LPRO Stock Overview
Provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
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Open Lending Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$6.05 |
| 52 Week High | US$8.43 |
| 52 Week Low | US$4.57 |
| Beta | 1.16 |
| 1 Month Change | 1.34% |
| 3 Month Change | 3.60% |
| 1 Year Change | -14.55% |
| 3 Year Change | -66.50% |
| 5 Year Change | -45.50% |
| Change since IPO | -37.31% |
Recent News & Updates
Investors Appear Satisfied With Open Lending Corporation's (NASDAQ:LPRO) Prospects
Jan 14
Things Look Grim For Open Lending Corporation (NASDAQ:LPRO) After Today's Downgrade
Nov 13Earnings Miss: Open Lending Corporation Missed EPS By 78% And Analysts Are Revising Their Forecasts
Nov 10Recent updates
Investors Appear Satisfied With Open Lending Corporation's (NASDAQ:LPRO) Prospects
Jan 14Things Look Grim For Open Lending Corporation (NASDAQ:LPRO) After Today's Downgrade
Nov 13Earnings Miss: Open Lending Corporation Missed EPS By 78% And Analysts Are Revising Their Forecasts
Nov 10Open Lending Corporation Just Missed Earnings - But Analysts Have Updated Their Models
Aug 14Open Lending Corporation's (NASDAQ:LPRO) Stock Retreats 27% But Earnings Haven't Escaped The Attention Of Investors
Apr 13There's Reason For Concern Over Open Lending Corporation's (NASDAQ:LPRO) Price
Feb 06These Analysts Think Open Lending Corporation's (NASDAQ:LPRO) Sales Are Under Threat
Nov 09Improved Earnings Required Before Open Lending Corporation (NASDAQ:LPRO) Shares Find Their Feet
Dec 21Some Open Lending Corporation (NASDAQ:LPRO) Analysts Just Made A Major Cut To Next Year's Estimates
Nov 07Open Lending appoints Keith Jezek as CEO
Oct 06News Flash: 11 Analysts Think Open Lending Corporation (NASDAQ:LPRO) Earnings Are Under Threat
Aug 06Open Lending stock slides 9% after Morgan Stanley downgrades on headwinds
Jul 25JMP cuts PT on Open Lending, reiterates Market Outperform rating
Jul 13Open Lending: Steady And Secure Growth
Apr 27Shareholder Returns
| LPRO | US Capital Markets | US Market | |
|---|---|---|---|
| 7D | 17.2% | 0.3% | -0.9% |
| 1Y | -14.5% | 44.4% | 22.6% |
Return vs Industry: LPRO underperformed the US Capital Markets industry which returned 45.6% over the past year.
Return vs Market: LPRO underperformed the US Market which returned 24.3% over the past year.
Price Volatility
| LPRO volatility | |
|---|---|
| LPRO Average Weekly Movement | 9.6% |
| Capital Markets Industry Average Movement | 4.2% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.7% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: LPRO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: LPRO's weekly volatility (10%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | 210 | Chuck Jehl | www.openlending.com |
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders.
Open Lending Corporation Fundamentals Summary
| LPRO fundamental statistics | |
|---|---|
| Market cap | US$760.26m |
| Earnings (TTM) | US$4.58m |
| Revenue (TTM) | US$95.89m |
157.5x
P/E Ratio7.5x
P/S RatioIs LPRO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LPRO income statement (TTM) | |
|---|---|
| Revenue | US$95.89m |
| Cost of Revenue | US$22.96m |
| Gross Profit | US$72.93m |
| Other Expenses | US$68.35m |
| Earnings | US$4.58m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.038 |
| Gross Margin | 76.06% |
| Net Profit Margin | 4.78% |
| Debt/Equity Ratio | 64.2% |
How did LPRO perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 00:08 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Open Lending Corporation is covered by 15 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Randolph Binner | B. Riley Securities, Inc. |
| Vincent Caintic | BTIG |
| Lance Jessurun | BTIG |