Consumer Portfolio Services Past Earnings Performance
Past criteria checks 2/6
Consumer Portfolio Services has been growing earnings at an average annual rate of 39.1%, while the Consumer Finance industry saw earnings growing at 7.8% annually. Revenues have been growing at an average rate of 11.4% per year. Consumer Portfolio Services's return on equity is 16.5%, and it has net margins of 21.1%.
Key information
39.1%
Earnings growth rate
40.6%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 11.4% |
| Return on equity | 16.5% |
| Net Margin | 21.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares
Apr 11
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
Jan 04With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case
Jul 13Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?
Mar 30Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors
Dec 20Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M
Jul 25Consumer Portfolio Services doubles credit facility to $200M
Jun 30Consumer Portfolio Services EPS misses by $0.02, misses on revenue
May 10Revenue & Expenses BreakdownBeta
How Consumer Portfolio Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 215 | 45 | 166 | 0 |
| 30 Sep 23 | 226 | 52 | 163 | 0 |
| 30 Jun 23 | 241 | 67 | 159 | 0 |
| 31 Mar 23 | 248 | 79 | 156 | 0 |
| 31 Dec 22 | 254 | 86 | 152 | 0 |
| 30 Sep 22 | 261 | 91 | 153 | 0 |
| 30 Jun 22 | 248 | 79 | 147 | 0 |
| 31 Mar 22 | 229 | 63 | 144 | 0 |
| 31 Dec 21 | 211 | 48 | 140 | 0 |
| 30 Sep 21 | 191 | 33 | 132 | 0 |
| 30 Jun 21 | 181 | 23 | 132 | 0 |
| 31 Mar 21 | 180 | 16 | 131 | 0 |
| 31 Dec 20 | 184 | 22 | 134 | 0 |
| 30 Sep 20 | 175 | 18 | 137 | 0 |
| 30 Jun 20 | 171 | 16 | 139 | 0 |
| 31 Mar 20 | 162 | 14 | 142 | 0 |
| 31 Dec 19 | 148 | 5 | 139 | 0 |
| 30 Sep 19 | 151 | 11 | 138 | 0 |
| 30 Jun 19 | 152 | 12 | 137 | 0 |
| 31 Mar 19 | 152 | 13 | 135 | 0 |
| 31 Dec 18 | 154 | 15 | 136 | 0 |
| 30 Sep 18 | 154 | 0 | 132 | 0 |
| 30 Jun 18 | 155 | 1 | 130 | 0 |
| 31 Mar 18 | 155 | 2 | 126 | 0 |
| 31 Dec 17 | 154 | 4 | 122 | 0 |
| 30 Sep 17 | 157 | 21 | 121 | 0 |
| 30 Jun 17 | 159 | 24 | 119 | 0 |
| 31 Mar 17 | 162 | 27 | 117 | 0 |
| 31 Dec 16 | 162 | 29 | 113 | 0 |
| 30 Sep 16 | 162 | 31 | 110 | 0 |
| 30 Jun 16 | 163 | 32 | 108 | 0 |
| 31 Mar 16 | 161 | 34 | 103 | 0 |
| 31 Dec 15 | 162 | 35 | 101 | 0 |
| 30 Sep 15 | 158 | 34 | 99 | 0 |
| 30 Jun 15 | 154 | 33 | 96 | 0 |
| 31 Mar 15 | 149 | 31 | 94 | 0 |
| 31 Dec 14 | 141 | 30 | 89 | 0 |
| 30 Sep 14 | 131 | 28 | 84 | 0 |
| 30 Jun 14 | 124 | 26 | 79 | 0 |
| 31 Mar 14 | 117 | 24 | 78 | 0 |
| 31 Dec 13 | 109 | 21 | 75 | 0 |
| 30 Sep 13 | 102 | 79 | 73 | 0 |
| 30 Jun 13 | 91 | 76 | 69 | 0 |
Quality Earnings: CPSS has high quality earnings.
Growing Profit Margin: CPSS's current net profit margins (21.1%) are lower than last year (33.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CPSS's earnings have grown significantly by 39.1% per year over the past 5 years.
Accelerating Growth: CPSS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CPSS had negative earnings growth (-47.3%) over the past year, making it difficult to compare to the Consumer Finance industry average (-8.3%).
Return on Equity
High ROE: CPSS's Return on Equity (16.5%) is considered low.