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Market Cap

US$79.1m

Last Updated

2021/05/07 23:09 UTC

Data Sources

Company Financials

Executive Summary

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. More Details


Snowflake Analysis

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Westbury Bancorp's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: WBBW is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: WBBW's weekly volatility (2%) has been stable over the past year.


Market Performance


7 Day Return

-0.6%

WBBW

-9.6%

US Mortgage

-0.3%

US Market


1 Year Return

46.4%

WBBW

51.4%

US Mortgage

50.2%

US Market

Return vs Industry: WBBW underperformed the US Mortgage industry which returned 50.1% over the past year.

Return vs Market: WBBW underperformed the US Market which returned 51.8% over the past year.


Shareholder returns

WBBWIndustryMarket
7 Day-0.6%-9.6%-0.3%
30 Day-0.9%-10.2%2.2%
90 Day8.7%-5.3%3.8%
1 Year46.4%46.4%55.9%51.4%52.7%50.2%
3 Year28.6%28.6%33.7%23.0%63.4%53.1%
5 Year43.0%43.0%78.1%52.9%129.6%104.0%

Long-Term Price Volatility Vs. Market

How volatile is Westbury Bancorp's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Westbury Bancorp undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Westbury Bancorp is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Westbury Bancorp has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Future Growth

How is Westbury Bancorp forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-5.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Westbury Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Westbury Bancorp performed over the past 5 years?

17.8%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Westbury Bancorp has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Financial Health

How is Westbury Bancorp's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: Insufficient data to determine if WBBW's has appropriate level of Assets to Equity ratio.

Allowance for Bad Loans: Insufficient data to determine if WBBW has a sufficient allowance for bad loans.

Low Risk Liabilities: WBBW reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.

Loan Level: Insufficient data to determine if WBBW has an appropriate level of Loans to Assets ratio.

Low Risk Deposits: WBBW reports no customer deposits, loans are made up entirely of externally borrowed funds.

Level of Bad Loans: Insufficient data to determine if WBBW has an appropriate level of bad loans.


Dividend

What is Westbury Bancorp current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate WBBW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate WBBW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if WBBW's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if WBBW's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of WBBW's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.6yrs

Average management tenure


CEO

Greg Remus (50 yo)

5.58yrs

Tenure

US$556,910

Compensation

Mr. Greg J. Remus has been the Chief Executive Officer of Westbury Bank and Westbury Bancorp, Inc. since October 1, 2015. He has been President of Westbury Bancorp, Inc. since January 1, 2015. Mr. Remus se...


CEO Compensation Analysis

Compensation vs Market: Insufficient data to establish whether Greg's total compensation is reasonable compared to companies of similar size in the US market.

Compensation vs Earnings: Insufficient data to compare Greg's compensation with company performance.


Leadership Team

Experienced Management: WBBW's management team is seasoned and experienced (5.6 years average tenure).


Board Members

Experienced Board: WBBW's board of directors are considered experienced (4.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Westbury Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Westbury Bancorp, Inc.
  • Ticker: WBBW
  • Exchange: OTCPK
  • Founded: 1926
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$79.141m
  • Shares outstanding: 2.77m
  • Website: https://www.westburybankwi.com

Number of Employees


Location

  • Westbury Bancorp, Inc.
  • 200 South Main Street
  • West Bend
  • Wisconsin
  • 53095
  • United States

Listings


Biography

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United St...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/07 23:09
End of Day Share Price2021/05/05 00:00
Earnings2019/06/30
Annual Earnings2018/09/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.