Navient (NAVI) Stock Overview
Provides technology-enabled education finance for education in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
NAVI Community Fair Values
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Navient Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.30 |
| 52 Week High | US$16.07 |
| 52 Week Low | US$8.30 |
| Beta | 1.3 |
| 1 Month Change | -17.41% |
| 3 Month Change | -33.01% |
| 1 Year Change | -41.51% |
| 3 Year Change | -49.91% |
| 5 Year Change | -37.36% |
| Change since IPO | 943.71% |
Recent News & Updates
Recent updates
Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16
Aug 18
Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside
May 14Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet
Apr 24Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key
Mar 28Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16
Feb 27Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares
Oct 24
Decisive Overhaul To Boost Efficiency And Unlock Shareholder Value In Consumer Finance Sector
Navient's strategic focus on cost reduction through outsourcing and divestment aims to improve net margins by lowering operational expenses.Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16
Aug 18Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16
May 28Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16
Feb 19Navient Corporation's (NASDAQ:NAVI) Shares Lagging The Market But So Is The Business
Feb 04Shareholder Returns
| NAVI | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -5.6% | -5.8% | -1.2% |
| 1Y | -41.5% | 10.3% | 19.2% |
Return vs Industry: NAVI underperformed the US Consumer Finance industry which returned 10.3% over the past year.
Return vs Market: NAVI underperformed the US Market which returned 19.2% over the past year.
Price Volatility
| NAVI volatility | |
|---|---|
| NAVI Average Weekly Movement | 6.5% |
| Consumer Finance Industry Average Movement | 6.4% |
| Market Average Movement | 6.7% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: NAVI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NAVI's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1973 | 670 | Dave Yowan | www.navient.com |
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand.
Navient Corporation Fundamentals Summary
| NAVI fundamental statistics | |
|---|---|
| Market cap | US$813.97m |
| Earnings (TTM) | -US$80.00m |
| Revenue (TTM) | US$330.00m |
Is NAVI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NAVI income statement (TTM) | |
|---|---|
| Revenue | US$330.00m |
| Cost of Revenue | US$0 |
| Gross Profit | US$330.00m |
| Other Expenses | US$410.00m |
| Earnings | -US$80.00m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.84 |
| Gross Margin | 100.00% |
| Net Profit Margin | -24.24% |
| Debt/Equity Ratio | 1,908.5% |
How did NAVI perform over the long term?
See historical performance and comparisonDividends
Does NAVI pay a reliable dividends?
See NAVI dividend history and benchmarks| Navient dividend dates | |
|---|---|
| Ex Dividend Date | Mar 06 2026 |
| Dividend Pay Date | Mar 20 2026 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 13 days |
Does NAVI pay a reliable dividends?
See NAVI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/06 23:04 |
| End of Day Share Price | 2026/03/06 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Navient Corporation is covered by 20 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Terry Ma | Barclays |
| Mark DeVries | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |