company background image
NAVI

Navient NasdaqGS:NAVI Stock Report

Last Price

US$15.28

Market Cap

US$2.0b

7D

0.9%

1Y

-11.4%

Updated

26 Mar, 2023

Data

Company Financials +

NAVI Stock Overview

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States.

NAVI fundamental analysis
Snowflake Score
Valuation6/6
Future Growth0/6
Past Performance3/6
Financial Health3/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

Navient Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Navient
Historical stock prices
Current Share PriceUS$15.28
52 Week HighUS$19.34
52 Week LowUS$12.45
Beta1.56
1 Month Change-15.91%
3 Month Change-7.17%
1 Year Change-11.37%
3 Year Change90.29%
5 Year Change16.46%
Change since IPO230.80%

Recent News & Updates

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Feb 27
Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Recent updates

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Feb 27
Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Biden student loan forgiveness program to cost over $400B, CBO says

Sep 26

Navient cut to Equal-Weight at Barclays as student loan forgiveness poses risk to earnings

Sep 09

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Aug 15
Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Navient Non-GAAP EPS of $0.92 beats by $0.14, NII of $321M beats by $69.8M

Jul 26

If You Like EPS Growth Then Check Out Navient (NASDAQ:NAVI) Before It's Too Late

Apr 25
If You Like EPS Growth Then Check Out Navient (NASDAQ:NAVI) Before It's Too Late

Navient: Information Technology Service Poised For A Comeback

Mar 10

Navient (NASDAQ:NAVI) Has Re-Affirmed Its Dividend Of US$0.16

Mar 01
Navient (NASDAQ:NAVI) Has Re-Affirmed Its Dividend Of US$0.16

I Ran A Stock Scan For Earnings Growth And Navient (NASDAQ:NAVI) Passed With Ease

Jan 09
I Ran A Stock Scan For Earnings Growth And Navient (NASDAQ:NAVI) Passed With Ease

Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of US$0.16

Nov 26
Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of US$0.16

Navient Is Set To Rebound With Justified Gross Loan Decrease

Sep 26

Here's Why I Think Navient (NASDAQ:NAVI) Might Deserve Your Attention Today

Sep 23
Here's Why I Think Navient (NASDAQ:NAVI) Might Deserve Your Attention Today

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of US$0.16

Aug 15
Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of US$0.16

Is Now The Time To Put Navient (NASDAQ:NAVI) On Your Watchlist?

Jun 24
Is Now The Time To Put Navient (NASDAQ:NAVI) On Your Watchlist?

We Take A Look At Why Navient Corporation's (NASDAQ:NAVI) CEO Has Earned Their Pay Packet

May 13
We Take A Look At Why Navient Corporation's (NASDAQ:NAVI) CEO Has Earned Their Pay Packet

Navient Corporation (NASDAQ:NAVI) Analysts Just Slashed This Year's Revenue Estimates By 10%

May 07
Navient Corporation (NASDAQ:NAVI) Analysts Just Slashed This Year's Revenue Estimates By 10%

Navient Corporation (NASDAQ:NAVI) Pays A US$0.16 Dividend In Just Four Days

Feb 27
Navient Corporation (NASDAQ:NAVI) Pays A US$0.16 Dividend In Just Four Days

Is Navient Corporation (NASDAQ:NAVI) A Smart Pick For Income Investors?

Feb 02
Is Navient Corporation (NASDAQ:NAVI) A Smart Pick For Income Investors?

Navient (NASDAQ:NAVI) Share Prices Have Dropped 32% In The Last Year

Dec 21
Navient (NASDAQ:NAVI) Share Prices Have Dropped 32% In The Last Year

Navient Corporation (NASDAQ:NAVI) Stock Goes Ex-Dividend In Just Four Days

Nov 28
Navient Corporation (NASDAQ:NAVI) Stock Goes Ex-Dividend In Just Four Days

How Many Navient Corporation (NASDAQ:NAVI) Shares Did Insiders Buy, In The Last Year?

Nov 25
How Many Navient Corporation (NASDAQ:NAVI) Shares Did Insiders Buy, In The Last Year?

Shareholder Returns

NAVIUS Consumer FinanceUS Market
7D0.9%1.6%1.3%
1Y-11.4%-26.0%-14.6%

Return vs Industry: NAVI exceeded the US Consumer Finance industry which returned -26% over the past year.

Return vs Market: NAVI exceeded the US Market which returned -14.6% over the past year.

Price Volatility

Is NAVI's price volatile compared to industry and market?
NAVI volatility
NAVI Average Weekly Movement4.5%
Consumer Finance Industry Average Movement8.4%
Market Average Movement6.5%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.0%

Stable Share Price: NAVI is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: NAVI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19734,000Jack Remondihttps://www.navient.com

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as federal education loans held by other institutions.

Navient Corporation Fundamentals Summary

How do Navient's earnings and revenue compare to its market cap?
NAVI fundamental statistics
Market CapUS$1.97b
Earnings (TTM)US$645.00m
Revenue (TTM)US$1.66b

3.1x

P/E Ratio

1.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
NAVI income statement (TTM)
RevenueUS$1.66b
Cost of RevenueUS$0
Gross ProfitUS$1.66b
Other ExpensesUS$1.01b
EarningsUS$645.00m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)5.00
Gross Margin100.00%
Net Profit Margin38.90%
Debt/Equity Ratio2,255.8%

How did NAVI perform over the long term?

See historical performance and comparison

Dividends

4.2%

Current Dividend Yield

14%

Payout Ratio