Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. More Details
Growing Profit Margin: NAVI's current net profit margins (26.9%) are lower than last year (34.3%).
Past Earnings Growth Analysis
Earnings Trend: NAVI's earnings have declined by 18.6% per year over the past 5 years.
Accelerating Growth: NAVI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NAVI had negative earnings growth (-30.7%) over the past year, making it difficult to compare to the Consumer Finance industry average (-28.4%).
Return on Equity
High ROE: NAVI's Return on Equity (16.8%) is considered low.
How experienced are the management team and are they aligned to shareholders interests?
3.7yrs
Average management tenure
CEO
Jack Remondi (57 yo)
7.08yrs
Tenure
US$7,793,321
Compensation
Mr. John F. Remondi, also known as Jack, has been the Chief Executive Officer and President of Navient Corporation since April 2014. Mr. Remondi has 25-year history with Navient and its predecessors, in a ...
CEO Compensation Analysis
Compensation vs Market: Jack's total compensation ($USD7.79M) is above average for companies of similar size in the US market ($USD3.61M).
Compensation vs Earnings: Jack's compensation has been consistent with company performance over the past year.
Leadership Team
Name
Position
Tenure
Compensation
Ownership
John Remondi
President
7.08yrs
US$7.79m
1.7% $ 39.3m
Stephen Hauber
Executive VP and Chief Risk & Compliance Officer
3.67yrs
US$1.48m
0.11% $ 2.6m
Mark Heleen
Chief Legal Officer
6yrs
US$1.84m
0.19% $ 4.5m
John Kane
Executive VP & Group President of Business Processing Solutions
5.67yrs
US$2.30m
0.32% $ 7.3m
Joe Fisher
Executive VP
0.33yr
no data
0.045% $ 1.0m
Mike Maier
Chief Information Officer
no data
no data
no data
Nathan Rutledge
Director of Investor Relations & Corporate Development
no data
no data
no data
Paul Hartwick
Vice President of Corporate Communications
no data
no data
no data
Mike Smith
Chief Human Resources Officer
no data
no data
no data
Timothy Hynes
Executive Vice President of Consumer Lending
3.67yrs
US$1.95m
no data
Jennifer Walker
Senior VP & Chief Audit Officer
3.67yrs
no data
no data
Robert Crawford
Senior VP & Controller
no data
no data
no data
3.7yrs
Average Tenure
51yo
Average Age
Experienced Management: NAVI's management team is considered experienced (3.7 years average tenure).
Board Members
Name
Position
Tenure
Compensation
Ownership
John Remondi
President
7.08yrs
US$7.79m
1.7% $ 39.3m
Larry Klane
Independent Director
1.75yrs
US$181.77k
0.0039% $ 90.9k
Frederick Arnold
Independent Director
2.5yrs
US$230.05k
0.025% $ 568.9k
Katherine Lehman
Independent Director
6.25yrs
US$250.05k
0.038% $ 872.4k
Laura Unger
Independent Director
6.25yrs
US$250.06k
0.024% $ 545.6k
David Yowan
Independent Director
3.92yrs
US$230.05k
0.022% $ 499.7k
Linda Mills
Independent Chairman
1.67yrs
US$311.18k
0.053% $ 1.2m
Anna Cabral
Independent Director
6.17yrs
US$260.05k
0.026% $ 608.6k
Jane Thompson
Independent Director
6.92yrs
US$255.06k
0.0034% $ 77.5k
6.2yrs
Average Tenure
60yo
Average Age
Experienced Board: NAVI's board of directors are considered experienced (6.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Navient Corporation's company bio, employee growth, exchange listings and data sources
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It o...
Company Analysis and Financial Data Status
All financial data provided by Standard & Poor's Capital IQ.
Data
Last Updated (UTC time)
Company Analysis
2021/02/27 00:17
End of Day Share Price
2021/02/26 00:00
Earnings
2020/12/31
Annual Earnings
2020/12/31
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.