LPRO Share Price Performance
US$1.62
-4.33 (-72.77%)
44.9% undervalued intrinsic discount
US$2.94
Fair Value
Price US$1.62
AnalystConsensusTarget US$2.94
AnalystHighTarget US$4.00
AnalystLowTarget US$1.60
Fair ValueUS$2.97
Share Pricen/a
Open Lending Corporation Stock Price
- 3 Narratives written by author
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- 4 Fair Values set on narratives written by author
LPRO Community Narratives
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Fair Value US$2.97 45.4% undervalued intrinsic discount
Real Time Data And Automation Will Reshape Digital Lending
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Fair Value US$4 59.5% undervalued intrinsic discount
Digitization And Expanded Nonprime Markets Will Transform Auto Underwriting
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Fair Value US$1.6 1.3% overvalued intrinsic discount
EV Adoption Will Erode Margins While Cost Cuts May Buffer
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Digitization And Expanded Nonprime Markets Will Transform Auto Underwriting
Key Takeaways Automation, real-time data, and advanced analytics are improving pricing, underwriting, and earnings consistency, while reducing costs and supporting long-term margin expansion. Tightening traditional lending expands demand from non-prime borrowers, driving greater platform adoption, customer growth, and supporting sustained top-line revenue increases.Read more
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AN
US$4
59.5% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
125.23% p.a.
Profit Margin
45.55%
Future PE
6.8x
Price in 2028
US$5.28
Real Time Data And Automation Will Reshape Digital Lending
Key Takeaways Enhanced data integration, automation, and machine learning are expected to boost operational efficiency, risk management, and profit margins for sustained stability. Expanding partnerships and digital lending growth position Open Lending for strengthened market share and reliable long-term revenue gains.Read more
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AN
US$2.97
45.4% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
117.65% p.a.
Profit Margin
18.74%
Future PE
14.11x
Price in 2028
US$3.87
EV Adoption Will Erode Margins While Cost Cuts May Buffer
Key Takeaways Shifting mobility trends and changing consumer behaviors are structurally decreasing demand for traditional auto loans, threatening both growth and recurring revenues. Advances in automated credit assessment and regulatory pressures are eroding pricing power, increasing compliance costs, and compressing margins amid high customer concentration risk.Read more
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AN
US$1.6
1.3% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
77.66% p.a.
Profit Margin
25.12%
Future PE
9.9x
Price in 2028
US$2.03
Trending Discussion
Recently Updated Narratives
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LPRO: Share Repurchases And New Auto Platform Will Drive Stronger Outlook
Fair Value: US$4 59.5% undervalued intrinsic discount
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AN
EV Adoption Will Erode Margins While Cost Cuts May Buffer
Fair Value: US$1.6 1.3% overvalued intrinsic discount
0 followersusers have followed this narrative
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Real Time Data And Automation Will Reshape Digital Lending
Fair Value: US$2.97 45.4% undervalued intrinsic discount
3 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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Snowflake Analysis
Open Lending Corporation Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- -1.27
- -36.75%
- -887.15%
- 184.5%
About LPRO
- Founded
- 2000
- Employees
- 205
- CEO
- WebsiteView website
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.
