratio489.5%

How did CSAS.F perform over the long term?

See historical performance and comparison

Dividends

3.5%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 05:44
End of Day Share Price 2025/08/14 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credit Saison Co., Ltd. is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Azuma OhnoBarclays
Natsumu TsujinoBofA Global Research
Takehiro TsudaCitigroup Global Markets Japan Inc.