Navient Future Growth

Future criteria checks 3/6

Navient's revenue is forecast to decline at 24.7% per annum while its annual earnings are expected to grow at 34.4% per year. EPS is expected to grow by 46.8% per annum. Return on equity is forecast to be 6.2% in 3 years.

Key information

34.4%

Earnings growth rate

46.8%

EPS growth rate

Consumer Finance earnings growth	13.1%
Revenue growth rate	-24.7%
Future return on equity	6.2%
Analyst coverage	Good
Last updated	07 Nov 2024

Recent future growth updates

Recent updates

Navient Corporation's (NASDAQ:NAVI) Shares Lagging The Market But So Is The Business

Feb 04

Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of $0.16

Nov 24

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Aug 29

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Aug 15

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Feb 27

Biden student loan forgiveness program to cost over $400B, CBO says

Sep 26

Navient cut to Equal-Weight at Barclays as student loan forgiveness poses risk to earnings

Sep 09

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Aug 15

Navient Non-GAAP EPS of $0.92 beats by $0.14, NII of $321M beats by $69.8M

Jul 26

If You Like EPS Growth Then Check Out Navient (NASDAQ:NAVI) Before It's Too Late

Apr 25

Navient: Information Technology Service Poised For A Comeback

Mar 10

Navient (NASDAQ:NAVI) Has Re-Affirmed Its Dividend Of US$0.16

Mar 01

Earnings and Revenue Growth Forecasts

NasdaqGS:NAVI - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	598	N/A	N/A	N/A	2
12/31/2025	534	148	N/A	N/A	5
12/31/2024	567	146	N/A	N/A	5
9/30/2024	1,036	79	761	761	N/A
6/30/2024	1,032	160	893	893	N/A
3/31/2024	1,095	190	713	713	N/A
12/31/2023	1,156	228	676	676	N/A
9/30/2023	1,296	361	573	573	N/A
6/30/2023	1,309	387	519	519	N/A
3/31/2023	1,450	501	559	559	N/A
12/31/2022	1,658	645	305	305	N/A
9/30/2022	1,858	529	266	266	N/A
6/30/2022	1,988	597	399	399	N/A
3/31/2022	2,062	602	414	414	N/A
12/31/2021	2,272	717	702	702	N/A
9/30/2021	2,272	913	705	705	N/A
6/30/2021	2,279	948	725	725	N/A
3/31/2021	2,157	888	713	713	N/A
12/31/2020	1,533	412	987	987	N/A
9/30/2020	1,495	399	1,004	1,004	N/A
6/30/2020	1,440	335	1,092	1,092	N/A
3/31/2020	1,455	363	1,284	1,284	N/A
12/31/2019	1,738	597	1,019	1,019	N/A
9/30/2019	1,604	497	1,316	1,316	N/A
6/30/2019	1,587	466	1,180	1,180	N/A
3/31/2019	1,513	397	1,044	1,044	N/A
12/31/2018	1,553	395	1,140	1,140	N/A
9/30/2018	1,688	239	899	899	N/A
6/30/2018	1,775	302	N/A	1,010	N/A
3/31/2018	1,853	330	N/A	1,085	N/A
12/31/2017	1,785	292	N/A	1,158	N/A
9/30/2017	1,808	522	N/A	1,157	N/A
6/30/2017	1,910	576	N/A	1,216	N/A
3/31/2017	1,944	588	N/A	1,372	N/A
12/31/2016	2,094	681	N/A	1,347	N/A
9/30/2016	2,244	808	N/A	1,565	N/A
6/30/2016	2,239	814	N/A	1,626	N/A
3/31/2016	2,349	872	N/A	1,753	N/A
12/31/2015	2,521	983	N/A	1,910	N/A
9/30/2015	2,518	973	N/A	1,508	N/A
6/30/2015	2,621	1,098	N/A	1,606	N/A
3/31/2015	2,791	1,221	N/A	1,605	N/A
12/31/2014	2,927	1,131	N/A	1,664	N/A
9/30/2014	3,004	1,085	N/A	2,183	N/A
6/30/2014	2,951	971	N/A	2,159	N/A
3/31/2014	3,395	1,166	N/A	2,029	N/A
12/31/2013	3,414	1,292	N/A	2,000	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: NAVI's forecast earnings growth (34.4% per year) is above the savings rate (2.6%).

Earnings vs Market: NAVI's earnings (34.4% per year) are forecast to grow faster than the US market (15.4% per year).

High Growth Earnings: NAVI's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: NAVI's revenue is expected to decline over the next 3 years (-24.7% per year).

High Growth Revenue: NAVI's revenue is forecast to decline over the next 3 years (-24.7% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: NAVI's Return on Equity is forecast to be low in 3 years time (6.2%).

Navient Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 36%

Consensus EPS estimates increase by 29%

Price target decreased by 7.0% to US$14.88

Price target increased by 8.8% to US$17.85

Navient Corporation Provides Earnings Guidance for the Year 2022

Consensus forecasts updated

Recent updates

Third quarter dividend of US$0.16 announced

Navient Corporation Declares 2024 Fourth Quarter Dividend, Payable on December 20, 2024

Consensus EPS estimates fall by 36%

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares

Navient Corporation Announces Executive Changes

Consensus EPS estimates increase by 29%

Navient Corporation to Report Q3, 2024 Results on Oct 30, 2024

Coding Solutions Acquisition, Inc. completed the acquisition of Xtend Healthcare LLC from Navient Corporation (NasdaqGS:NAVI).

New major risk - Revenue and earnings growth

Now 21% undervalued

Insufficient new directors

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Second quarter dividend of US$0.16 announced

Navient Corporation Declares Third Quarter Common Stock Dividend, Payable on September 20, 2024

Coding Solutions Acquisition, Inc. agreed to acquire an unknown majority stake in Xtend Healthcare LLC from Navient Corporation (NasdaqGS:NAVI) for approximately $370 million.

Now 21% undervalued after recent price drop

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Navient Corporation to Report Q2, 2024 Results on Jul 24, 2024

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

First quarter dividend of US$0.16 announced

Navient Declares Second Quarter Common Stock Dividend, Payable on June 21, 2024

Price target decreased by 7.0% to US$14.88

First quarter 2024 earnings released: EPS: US$0.65 (vs US$0.86 in 1Q 2023)

Navient Corporation, Annual General Meeting, May 23, 2024

Navient Corporation to Report Q1, 2024 Results on Apr 24, 2024

Upcoming dividend of US$0.16 per share

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

Fourth quarter dividend of US$0.16 announced

Navient Corporation Declares Dividend for the First Quarter of 2024, Payable on March 15, 2024

Navient Corporation's (NASDAQ:NAVI) Shares Lagging The Market But So Is The Business

Full year 2023 earnings: EPS misses analyst expectations

Navient Corporation to Report Q4, 2023 Results on Jan 31, 2024

Now 21% undervalued

Now 21% undervalued

Insider notifies of intention to sell stock

Navient (NASDAQ:NAVI) Is Due To Pay A Dividend Of $0.16

New major risk - Revenue and earnings growth

Navient Corporation Reports Charge Offs for the Third Quarter Ended September 30, 2023

Navient Corporation Reports Charge Offs for the Third Quarter Ended September 30, 2023

Navient Corporation to Report Q3, 2023 Results on Oct 25, 2023

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Upcoming dividend of US$0.16 per share at 3.6% yield

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Navient Corporation Declares Third Quarter Common Stock Dividend, Payable on September 15, 2023

Chief Legal Officer recently sold US$380k worth of stock

Now 21% undervalued

Second quarter 2023 earnings: EPS misses analyst expectations

Navient Corporation to Report Q2, 2023 Results on Jul 26, 2023

Now 21% undervalued

Investor sentiment improves as stock rises 16%

Navient Corporation Declares Second Quarter Common Stock Dividend, Payable on June 16, 2023

Navient Announces CEO Changes

First quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Full year 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

Now 20% undervalued

Insider exercised options and sold US$321k worth of stock

Now 20% undervalued

Price target increased by 8.8% to US$17.85

Full year 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Navient Corporation to Report Q4, 2022 Results on Jan 24, 2023

Insider exercised options and sold US$426k worth of stock

Upcoming dividend of US$0.16 per share

Navient Corporation Declares Dividend for the Fourth Quarter 2022, Payable on December 16, 2022

Navient Corporation Provides Earnings Guidance for the Year 2022

Third quarter 2022 earnings: EPS and revenues miss analyst expectations

Consensus forecasts updated

Navient Corporation to Report Q3, 2022 Results on Oct 25, 2022