SpareBank 1 SMN (OTCPK:SRMG.F) - Stock Price, News & Analysis

SRMG.F Stock Overview

Provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. More details

SRMG.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	5/6
Financial Health	5/6
Dividends	6/6

Rewards

Trading at 51.1% below our estimate of its fair value

Earnings are forecast to grow 3.57% per year

Earnings grew by 54.4% over the past year

Pays a high and reliable dividend of 7.38%

Risk Analysis

Shares are highly illiquid

SpareBank 1 SMN Competitors

Enterprise Financial Services

NasdaqGS:EFSC

US$2.3b

Stock Yards Bancorp

NasdaqGS:SYBT

US$2.2b

Seacoast Banking Corporation of Florida

NasdaqGS:SBCF

US$2.6b

Pathward Financial

NasdaqGS:CASH

US$2.1b

Price History & Performance

Summary of all time highs, changes and price drops for SpareBank 1 SMN
Historical stock prices
Current Share Price	NOK 12.43
52 Week High	NOK 12.43
52 Week Low	NOK 12.43
Beta	0.82
11 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	9.04%

Recent updates

Shareholder Returns

	SRMG.F	US Banks	US Market
7D	0%	1.8%	2.2%
1Y	n/a	57.7%	31.6%

Return vs Industry: Insufficient data to determine how SRMG.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how SRMG.F performed against the US Market.

Price Volatility

Is SRMG.F's price volatile compared to industry and market?
SRMG.F volatility
SRMG.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: SRMG.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine SRMG.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1823	1,671	Jan-Frode Janson	www.sparebank1.no/nb/smn

SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. The company offers mortgage, vehicle, green, move, consumer and other loans; refinancing; and placement, group, savings, business, group, tax deduction, currency, and deposit accounts. It also provides BSU house savings for young people; fixed interest deposits; savings and investments; cash services; and payments.

SpareBank 1 SMN Fundamentals Summary

How do SpareBank 1 SMN's earnings and revenue compare to its market cap?
SRMG.F fundamental statistics
Market cap	US$2.13b
Earnings (TTM)	US$277.62m
Revenue (TTM)	US$828.50m

7.7x

P/E Ratio

0.8x

P/B Ratio

Is SRMG.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SRMG.F income statement (TTM)
Revenue	NOK 9.12b
Cost of Revenue	NOK 0
Gross Profit	NOK 9.12b
Other Expenses	NOK 6.06b
Earnings	NOK 3.06b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 12, 2025

Earnings per share (EPS)	21.18
Gross Margin	100.00%
Net Profit Margin	33.51%
Debt/Equity Ratio	212.8%

How did SRMG.F perform over the long term?

See historical performance and comparison

Dividends

7.4%

Current Dividend Yield

56%

Payout Ratio

SpareBank 1 SMN OTCPK:SRMG.F Stock Report