Is FIS’s Shift to Cloud-Native SaaS and AI with Amount Acquisition Redefining Its Investment Narrative?

• In September 2025, Fidelity National Information Services announced it had reengineered its Private Capital Suite into a cloud-native SaaS platform and completed the acquisition of Amount, a digital banking origination and decisioning provider with advanced AI capabilities.
• These developments mark a significant step in FIS's digital transformation, aiming to automate private capital processes, expand digital account-opening tools, and enhance support for multijurisdictional compliance in the evolving financial services landscape.
• Let's consider how FIS's renewed focus on advanced cloud-native and AI solutions could influence its long-term investment narrative.

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Fidelity National Information Services Investment Narrative Recap

To own shares in Fidelity National Information Services (FIS), investors generally need to have confidence that the company can successfully defend and grow its core banking and fintech business amid rising digital competition and industry change. The recent cloud-native SaaS Private Capital Suite launch and the acquisition of Amount expand FIS's technology stack, but their immediate impact on offsetting execution risks around acquiring and integrating new businesses, as well as maintaining margins in the face of fintech disruptors, is not yet material.

The acquisition of Amount stands out as particularly relevant, as it addresses one of the most important catalysts for FIS, the rising demand for AI-enabled, digital-first banking solutions that can be scaled across traditional and emerging platforms. By embedding advanced AI origination and onboarding capabilities, FIS has the potential to unlock higher-value, recurring digital revenue streams and deepen relationships with both bank and non-bank clients, tying directly to core growth objectives outlined by analysts.

However, it's crucial to note that, unlike technological innovation, persistent integration and operational execution risks remain...

Read the full narrative on Fidelity National Information Services (it's free!)

Fidelity National Information Services is projected to reach $11.7 billion in revenue and $2.4 billion in earnings by 2028. This outlook assumes a 4.3% annual revenue growth rate and a substantial earnings increase of $2.24 billion from current earnings of $158.0 million.

Uncover how Fidelity National Information Services' forecasts yield a $85.61 fair value, a 29% upside to its current price.

Exploring Other Perspectives

Simply Wall St Community members offered three fair value estimates for FIS, ranging from US$49.20 to US$105.48 per share. While opinions diverge, many watch for whether FIS’s ramp-up of cloud and AI-powered platforms is enough to defend market share as fintech competitors accelerate.

Explore 3 other fair value estimates on Fidelity National Information Services - why the stock might be worth as much as 59% more than the current price!

Build Your Own Fidelity National Information Services Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your Fidelity National Information Services research is our analysis highlighting 3 key rewards and 4 important warning signs that could impact your investment decision.
• Our free Fidelity National Information Services research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Fidelity National Information Services' overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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