Credit Acceptance Future Growth

Future criteria checks 5/6

Credit Acceptance is forecast to grow earnings and revenue by 72% and 49.1% per annum respectively while EPS is expected to grow by 73.1% per annum.

Key information

72.0%

Earnings growth rate

73.1%

EPS growth rate

Consumer Finance earnings growth	12.8%
Revenue growth rate	49.1%
Future return on equity	n/a
Analyst coverage	Low
Last updated	01 Aug 2024

Recent future growth updates

Recent updates

The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Aug 16

Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

May 30

Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Apr 10

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Feb 26

What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Dec 23

Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip

Sep 10

Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Apr 17

Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

Jan 11

I Ran A Stock Scan For Earnings Growth And Credit Acceptance (NASDAQ:CACC) Passed With Ease

Sep 30

Credit Acceptance Should Take A Breather

Sep 14

Have Credit Acceptance Corporation (NASDAQ:CACC) Insiders Been Selling Their Stock?

Mar 15

Credit Acceptance (NASDAQ:CACC) Shareholders Booked A 86% Gain In The Last Five Years

Feb 24

Credit Acceptance EPS beats by $3.31, beats on revenue

Feb 01

Credit Acceptance completes $100M asset-backed financing

Jan 29

Have Insiders Been Selling Credit Acceptance Corporation (NASDAQ:CACC) Shares This Year?

Jan 03

Would Shareholders Who Purchased Credit Acceptance's (NASDAQ:CACC) Stock Year Be Happy With The Share price Today?

Nov 26

Earnings and Revenue Growth Forecasts

NasdaqGS:CACC - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2025	2,183	499	N/A	N/A	3
12/31/2024	1,963	231	N/A	N/A	3
6/30/2024	815	182	1,136	1,139	N/A
3/31/2024	867	251	1,214	1,217	N/A
12/31/2023	899	286	1,200	1,204	N/A
9/30/2023	929	320	1,176	1,179	N/A
6/30/2023	944	336	1,188	1,192	N/A
3/31/2023	1,051	421	1,157	1,159	N/A
12/31/2022	1,184	536	1,236	1,239	N/A
9/30/2022	1,304	626	1,080	1,083	N/A
6/30/2022	1,504	789	1,021	1,027	N/A
3/31/2022	1,693	971	1,112	1,120	N/A
12/31/2021	1,683	958	1,062	1,069	N/A
9/30/2021	1,594	907	1,134	1,141	N/A
6/30/2021	1,565	899	1,142	1,147	N/A
3/31/2021	1,324	707	1,074	1,079	N/A
12/31/2020	920	421	977	985	N/A
9/30/2020	918	417	976	987	N/A
6/30/2020	818	340	901	918	N/A
3/31/2020	905	408	787	814	N/A
12/31/2019	1,216	656	786	812	N/A
9/30/2019	1,192	646	784	811	N/A
6/30/2019	1,159	632	758	795	N/A
3/31/2019	1,129	618	698	726	N/A
12/31/2018	1,072	574	679	704	N/A
9/30/2018	983	599	629	652	N/A
6/30/2018	934	549	607	615	N/A
3/31/2018	884	497	N/A	612	N/A
12/31/2017	861	470	N/A	566	N/A
9/30/2017	869	381	N/A	558	N/A
6/30/2017	840	366	N/A	540	N/A
3/31/2017	812	352	N/A	577	N/A
12/31/2016	781	333	N/A	507	N/A
9/30/2016	762	325	N/A	467	N/A
6/30/2016	740	313	N/A	443	N/A
3/31/2016	718	303	N/A	379	N/A
12/31/2015	708	300	N/A	404	N/A
9/30/2015	697	293	N/A	395	N/A
6/30/2015	684	293	N/A	380	N/A
3/31/2015	671	288	N/A	389	N/A
12/31/2014	654	266	N/A	365	N/A
9/30/2014	636	259	N/A	375	N/A
6/30/2014	623	250	N/A	359	N/A
3/31/2014	609	242	N/A	338	N/A
12/31/2013	595	253	N/A	326	N/A
9/30/2013	578	247	N/A	312	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CACC's forecast earnings growth (72% per year) is above the savings rate (2.5%).

Earnings vs Market: CACC's earnings (72% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: CACC's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CACC's revenue (49.1% per year) is forecast to grow faster than the US market (8.8% per year).

High Growth Revenue: CACC's revenue (49.1% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if CACC's Return on Equity is forecast to be high in 3 years time

Credit Acceptance Future Growth

Future criteria checks 5/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 37%

Consensus EPS estimates fall by 13%, revenue upgraded

Price target increased by 11% to US$449

Consensus EPS estimates fall by 13%

Price target decreased by 8.5% to US$407

Consensus EPS estimates fall by 34%, revenue upgraded

Recent updates

The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Chief Sales Officer recently sold US$942k worth of stock

Consensus EPS estimates fall by 37%

New major risk - Financial position

Credit Acceptance Corporation to Report Q2, 2024 Results on Jul 31, 2024

Now 21% undervalued

Investor sentiment improves as stock rises 17%

Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

Consensus EPS estimates fall by 13%, revenue upgraded

Credit Acceptance Corporation, Annual General Meeting, Jun 05, 2024

Credit Acceptance Corporation to Report Q1, 2024 Results on Apr 30, 2024

Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Chief Operating Officer notifies of intention to sell stock

Chief Analytics Officer notifies of intention to sell stock

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Chief Legal Officer notifies of intention to sell stock

Now 21% undervalued

Credit Acceptance Corporation to Report Q4, 2023 Results on Jan 31, 2024

Price target increased by 11% to US$449

What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Chief Alignment Officer recently sold US$373k worth of stock

Chief Alignment Officer recently sold US$373k worth of stock

Chief Alignment Officer notifies of intention to sell stock

New minor risk - Insider selling

Chief Analytics Officer recently sold US$2.4m worth of stock

Chief Analytics Officer notifies of intention to sell stock

Consensus EPS estimates fall by 13%

Price target decreased by 8.5% to US$407

Credit Acceptance Corporation Elects Sean Quinn to Its Board of Directors

Credit Acceptance Corporation to Report Q3, 2023 Results on Oct 30, 2023

Consensus EPS estimates fall by 34%, revenue upgraded

Credit Acceptance Corporation to Report Q2, 2023 Results on Aug 01, 2023

Chief Sales Officer recently sold US$1.3m worth of stock

Chief Sales Officer notifies of intention to sell stock

Chief Marketing & Product Officer recently sold US$231k worth of stock

Now 20% undervalued after recent price drop

Now 20% undervalued after recent price drop

Insider exercised options and sold US$221k worth of stock

Investor sentiment improves as stock rises 18%

Credit Acceptance Corporation to Report Q4, 2022 Results on Jan 31, 2023

Investor sentiment deteriorated over the past week

Insider recently sold US$522k worth of stock

Insider recently sold US$19m worth of stock

Investor sentiment improved over the past week

Consensus forecasts updated

Price target decreased to US$459

Credit Acceptance Corporation Announces Ravi Mohan as Chief Technology Officer

Credit Acceptance Corporation to Report Q3, 2022 Results on Nov 01, 2022

Credit Acceptance Corporation Provides Update on Lawsuit

Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip

Credit Acceptance: Best Near-Term Capital-Gain Portfolio Wealth-Builder

Credit Acceptance extends $500M asset-backed financing

Consensus forecasts updated

Credit Acceptance Corporation to Report Q2, 2022 Results on Aug 01, 2022

Here's Why We Think Credit Acceptance (NASDAQ:CACC) Is Well Worth Watching

Credit Acceptance Corporation Reaches an Agreement in Principle to Settle the Putative Class Action

Investor sentiment deteriorated over the past week

Consensus EPS estimates increase by 11%

Chief Treasury Officer exercised options and sold US$1.4m worth of stock

Price target increased to US$507

Credit Acceptance Corporation to Report Q1, 2022 Results on May 02, 2022

Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Credit Acceptance Announces Andrew Rostami as Chief Marketing and Product Officer

Credit Acceptance Corporation Appoints Thomas N. Tryforos as Chair of the Board

Now 20% undervalued after recent price drop

Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

Credit Acceptance Corporation Settles Its Litigation with the Mississippi Attorney General

Independent Lead Director recently sold US$8.4m worth of stock

Insider recently sold US$27m worth of stock