Navient Corporation

NasdaqGS:NAVI Stock Report

Market Cap: US$1.3b

Navient Management

Management criteria checks 2/4

Navient's CEO is Dave Yowan, appointed in May 2023, has a tenure of 2.58 years. total yearly compensation is $6.10M, comprised of 13.1% salary and 86.9% bonuses, including company stock and options. directly owns 0.57% of the company’s shares, worth $7.24M. The average tenure of the management team and the board of directors is 1.9 years and 7.3 years respectively.

Key information

Dave Yowan

Chief executive officer

US$6.1m

Total compensation

CEO salary percentage13.10%
CEO tenure2.6yrs
CEO ownership0.6%
Management average tenure1.9yrs
Board average tenure7.3yrs

Recent management updates

Recent updates

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Aug 18
Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside

May 14

Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet

Apr 24
Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet

Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key

Mar 28

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Feb 27
Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares

Oct 24
Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares
User avatar

Decisive Overhaul To Boost Efficiency And Unlock Shareholder Value In Consumer Finance Sector

Navient's strategic focus on cost reduction through outsourcing and divestment aims to improve net margins by lowering operational expenses.

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Aug 18
Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

May 28
Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Feb 19
Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Navient Corporation's (NASDAQ:NAVI) Shares Lagging The Market But So Is The Business

Feb 04
Navient Corporation's (NASDAQ:NAVI) Shares Lagging The Market But So Is The Business

Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of $0.16

Nov 24
Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of $0.16

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Aug 29
Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Aug 15
Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

CEO Compensation Analysis

How has Dave Yowan's remuneration changed compared to Navient's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

-US$51m

Jun 30 2025n/an/a

US$33m

Mar 31 2025n/an/a

US$56m

Dec 31 2024US$6mUS$800k

US$131m

Sep 30 2024n/an/a

US$79m

Jun 30 2024n/an/a

US$160m

Mar 31 2024n/an/a

US$190m

Dec 31 2023US$5mUS$529k

US$228m

Sep 30 2023n/an/a

US$361m

Jun 30 2023n/an/a

US$387m

Mar 31 2023n/an/a

US$501m

Dec 31 2022US$285kn/a

US$645m

Sep 30 2022n/an/a

US$529m

Jun 30 2022n/an/a

US$597m

Mar 31 2022n/an/a

US$602m

Dec 31 2021US$260kn/a

US$717m

Sep 30 2021n/an/a

US$913m

Jun 30 2021n/an/a

US$948m

Mar 31 2021n/an/a

US$888m

Dec 31 2020US$245kn/a

US$412m

Sep 30 2020n/an/a

US$399m

Jun 30 2020n/an/a

US$335m

Mar 31 2020n/an/a

US$363m

Dec 31 2019US$230kn/a

US$597m

Sep 30 2019n/an/a

US$497m

Jun 30 2019n/an/a

US$466m

Mar 31 2019n/an/a

US$397m

Dec 31 2018US$230kn/a

US$395m

Compensation vs Market: Dave's total compensation ($USD6.10M) is about average for companies of similar size in the US market ($USD5.43M).

Compensation vs Earnings: Dave's compensation has increased whilst the company is unprofitable.

CEO

Dave Yowan (68 yo)

2.6yrs
Tenure
US$6,104,709
Compensation

Mr. David L. Yowan, also known as Dave, is President and Chief Executive Officer at Navient Corporation since May 15, 2023 and as its Director from March 30, 2017. He has been Executive Vice President of A...

Leadership Team

NamePositionTenureCompensationOwnership
David Yowan
President2.6yrsUS$6.10m0.57%
$ 7.2m
Joe Fisher
Executive VP5.2yrsUS$2.97m0.11%
$ 1.3m
Troy Standish
COO & Executive VP1.2yrsUS$1.59m0.23%
$ 2.9m
Stephen Hauber
Executive VP & Chief Administrative Officer1.7yrsUS$2.19m0.30%
$ 3.8m
Jen Earyes
Head of Investor Relationsno datano datano data
Matthew Sheldon
Senior VP & General Counsel1.9yrsno datano data
Paul Hartwick
Vice President of Corporate Communicationsno datano datano data
Shanee Ben-Zur
Chief Marketing Officer of Earnest2.1yrsno datano data
Judah Holland
Senior VP & Chief Transition Officer1.9yrsno datano data
Deanna Coloe
VP & Chief Audit Officer1.9yrsno datano data
Robert Crawford
Senior VP & Controllerno datano datano data
Ted Morris
Controllerno dataUS$1.41mno data
1.9yrs
Average Tenure
52.5yo
Average Age

Experienced Management: NAVI's management team is not considered experienced ( 1.9 years average tenure), which suggests a new team.

Board Members

NamePositionTenureCompensationOwnership
David Yowan
President8.8yrsUS$6.10m0.57%
$ 7.2m
Edward Bramson
Independent Chairman of the Board3.6yrsno datano data
Larry Klane
Independent Director6.6yrsUS$277.56k0.010%
$ 128.1k
Frederick Arnold
Independent Director7.3yrsUS$260.06k0.083%
$ 1.0m
Anna Cabral
Independent Director11yrsUS$285.06k0.062%
$ 776.3k
Michael Lawson
Independent Director4.3yrsUS$260.06k0.039%
$ 487.4k
Jane Thompson
Independent Director11.8yrsUS$280.06k0.0091%
$ 114.1k
7.3yrs
Average Tenure
70yo
Average Age

Experienced Board: NAVI's board of directors are considered experienced (7.3 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/24 02:50
End of Day Share Price 2025/12/23 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Navient Corporation is covered by 21 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Terry MaBarclays
Mark DeVriesBarclays
James FotheringhamBMO Capital Markets Equity Research