Consumer Portfolio Services Past Earnings Performance
Past criteria checks 2/6
Consumer Portfolio Services has been growing earnings at an average annual rate of 21.8%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 6.6% per year. Consumer Portfolio Services's return on equity is 7.5%, and it has net margins of 11.5%.
Key information
21.8%
Earnings growth rate
23.2%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 6.6% |
| Return on equity | 7.5% |
| Net Margin | 11.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jul 17
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares
Apr 11Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jan 04With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case
Jul 13Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?
Mar 30Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors
Dec 20Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M
Jul 25Consumer Portfolio Services doubles credit facility to $200M
Jun 30Consumer Portfolio Services EPS misses by $0.02, misses on revenue
May 10Revenue & Expenses Breakdown
How Consumer Portfolio Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 184 | 21 | 177 | 0 |
| 30 Jun 24 | 188 | 27 | 174 | 0 |
| 31 Mar 24 | 202 | 36 | 170 | 0 |
| 31 Dec 23 | 215 | 45 | 166 | 0 |
| 30 Sep 23 | 226 | 52 | 163 | 0 |
| 30 Jun 23 | 241 | 67 | 159 | 0 |
| 31 Mar 23 | 249 | 79 | 156 | 0 |
| 31 Dec 22 | 254 | 86 | 152 | 0 |
| 30 Sep 22 | 261 | 91 | 153 | 0 |
| 30 Jun 22 | 248 | 79 | 147 | 0 |
| 31 Mar 22 | 229 | 63 | 144 | 0 |
| 31 Dec 21 | 211 | 48 | 140 | 0 |
| 30 Sep 21 | 191 | 33 | 132 | 0 |
| 30 Jun 21 | 181 | 23 | 132 | 0 |
| 31 Mar 21 | 180 | 16 | 131 | 0 |
| 31 Dec 20 | 184 | 22 | 134 | 0 |
| 30 Sep 20 | 175 | 18 | 137 | 0 |
| 30 Jun 20 | 171 | 16 | 139 | 0 |
| 31 Mar 20 | 162 | 14 | 142 | 0 |
| 31 Dec 19 | 148 | 5 | 139 | 0 |
| 30 Sep 19 | 151 | 11 | 138 | 0 |
| 30 Jun 19 | 152 | 12 | 137 | 0 |
| 31 Mar 19 | 152 | 13 | 135 | 0 |
| 31 Dec 18 | 154 | 15 | 136 | 0 |
| 30 Sep 18 | 154 | 0 | 132 | 0 |
| 30 Jun 18 | 155 | 1 | 130 | 0 |
| 31 Mar 18 | 155 | 2 | 126 | 0 |
| 31 Dec 17 | 154 | 4 | 122 | 0 |
| 30 Sep 17 | 157 | 21 | 121 | 0 |
| 30 Jun 17 | 159 | 24 | 119 | 0 |
| 31 Mar 17 | 162 | 27 | 117 | 0 |
| 31 Dec 16 | 162 | 29 | 113 | 0 |
| 30 Sep 16 | 162 | 31 | 110 | 0 |
| 30 Jun 16 | 163 | 32 | 108 | 0 |
| 31 Mar 16 | 161 | 34 | 103 | 0 |
| 31 Dec 15 | 162 | 35 | 101 | 0 |
| 30 Sep 15 | 158 | 34 | 99 | 0 |
| 30 Jun 15 | 154 | 33 | 96 | 0 |
| 31 Mar 15 | 149 | 31 | 94 | 0 |
| 31 Dec 14 | 141 | 30 | 89 | 0 |
| 30 Sep 14 | 131 | 28 | 84 | 0 |
| 30 Jun 14 | 124 | 26 | 79 | 0 |
| 31 Mar 14 | 117 | 24 | 78 | 0 |
| 31 Dec 13 | 109 | 21 | 75 | 0 |
Quality Earnings: CPSS has high quality earnings.
Growing Profit Margin: CPSS's current net profit margins (11.5%) are lower than last year (23.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CPSS's earnings have grown significantly by 21.8% per year over the past 5 years.
Accelerating Growth: CPSS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CPSS had negative earnings growth (-59.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.8%).
Return on Equity
High ROE: CPSS's Return on Equity (7.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 23:25 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Consumer Portfolio Services, Inc. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kirk Ludtke | CRT Capital Group |
| John Rowan | Janney Montgomery Scott LLC |
| John Hecht | Jefferies LLC |