Consumer Portfolio Services, Inc.

NasdaqGM:CPSS Stock Report

Market Cap: US$231.7m

Consumer Portfolio Services Past Earnings Performance

Past criteria checks 2/6

Consumer Portfolio Services has been growing earnings at an average annual rate of 21.8%, while the Consumer Finance industry saw earnings growing at 5.3% annually. Revenues have been growing at an average rate of 6.6% per year. Consumer Portfolio Services's return on equity is 7.5%, and it has net margins of 11.5%.

Key information

21.8%

Earnings growth rate

23.2%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate6.6%
Return on equity7.5%
Net Margin11.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Jul 17
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Apr 11
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Jan 04
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case

Jul 13
With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case

Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?

Mar 30
Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?

Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors

Dec 20
Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors

Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M

Jul 25

Consumer Portfolio Services doubles credit facility to $200M

Jun 30

Consumer Portfolio Services EPS misses by $0.02, misses on revenue

May 10

Revenue & Expenses Breakdown

How Consumer Portfolio Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:CPSS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24184211770
30 Jun 24188271740
31 Mar 24202361700
31 Dec 23215451660
30 Sep 23226521630
30 Jun 23241671590
31 Mar 23249791560
31 Dec 22254861520
30 Sep 22261911530
30 Jun 22248791470
31 Mar 22229631440
31 Dec 21211481400
30 Sep 21191331320
30 Jun 21181231320
31 Mar 21180161310
31 Dec 20184221340
30 Sep 20175181370
30 Jun 20171161390
31 Mar 20162141420
31 Dec 1914851390
30 Sep 19151111380
30 Jun 19152121370
31 Mar 19152131350
31 Dec 18154151360
30 Sep 1815401320
30 Jun 1815511300
31 Mar 1815521260
31 Dec 1715441220
30 Sep 17157211210
30 Jun 17159241190
31 Mar 17162271170
31 Dec 16162291130
30 Sep 16162311100
30 Jun 16163321080
31 Mar 16161341030
31 Dec 15162351010
30 Sep 1515834990
30 Jun 1515433960
31 Mar 1514931940
31 Dec 1414130890
30 Sep 1413128840
30 Jun 1412426790
31 Mar 1411724780
31 Dec 1310921750

Quality Earnings: CPSS has high quality earnings.

Growing Profit Margin: CPSS's current net profit margins (11.5%) are lower than last year (23.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CPSS's earnings have grown significantly by 21.8% per year over the past 5 years.

Accelerating Growth: CPSS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CPSS had negative earnings growth (-59.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.6%).


Return on Equity

High ROE: CPSS's Return on Equity (7.5%) is considered low.


Return on Assets


Return on Capital Employed


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