Credit Saison Balance Sheet Health
Financial Health criteria checks 4/6
Credit Saison has a total shareholder equity of ¥717.9B and total debt of ¥3,163.2B, which brings its debt-to-equity ratio to 440.6%. Its total assets and total liabilities are ¥4,425.8B and ¥3,707.9B respectively. Credit Saison's EBIT is ¥85.7B making its interest coverage ratio 3.1. It has cash and short-term investments of ¥106.9B.
Key information
440.6%
Debt to equity ratio
JP¥3.16t
Debt
| Interest coverage ratio | 3.1x |
| Cash | JP¥106.87b |
| Equity | JP¥717.90b |
| Total liabilities | JP¥3.71t |
| Total assets | JP¥4.43t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: CSAS.F's short term assets (¥3,683.3B) exceed its short term liabilities (¥311.2B).
Long Term Liabilities: CSAS.F's short term assets (¥3,683.3B) exceed its long term liabilities (¥3,396.7B).
Debt to Equity History and Analysis
Debt Level: CSAS.F's net debt to equity ratio (425.7%) is considered high.
Reducing Debt: CSAS.F's debt to equity ratio has reduced from 466.8% to 440.6% over the past 5 years.
Debt Coverage: CSAS.F's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: CSAS.F's interest payments on its debt are well covered by EBIT (3.1x coverage).