SpareBank 1 SMN Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 SMN has total assets of NOK223.3B and total equity of NOK25.0B. Total deposits are NOK136.6B, and total loans are NOK163.2B.
Key information
8.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | kr136.65b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr8.69b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SRMG.F's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: SRMG.F has a low allowance for bad loans (53%).
Low Risk Liabilities: 69% of SRMG.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: SRMG.F has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: SRMG.F's Loans to Deposits ratio (119%) is appropriate.
Level of Bad Loans: SRMG.F has an appropriate level of bad loans (1.2%).