CPSS Stock Overview
Operates as a specialty finance company in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
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Consumer Portfolio Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$10.46 |
| 52 Week High | US$12.04 |
| 52 Week Low | US$7.03 |
| Beta | 2.01 |
| 1 Month Change | -1.23% |
| 3 Month Change | 5.66% |
| 1 Year Change | 6.63% |
| 3 Year Change | 17.00% |
| 5 Year Change | 210.39% |
| Change since IPO | 298.48% |
Recent News & Updates
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jul 17
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares
Apr 11Recent updates
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jul 17Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares
Apr 11Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jan 04With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case
Jul 13Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?
Mar 30Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors
Dec 20Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M
Jul 25Consumer Portfolio Services doubles credit facility to $200M
Jun 30Consumer Portfolio Services EPS misses by $0.02, misses on revenue
May 10Shareholder Returns
| CPSS | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -5.0% | -4.0% | -3.5% |
| 1Y | 6.6% | 45.1% | 22.1% |
Return vs Industry: CPSS underperformed the US Consumer Finance industry which returned 45.1% over the past year.
Return vs Market: CPSS underperformed the US Market which returned 22.1% over the past year.
Price Volatility
| CPSS volatility | |
|---|---|
| CPSS Average Weekly Movement | 4.7% |
| Consumer Finance Industry Average Movement | 7.4% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CPSS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CPSS's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 925 | Charles Bradley | www.consumerportfolio.com |
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems.
Consumer Portfolio Services, Inc. Fundamentals Summary
| CPSS fundamental statistics | |
|---|---|
| Market cap | US$226.47m |
| Earnings (TTM) | US$21.25m |
| Revenue (TTM) | US$184.25m |
10.5x
P/E Ratio1.2x
P/S RatioIs CPSS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CPSS income statement (TTM) | |
|---|---|
| Revenue | US$184.25m |
| Cost of Revenue | US$0 |
| Gross Profit | US$184.25m |
| Other Expenses | US$163.00m |
| Earnings | US$21.25m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 11.53% |
| Debt/Equity Ratio | 1,089.1% |
How did CPSS perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 02:53 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Consumer Portfolio Services, Inc. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kirk Ludtke | CRT Capital Group |
| John Rowan | Janney Montgomery Scott LLC |
| John Hecht | Jefferies LLC |